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A high-octane, tech-loaded portfolio that plays fast and loose with diversification principles

Report created on Nov 4, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

5/5
Highly Diversified
Less diversification More diversification

Positions

This portfolio is like a buffet where you've piled your plate high with the most exotic dishes while ignoring the staples. There's a clear love affair with tech and clean energy, but it's like you're trying to dance at two weddings with one foot. The heavy tilt towards ETFs and tech stocks, sprinkled with speculative bets on energy transition materials and rare earth metals, suggests a strategy that's more hopeful than strategic. It's diversified, sure, in the same way a teenager's playlist is "eclectic." Let's aim for a mix that's more coherent, less scattergun.

Growth Info

Let's talk performance: with a CAGR of 39.13%, you're either a genius or riding the bull market wave with a jet ski. But that max drawdown of -21.18%? That's your portfolio screaming for a reality check during market tantrums. Remember, high past returns are like high school glory days — fun to reminisce but not indicative of future success. It's impressive, yet the volatility suggests you're one bad news day away from a portfolio panic attack. Maybe consider strategies that don't involve clutching your chest every time the market hiccups.

Projection Info

Monte Carlo simulations show a wild ride ahead, with a median portfolio value soaring to 3,659.7%. That's like betting on a dark horse and it winning the Triple Crown. But remember, Monte Carlo is like Vegas — what happens in simulation, stays in simulation. It's not a crystal ball, especially with your high-stakes, tech-heavy bets. The range from -6.7% to over 9,246.7% suggests you might either be on the verge of a breakthrough or a breakdown. Let's aim for a future where you're not potentially looking at your portfolio through your fingers.

Asset classes Info

  • Stocks
    95%
  • Cash
    3%
  • Bonds
    2%
  • Other
    1%

Ninety-five percent in stocks is like putting all your eggs in one basket, then strapping that basket to a rocket. Sure, it's exciting, but one misfire and it's omelet time. The token gesture towards bonds and cash feels like bringing a water pistol to a wildfire. Diversifying across asset classes isn't just wise; it's portfolio survival 101. Let's balance that adrenaline rush with some safety nets, shall we?

Sectors Info

  • Technology
    27%
  • Industrials
    16%
  • Basic Materials
    14%
  • Telecommunications
    9%
  • Financials
    7%
  • Consumer Discretionary
    7%
  • Energy
    5%
  • Health Care
    5%
  • Utilities
    3%
  • Consumer Staples
    2%
  • Real Estate
    1%

Your tech and industrials-heavy approach is akin to wearing a raincoat only on your left arm. Sure, it's protection, but only if the rain agrees to fall on one side. The glaring underweight in sectors like healthcare and consumer staples is like ignoring vegetables in your diet — not a problem today, but wait a few years. Broaden your sector exposure to avoid getting caught in sector-specific downpours.

Regions Info

  • North America
    74%
  • Europe Developed
    7%
  • Asia Emerging
    4%
  • Japan
    3%
  • Asia Developed
    2%
  • Australasia
    2%
  • No data
    2%
  • Latin America
    1%
  • Africa/Middle East
    1%

With 74% in North America, your portfolio has the geographic diversity of a fast-food menu: heavy on comfort, light on variety. While home bias is common, ignoring other regions is like refusing to acknowledge the existence of spices. Emerging markets and developed regions outside the US can add flavor and resilience to your portfolio. Let's go global but in a measured way, not just chasing after exotic returns.

Market capitalization Info

  • Mega-cap
    34%
  • Large-cap
    23%
  • Small-cap
    17%
  • Mid-cap
    16%
  • Micro-cap
    4%

Your mix of mega, big, and small caps is like a party with an awkward age range — sure, everyone's invited, but the conversations are going to be... interesting. While it's commendable to not just chase the giants, your small and micro-cap enthusiasm might be a bit much. These are the wild cards of the stock world: thrilling, but unpredictable. A more balanced approach could prevent your portfolio from acting like a teenager going through a phase.

Redundant positions Info

  • Vanguard Total Stock Market Index Fund ETF Shares
    Invesco NASDAQ 100 ETF
    Direxion Daily S&P500® Bull 3X Shares
    High correlation

The high correlation among your top holdings is like having a choir where everyone sings the same note. Sure, it's harmonious, but you're missing out on the depth a little diversity could bring. Overlapping investments in tech-heavy ETFs and stocks mean when the tech sector sneezes, your portfolio could catch a cold. Diversifying your holdings to include less correlated assets can create a more resilient melody.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

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Your portfolio's dance on the Efficient Frontier is more stumble than ballet. High risk for potentially high returns is an age-old tune, but there's room for a more graceful performance. Removing correlated assets and balancing your asset classes could turn your portfolio from a clumsy shuffle to a choreographed tango. Think less about chasing the highest returns and more about optimizing the risk-return ratio.

Dividends Info

  • Apple Inc 0.40%
  • Vanguard Total Bond Market Index Fund ETF Shares 3.50%
  • Vanguard Total International Bond Index Fund ETF Shares 4.10%
  • SPDR® Kensho Clean Power ETF 0.70%
  • Alphabet Inc Class A 0.30%
  • SPDR S&P Kensho Smart Mobility 1.40%
  • International Business Machines 2.20%
  • iShares Global Clean Energy ETF 1.50%
  • iShares Core MSCI Total International Stock ETF 2.80%
  • SPDR Kensho New Economies Composite 0.90%
  • Microsoft Corporation 0.60%
  • VanEck Uranium+Nuclear Energy ETF 0.40%
  • Novo Nordisk A/S 3.40%
  • PGIM ETF Trust 4.80%
  • Invesco NASDAQ 100 ETF 0.50%
  • Defiance Quantum ETF 0.60%
  • VanEck Rare Earth/Strategic Metals ETF 1.50%
  • iShares MSCI Global Gold Miners ETF 0.70%
  • SPDR S&P Kensho Final Frontiers 0.50%
  • Sprott Energy Transition Materials ETF 1.20%
  • iShares® 0-3 Month Treasury Bond ETF 3.90%
  • Global X Funds 0.20%
  • SPDR S&P Kensho Intelligent Structures 0.40%
  • iShares MSCI Global Silver and Metals Miners ETF 0.50%
  • VanEck Semiconductor ETF 0.30%
  • Invesco S&P 500® Momentum ETF 0.60%
  • Direxion Daily S&P500® Bull 3X Shares 0.70%
  • iShares 20+ Year Treasury Bond ETF 4.00%
  • Toyota Motor Corporation ADR 1.70%
  • Vanguard Total Stock Market Index Fund ETF Shares 1.10%
  • Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares 3.40%
  • SPDR® S&P Aerospace & Defense ETF 0.60%
  • Weighted yield (per year) 1.02%

Your dividend strategy is like owning a lemonade stand that only pays out when it's sunny. Sure, it's nice to have, but it's hardly reliable income. With a total yield floating around 1.02%, it's clear dividends are an afterthought in this high-growth chase. Consider beefing up on assets that offer a steadier income stream, so you're not just relying on market appreciation to quench your thirst.

Ongoing product costs Info

  • Vanguard Total Bond Market Index Fund ETF Shares 0.03%
  • Vanguard Total International Bond Index Fund ETF Shares 0.07%
  • SPDR® Kensho Clean Power ETF 0.45%
  • SPDR S&P Kensho Smart Mobility 0.45%
  • iShares Gold Trust 0.25%
  • iShares Global Clean Energy ETF 0.41%
  • iShares Core MSCI Total International Stock ETF 0.07%
  • SPDR Kensho New Economies Composite 0.20%
  • VanEck Uranium+Nuclear Energy ETF 0.61%
  • PGIM ETF Trust 0.19%
  • Invesco NASDAQ 100 ETF 0.15%
  • Defiance Quantum ETF 0.40%
  • VanEck Rare Earth/Strategic Metals ETF 0.54%
  • iShares MSCI Global Gold Miners ETF 0.39%
  • SPDR S&P Kensho Final Frontiers 0.45%
  • Sprott Energy Transition Materials ETF 0.65%
  • iShares® 0-3 Month Treasury Bond ETF 0.07%
  • Global X Funds 0.50%
  • SPDR S&P Kensho Intelligent Structures 0.45%
  • iShares Silver Trust 0.50%
  • iShares MSCI Global Silver and Metals Miners ETF 0.39%
  • VanEck Semiconductor ETF 0.35%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Direxion Daily S&P500® Bull 3X Shares 0.91%
  • iShares 20+ Year Treasury Bond ETF 0.15%
  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares 0.04%
  • SPDR® S&P Aerospace & Defense ETF 0.35%
  • SPDR® S&P Biotech ETF 0.35%
  • Weighted costs total (per year) 0.17%

The total TER of 0.17% is surprisingly restrained, like ordering a salad at a steakhouse — commendable but unexpected given the rest of your portfolio's flamboyance. While you've managed costs well, the real expense here is the potential overexposure to high-volatility sectors. Let's not forget that the biggest cost can be the one you pay in lost opportunities by not diversifying properly.

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