A growth-focused portfolio with a significant stake in Bitcoin and broad diversification
Report created on Jun 7, 2025Risk profile
5/7
Diversification profile
4/5
Positions
-
VT Vanguard Total Stock Market Index Fund ETF Shares
VTI - US9229087690 35.00% -
FB Fidelity Wise Origin Bitcoin Trust
FBTC - US3159481098 25.00% -
AV Avantis® U.S. Small Cap Value ETF
AVUV - US0250728773 20.00% -
VX Vanguard Total International Stock Index Fund ETF Shares
VXUS - US9219097683 20.00%
This portfolio showcases a strong growth orientation, with a substantial 25% allocation to the Fidelity Wise Origin Bitcoin Trust, reflecting a high-risk, high-reward strategy. The remaining allocation is spread across broad market ETFs, including 35% in the Vanguard Total Stock Market Index Fund ETF Shares and 20% each in Avantis® U.S. Small Cap Value ETF and Vanguard Total International Stock Index Fund ETF Shares. This composition suggests a strategic balance between aggressive growth assets and diversified equity exposure, aiming to capitalize on the high potential returns of Bitcoin while mitigating risk through broad market investments.
Growth
The portfolio's historical performance, with a Compound Annual Growth Rate (CAGR) of 29.13%, underscores its high-growth potential. The maximum drawdown of -21.55% indicates significant volatility, which is not uncommon for growth-oriented portfolios, especially those with substantial cryptocurrency exposure. The days contributing to 90% of returns being limited to just 9.0 days highlights the impact of short, sharp market movements on portfolio gains, emphasizing the importance of timing in investment decisions for assets like Bitcoin.
Projection
Forward projections, based on Monte Carlo simulations, suggest a wide range of potential outcomes, from a 5th percentile growth of 356.4% to a 67th percentile growth of 4,683.5%. These simulations, which use historical data to estimate future returns, indicate a high degree of uncertainty but a significant upside potential. However, it's crucial to note that such projections have limitations and cannot guarantee future performance, especially for volatile assets like Bitcoin.
Asset classes
- Stocks 74%
- Other 25%
- Cash 1%
The portfolio's asset class distribution, with 74% in stocks and 25% in 'Other' (primarily Bitcoin), indicates a focus on equity and alternative investments. This allocation aligns with its growth profile but introduces higher volatility and risk. The minimal cash holding suggests a fully invested stance, aiming to maximize potential returns.
Sectors
- Financials 15%
- Technology 14%
- Industrials 9%
- Consumer Discretionary 9%
- Health Care 6%
- Energy 5%
- Telecommunications 5%
- Consumer Staples 4%
- Basic Materials 3%
- Real Estate 2%
- Utilities 2%
Sectoral allocation shows a well-rounded exposure with financial services and technology leading at 15% and 14%, respectively. This is followed by industrials, consumer cyclicals, and healthcare, among others. This diversification can help mitigate sector-specific risks and capitalize on growth across different areas of the economy.
Regions
- North America 56%
- Europe Developed 8%
- Asia Emerging 3%
- Japan 3%
- Asia Developed 2%
- Australasia 1%
- Africa/Middle East 1%
- Latin America 1%
Geographic exposure is heavily weighted towards North America (56%), with modest allocations to developed Europe (8%) and emerging Asia (3%), among others. This North American bias reflects a common strategy for U.S.-based investors but suggests potential underexposure to international growth opportunities, particularly in emerging markets.
Market capitalization
- Mega-cap 23%
- Large-cap 17%
- Small-cap 13%
- Micro-cap 11%
- Mid-cap 10%
The portfolio's market capitalization exposure shows a balanced approach, with a mix of mega (23%), big (17%), small (13%), micro (11%), and medium (10%) cap stocks. This balance supports diversification across different company sizes, potentially reducing risk and capturing growth from various market segments.
Risk vs. return
This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.
Click on the colored dots to explore allocations.
The portfolio's current allocation suggests it's positioned near the Efficient Frontier, indicating an optimal risk-return balance based on historical data. However, the inclusion of Bitcoin, a highly volatile asset, means there's room to reassess this balance regularly, ensuring the portfolio remains aligned with the investor's risk tolerance and return objectives.
Dividends
- Avantis® U.S. Small Cap Value ETF 1.80%
- Vanguard Total Stock Market Index Fund ETF Shares 1.30%
- Vanguard Total International Stock Index Fund ETF Shares 2.90%
- Weighted yield (per year) 1.40%
The portfolio's dividend yield, with an overall yield of 1.40%, reflects a moderate income component. This yield, while not the primary focus for a growth-oriented investor, provides a stream of passive income, adding to the total return potential of the portfolio.
Ongoing product costs
- Avantis® U.S. Small Cap Value ETF 0.25%
- Vanguard Total Stock Market Index Fund ETF Shares 0.03%
- Vanguard Total International Stock Index Fund ETF Shares 0.05%
- Weighted costs total (per year) 0.07%
Portfolio costs, with a total Expense Ratio (TER) of 0.07%, are impressively low, enhancing its long-term return potential. Keeping costs minimal is a key strategy for maximizing investment growth, especially in a portfolio with a significant allocation to low-cost ETFs.
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