A daring dive into tech and momentum with a sprinkle of global flavor
Report created on Jul 27, 2025Risk profile
5/7
Diversification profile
4/5
Positions
-
VT Vanguard Total Stock Market Index Fund ETF Shares
VTI - US9229087690 30.00% -
VX Vanguard Total International Stock Index Fund ETF Shares
VXUS - US9219097683 20.00% -
AV Avantis® U.S. Small Cap Value ETF
AVUV - US0250728773 15.00% -
SP Invesco S&P 500® Momentum ETF
SPMO - US46138E3392 15.00% -
VG Vanguard Information Technology Index Fund ETF Shares
VGT - US92204A7028 15.00% -
AV Avantis® International Small Cap Value ETF
AVDV - US0250728021 5.00%
At first glance, this portfolio screams "I love the S&P 500, but let's make it spicy!" Diversification? Sure, if you count having a bit of everything but leaning heavily on the tech sector like it's the only game in town. With 30% in a total stock market ETF and another 15% in tech, it's like ordering a balanced meal but then dumping four scoops of ice cream on top. The small cap and international positions add some seasoning, but it's clear where the heart lies.
Growth
With a CAGR of 17.15%, it's like this portfolio was strapped to a rocket in recent years. But let's not forget that -35.38% max drawdown, a reminder that what goes up can come crashing down, especially when riding high on tech and momentum. It's the investment equivalent of binge-watching thrillers; exhilarating until you hit that one episode that leaves you sleepless.
Projection
Monte Carlo simulations are like asking a crystal ball about your financial future - interesting but take it with a grain of salt. With projections ranging wildly, it's like planning your retirement based on lottery odds. Sure, the 50th percentile looks promising, but remember, investing on hope is like skydiving without a parachute.
Asset classes
- Stocks 99%
- Cash 1%
Stocks, stocks, and more stocks. With 99% in equities and a token 1% in cash, this portfolio is like a diet consisting entirely of steak - rich and heavy, with a side of risk indigestion. Diversification across asset classes is as forgotten as last year's gym membership.
Sectors
- Technology 31%
- Financials 17%
- Industrials 11%
- Consumer Discretionary 11%
- Telecommunications 7%
- Health Care 6%
- Consumer Staples 5%
- Energy 5%
- Basic Materials 4%
- Utilities 2%
- Real Estate 2%
With a third of the portfolio in tech, it's clear someone's betting big on Silicon Valley continuing to print money. It's like having a fantasy football team but only drafting quarterbacks. Sure, they score big, but what happens when the tech sector pulls a hamstring?
Regions
- North America 77%
- Europe Developed 10%
- Japan 5%
- Asia Emerging 3%
- Asia Developed 2%
- Australasia 1%
- Africa/Middle East 1%
- Latin America 1%
North America holds 77% of the portfolio, making it clear this investor views the world through red, white, and blue-colored glasses. The smattering of international exposure feels like adding a single jalapeño to a pot of chili and calling it spicy.
Market capitalization
- Mega-cap 37%
- Large-cap 24%
- Mid-cap 15%
- Small-cap 13%
- Micro-cap 9%
The spread across market caps is like a teenager's attention span - all over the place. With a tilt towards mega and big caps, it's a safe play, but the adventurous dive into small and micro caps is like skateboarding without a helmet; thrilling until you hit a crack.
Risk vs. return
This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.
Click on the colored dots to explore allocations.
On the Efficient Frontier, this portfolio is like a drunk wandering home; it might get there, but it's not the most efficient route. The high risk for the return suggests a love for roller coasters, but remember, even thrill-seekers need a strategy beyond "hold my beer."
Dividends
- Avantis® International Small Cap Value ETF 3.70%
- Avantis® U.S. Small Cap Value ETF 1.70%
- Invesco S&P 500® Momentum ETF 0.60%
- Vanguard Information Technology Index Fund ETF Shares 0.50%
- Vanguard Total Stock Market Index Fund ETF Shares 1.20%
- Vanguard Total International Stock Index Fund ETF Shares 2.80%
- Weighted yield (per year) 1.52%
The dividend yield strategy seems more like an afterthought than a plan, with yields that wouldn't even buy you a decent cup of coffee annually. It's like expecting a lemonade stand to pay your mortgage.
Ongoing product costs
- Avantis® International Small Cap Value ETF 0.36%
- Avantis® U.S. Small Cap Value ETF 0.25%
- Invesco S&P 500® Momentum ETF 0.13%
- Vanguard Information Technology Index Fund ETF Shares 0.10%
- Vanguard Total Stock Market Index Fund ETF Shares 0.03%
- Vanguard Total International Stock Index Fund ETF Shares 0.05%
- Weighted costs total (per year) 0.11%
The overall cost is surprisingly low, like finding a designer suit at a thrift store. It's one of the few areas where this portfolio doesn't go overboard, proving even a blind squirrel finds a nut occasionally.
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