Get this analysis for your own portfolio Paste your holdings — the first report is free and takes about a minute. Analyze mine Roast mode 🔥

A portfolio that loves big names and dabbles in adventure but forgets the spice of life

Report created on Jul 21, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

5/5
Highly Diversified
Less diversification More diversification
Curious how your own portfolio scores? Same analysis, your holdings. First report free — no card needed. Analyze mine

Positions

This portfolio is like a movie with too many lead actors and not enough supporting roles. With 60% in a Fidelity 500 Index Fund, it's clear you're betting big on the home team. The remaining 40% is a smattering of international exposure, small caps, and real estate, like adding a dash of seasoning to an otherwise bland dish. It screams, "I want to be adventurous but also need my safety blanket."

Growth Info

Historically, your portfolio has strutted around with a CAGR of 14.44%, which sounds impressive until you realize it's like winning a race because the other runners tripped. The -35.24% max drawdown is a reminder that even the best athletes can face a nasty spill. And relying on 16 days for 90% of your returns? That's like banking on lottery tickets for retirement.

Projection Info

Monte Carlo simulations have spoken, and the future looks like a roller coaster designed by a mad scientist. With outcomes ranging from a modest 5.2% to an eye-watering 330.1%, it seems your portfolio could either buy you a yacht or a rowboat. Remember, simulations are like weather forecasts for your money; always pack an umbrella.

Asset classes Info

  • Stocks
    94%
  • Real Estate
    5%
  • Cash
    1%

With 94% in stocks and a timid toe-dip into real estate and cash, your portfolio's asset class distribution has the diversity of a 90s boy band. It's heavily skewed towards equities, making it susceptible to market mood swings. A little more variety could prevent your financial diet from becoming monotonous and risky.

Sectors Info

  • Technology
    23%
  • Financials
    16%
  • Industrials
    10%
  • Health Care
    9%
  • Consumer Discretionary
    8%
  • Real Estate
    7%
  • Telecommunications
    7%
  • Consumer Staples
    6%
  • Energy
    5%
  • Basic Materials
    4%
  • Utilities
    3%
  • Consumer Discretionary
    2%

Your sector allocation reads like a tech enthusiast's wish list, with a heavy lean on technology and financial services. While it's great to ride the wave of innovation, remember that even the titans of industry can wipe out. Broadening your horizons beyond these sectors might save you from a tech wreck or financial fiasco.

Regions Info

  • North America
    77%
  • Europe Developed
    10%
  • Japan
    5%
  • Asia Emerging
    3%
  • Asia Developed
    2%
  • Australasia
    1%
  • Africa/Middle East
    1%

North America holds 77% of your portfolio, showcasing a home bias that's stronger than a toddler's grip on a candy bar. While the international funds gesture towards global diversification, the minimal stakes in emerging markets and other regions suggest a fear of leaving the familiar playground. Expanding your geographical footprint could bring unexpected treats from around the globe.

Market capitalization Info

  • Mega-cap
    37%
  • Large-cap
    28%
  • Mid-cap
    24%
  • Small-cap
    6%
  • Micro-cap
    3%

Your market cap allocation is like a buffet plate overloaded with chicken nuggets (mega and big caps) and only a few veggies (small and micro caps). Sure, the big names can be comforting, but snacking on smaller companies could add some much-needed flavor and potential growth to your investment meal.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Open the Portfolio Builder Reshape your holdings and watch every metric recalculate live. Try it

Your portfolio's risk-return trade-off is like juggling with knives; it looks cool until someone gets hurt. The heavy reliance on large-cap and tech sectors without sufficient cushioning from bonds or alternative assets could lead to volatility that's not for the faint-hearted. Striving for a more efficient frontier by balancing risk and return might save you a few scars.

Dividends Info

  • Avantis® International Small Cap Value ETF 3.80%
  • Avantis® U.S. Small Cap Value ETF 1.70%
  • FIDELITY TOTAL INTERNATIONAL INDEX FUND INSTITUTIONAL PREMIUM CLASS 2.40%
  • Fidelity 500 Index Fund 0.90%
  • Vanguard Real Estate Index Fund ETF Shares 3.90%
  • Vanguard Mid-Cap Index Fund ETF Shares 1.50%
  • Weighted yield (per year) 1.56%

Your dividends are like finding loose change under the couch cushions; nice to have but not life-changing. With a total yield of 1.56%, it's clear income generation is not the star of the show. For a portfolio that aims to grow, this might suffice, but don't expect these dividends to pay the bills anytime soon.

Ongoing product costs Info

  • Avantis® International Small Cap Value ETF 0.36%
  • Avantis® U.S. Small Cap Value ETF 0.25%
  • FIDELITY TOTAL INTERNATIONAL INDEX FUND INSTITUTIONAL PREMIUM CLASS 0.06%
  • Fidelity 500 Index Fund 0.02%
  • Vanguard Real Estate Index Fund ETF Shares 0.12%
  • Vanguard Mid-Cap Index Fund ETF Shares 0.04%
  • Weighted costs total (per year) 0.06%

At least your cost management is not a total facepalm. With a Total Expense Ratio (TER) averaging around 0.06%, you're not bleeding money on fees, which is commendable. It's like choosing a budget airline for a short trip; it gets the job done without unnecessary frills.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

Compare your holdings

How much do the funds you hold actually overlap with the ones people weigh them against?

AVUV vs SPMO AVDV vs VOO AVUV vs XMMO AVUV vs VTV

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey