This portfolio has only about 1.4 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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A growth-oriented portfolio with a strong emphasis on technology and momentum strategies

Report created on Aug 15, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

5/5
Highly Diversified
Less diversification More diversification
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Positions

This portfolio showcases a strategic blend of ETFs and stocks, with a significant tilt towards technology and financial services sectors, reflecting a growth-focused investment approach. The inclusion of specific ETFs targeting momentum strategies across both U.S. and international markets indicates a proactive attempt to capitalize on trends. The allocation towards Bitcoin and small cap value ETFs introduces a speculative element, aiming to balance high-growth potential with diversification. This structure suggests an effort to strike a balance between chasing growth and managing risk through geographical and sectoral diversification.

Growth Info

With a historic Compound Annual Growth Rate (CAGR) of 28.32%, the portfolio has demonstrated robust growth. This performance is underscored by a maximum drawdown of -22.90%, indicating notable volatility but also resilience in recovering from downturns. The days contributing most to returns highlight the portfolio's sensitivity to market movements, suggesting a significant portion of gains can be attributed to a few key periods. Comparing this performance with benchmarks would further contextualize these figures, offering insights into relative risk and return efficiency.

Projection Info

Monte Carlo simulations, which use historical data to forecast a range of possible future outcomes, project an optimistic growth trajectory for this portfolio. With 992 out of 1,000 simulations showing positive returns, the median projected growth is notably high. However, the wide range between the 5th and 67th percentiles underscores potential volatility. These projections, while informative, are based on past trends and cannot guarantee future performance, especially considering the speculative assets and momentum strategies involved.

Asset classes Info

  • Stocks
    92%
  • Other
    5%
  • Cash
    2%
  • Bonds
    1%

The portfolio's heavy emphasis on stocks (92%) aligns with its growth-oriented risk profile. The inclusion of a small percentage in other assets, cash, and bonds plays a minimal role in risk mitigation. This asset class distribution supports aggressive growth targets but also exposes the portfolio to higher market volatility. Diversifying across more asset classes could offer better protection against downturns without significantly compromising growth potential.

Sectors Info

  • Financials
    25%
  • Technology
    22%
  • Telecommunications
    10%
  • Industrials
    9%
  • Consumer Discretionary
    8%
  • Health Care
    6%
  • Consumer Staples
    5%
  • Energy
    4%
  • Basic Materials
    2%
  • Utilities
    2%
  • Real Estate
    1%

Sector allocation reveals a strong focus on technology and financial services, comprising nearly half of the portfolio. This concentration enhances exposure to sectors with high growth potential but also increases sensitivity to sector-specific risks, such as regulatory changes or economic cycles. The underrepresentation of traditionally defensive sectors like utilities and consumer staples further accentuates the portfolio's aggressive stance. Balancing growth-oriented sectors with more stable ones could reduce volatility.

Regions Info

  • North America
    66%
  • Europe Developed
    14%
  • Asia Emerging
    4%
  • Japan
    4%
  • Asia Developed
    2%
  • Australasia
    2%
  • Africa/Middle East
    1%
  • Latin America
    1%

The portfolio's geographic distribution, with two-thirds invested in North America and notable allocations to developed Europe and emerging markets, reflects a strategic attempt to capture global growth. However, the relatively low exposure to emerging markets and Asia may limit opportunities in high-growth regions. Increasing diversification across these areas could enhance potential returns and reduce the impact of regional downturns.

Market capitalization Info

  • Mega-cap
    34%
  • Large-cap
    29%
  • Mid-cap
    14%
  • Small-cap
    10%
  • Micro-cap
    4%

The market capitalization breakdown shows a balanced approach, with a lean towards mega and big-cap stocks. This allocation supports stability and growth, benefiting from the leadership and resilience of large companies. However, the representation of medium, small, and micro-cap stocks, although modest, is crucial for tapping into higher growth potential. Adjusting the balance to include more small and micro-cap investments could offer higher returns, albeit with increased risk.

Redundant positions Info

  • Avantis® International Small Cap Value ETF
    Vanguard FTSE Developed Markets Index Fund ETF Shares
    High correlation
  • Vanguard S&P 500 ETF
    Invesco S&P 500® Momentum ETF
    High correlation

The portfolio contains highly correlated asset groups, particularly within ETFs tracking similar indices or themes. This redundancy limits diversification benefits, as these assets tend to move in tandem during market fluctuations. Identifying and reducing overlap by reallocating investments into less correlated assets could enhance portfolio resilience without sacrificing growth potential.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

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Considering the Efficient Frontier, the portfolio could benefit from optimization to improve the risk-return ratio. Addressing the identified overlap in highly correlated assets and rebalancing sector and geographic exposures could move the portfolio closer to the Efficient Frontier. This process involves not just minimizing risk for a given level of expected return but also ensuring that each asset contributes to the portfolio's diversification and overall performance objectives.

Dividends Info

  • ASML Holding NV ADR 0.90%
  • Avantis® International Small Cap Value ETF 3.60%
  • Avantis® U.S. Small Cap Value ETF 1.60%
  • Capital One Financial Corporation 0.80%
  • Alphabet Inc Class A 0.40%
  • Invesco S&P International Developed Momentum ETF 1.90%
  • YieldMax™ MSTR Option Income Strategy ETF 147.30%
  • Novo Nordisk A/S 3.20%
  • Putnam ETF Trust - Putnam BDC Income ETF 9.60%
  • Schwab U.S. Dividend Equity ETF 3.70%
  • Invesco S&P 500® Momentum ETF 0.60%
  • Taiwan Semiconductor Manufacturing 1.10%
  • Tidal Trust II 131.50%
  • Vanguard FTSE Developed Markets Index Fund ETF Shares 2.60%
  • Vanguard Information Technology Index Fund ETF Shares 0.40%
  • Vanguard S&P 500 ETF 1.20%
  • Vanguard FTSE Emerging Markets Index Fund ETF Shares 2.70%
  • Invesco S&P MidCap Momentum ETF 0.70%
  • Weighted yield (per year) 11.27%

The portfolio's dividend yield strategy, with a total yield of 11.27%, contributes to its total return, providing a steady income stream alongside capital appreciation. However, the exceptionally high yields from specific ETFs may reflect underlying risks or unsustainable payout ratios. A closer examination of dividend stability and growth prospects is advisable to ensure these contributions are reliable and aligned with the portfolio's long-term growth objectives.

Ongoing product costs Info

  • Avantis® International Small Cap Value ETF 0.36%
  • Avantis® U.S. Small Cap Value ETF 0.25%
  • iShares Bitcoin Trust 0.12%
  • Invesco S&P International Developed Momentum ETF 0.25%
  • YieldMax™ MSTR Option Income Strategy ETF 0.99%
  • Putnam ETF Trust - Putnam BDC Income ETF 6.79%
  • Schwab U.S. Dividend Equity ETF 0.06%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Tidal Trust II 1.14%
  • Vanguard FTSE Developed Markets Index Fund ETF Shares 0.05%
  • Vanguard Information Technology Index Fund ETF Shares 0.10%
  • Vanguard S&P 500 ETF 0.03%
  • Vanguard FTSE Emerging Markets Index Fund ETF Shares 0.08%
  • Invesco S&P MidCap Momentum ETF 0.34%
  • Weighted costs total (per year) 0.51%

The portfolio's average total expense ratio (TER) of 0.51% is moderate, reflecting a mix of low-cost index ETFs and higher-cost specialized funds. Notably, the Putnam BDC Income ETF and Tidal Trust II exhibit significantly higher costs, which could erode returns over time. Streamlining the portfolio to focus on cost-efficient funds without compromising strategic goals could enhance net performance.

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