A growth-focused portfolio with high exposure to US markets and diversified international investments

Report created on Jul 7, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

The portfolio is structured with a significant emphasis on equity, comprising 50% in a large-cap ETF that tracks the S&P 500, 20% in a U.S. small-cap value ETF, and the remaining 30% split evenly between international small-cap, developed markets, and emerging markets ETFs. This composition reflects a strategic blend of large-cap stability and small-cap growth potential, alongside geographic diversification to mitigate risk and capture global market opportunities.

Growth Info

Historically, this portfolio has demonstrated a robust Compound Annual Growth Rate (CAGR) of 15.11%, with a maximum drawdown of -37.14%. These figures suggest a strong performance with the ability to recover from market downturns, albeit with a significant volatility indicative of its growth-oriented strategy. The concentrated returns on specific days underscore the importance of remaining invested through market cycles for optimal growth.

Projection Info

Utilizing Monte Carlo simulations, which project future performance based on historical data, the portfolio shows a wide range of outcomes with a median increase of 368.7%. However, it's crucial to remember that these projections are hypothetical and subject to the limitations of past performance as a predictor of future results. The simulations reinforce the portfolio's growth potential while highlighting the inherent uncertainties in investing.

Asset classes Info

  • Stocks
    99%
  • Cash
    1%

With a 99% allocation to stocks and 1% in cash, the portfolio is heavily tilted towards equities, underscoring its growth focus. This asset class distribution is typical for investors aiming for higher returns, albeit with increased risk. The absence of bonds or other asset classes suggests a higher risk tolerance, relying on stock market performance for gains.

Sectors Info

  • Technology
    21%
  • Financials
    19%
  • Consumer Discretionary
    13%
  • Industrials
    12%
  • Health Care
    7%
  • Telecommunications
    7%
  • Energy
    6%
  • Consumer Staples
    6%
  • Basic Materials
    5%
  • Utilities
    2%
  • Real Estate
    2%

The sectoral allocation is well-diversified, with technology and financial services leading at 21% and 19%, respectively. This is followed by consumer cyclicals, industrials, and a spread across healthcare, communication services, and other sectors. Such diversity helps in mitigating sector-specific risks, although the tech-heavy focus could expose the portfolio to higher volatility in response to market changes.

Regions Info

  • North America
    72%
  • Europe Developed
    10%
  • Asia Emerging
    6%
  • Japan
    5%
  • Asia Developed
    3%
  • Africa/Middle East
    2%
  • Australasia
    2%
  • Latin America
    1%

Geographically, the portfolio is predominantly invested in North America (72%), with strategic allocations in developed Europe (10%), Asia Emerging (6%), and other regions. This distribution benefits from the stability and growth of the U.S. market while leveraging potential upsides in international markets. However, the heavy U.S. concentration may suggest a need for increased international exposure to enhance global diversification.

Market capitalization Info

  • Mega-cap
    32%
  • Large-cap
    23%
  • Mid-cap
    17%
  • Small-cap
    14%
  • Micro-cap
    11%

The market capitalization breakdown reveals a balanced approach, with 32% in mega, 23% in big, and a combined 31% in medium, small, and micro-caps. This reflects a strategic blend aimed at capturing growth across different company sizes, although the emphasis on larger companies aligns with the portfolio's growth and stability objectives.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Considering the Efficient Frontier, this portfolio appears to be positioned for optimal risk-return trade-offs based on its current composition. However, continuous reassessment is vital to ensure it remains aligned with changing market conditions and personal investment goals. Adjustments may be needed to maintain the desired efficiency level, especially in response to evolving risk tolerance and investment horizon.

Dividends Info

  • Avantis® International Small Cap Value ETF 3.80%
  • Avantis® U.S. Small Cap Value ETF 1.70%
  • Vanguard FTSE Developed Markets Index Fund ETF Shares 2.70%
  • Vanguard S&P 500 ETF 1.20%
  • Vanguard FTSE Emerging Markets Index Fund ETF Shares 2.80%
  • Weighted yield (per year) 1.87%

The dividend yields across the ETFs contribute to the portfolio's total yield of 1.87%, adding a modest income component to the growth-focused strategy. While dividends are not the primary objective, they offer a supplementary return stream that can enhance overall performance, particularly in volatile or bearish markets.

Ongoing product costs Info

  • Avantis® International Small Cap Value ETF 0.36%
  • Avantis® U.S. Small Cap Value ETF 0.25%
  • Vanguard FTSE Developed Markets Index Fund ETF Shares 0.05%
  • Vanguard S&P 500 ETF 0.03%
  • Vanguard FTSE Emerging Markets Index Fund ETF Shares 0.08%
  • Weighted costs total (per year) 0.11%

The portfolio's total expense ratio (TER) of 0.11% is impressively low, maximizing the potential for net returns. This cost efficiency is crucial for long-term growth, as lower expenses directly translate to higher investment earnings over time. The focus on low-cost ETFs is a strategic advantage in managing and optimizing the portfolio's performance.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey