This portfolio has only about 10 months of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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Momentum tilted diversified portfolio with strong materials exposure and notable short term outperformance

Report created on Apr 7, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification
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Positions

This portfolio leans 90% into stocks with the remaining 10% split between gold-related ETFs and positions with missing asset data. The stock slice blends momentum strategies large and small value tilts a dividend-focused fund and a specialized materials play. That mix creates a balanced-but-tilted profile: diversified across styles yet clearly emphasizing momentum and cyclical materials. Because the weights are assumed buy-and-hold without rebalancing the more volatile holdings can gradually dominate the mix. Over time that can shift risk and style exposure away from the original design. Periodic check-ins on weights rather than constant tinkering help keep the portfolio aligned with its intended balance without overtrading.

Growth Info

Over roughly 10 months $1,000 grew to about $1,348 which implies a 44.1% compound annual growth rate (CAGR). CAGR is like average speed on a road trip smoothing out bumps along the way. This strongly beat both the U.S. and global equity benchmarks over the same short window. Max drawdown the worst peak-to-trough drop was about -12.7% slightly deeper than the benchmarks but still moderate relative to the upside. Just 13 days produced 90% of total gains underscoring how returns were driven by a handful of strong bursts. Because the history is under a year this impressive outperformance could easily be a short-term streak rather than a repeatable long-run pattern.

Projection Info

The Monte Carlo simulation takes the short return history shakes it thousands of times and builds many possible 15-year paths. It’s like running weather models to see a range of future climates not a single forecast. The median outcome turns $1,000 into about $2,591 with a wide “likely” band from roughly $1,734 to $3,738 and a very broad possible range extending up to around $6,584. The average simulated annual return of 7.4% is reasonable for a balanced equity-heavy mix. But because the input data covers less than a year any projection is fragile; it assumes recent behavior is representative of future decades which might not hold once markets rotate or volatility regimes change.

Asset classes Info

  • Stocks
    90%
  • No data
    5%
  • Other
    5%

With 90% in stocks and 10% in gold-related and other categories the portfolio is clearly growth-oriented yet not all-in on equities. That small non-equity sleeve can help during equity selloffs since gold often behaves differently from stocks though not always. Compared with a classic “balanced” 60/40 stock-bond mix this is much more equity-heavy which can mean higher long-term expected returns but bumpier ride. The absence of explicit bonds also removes a typical stabilizer that many balanced investors rely on. For someone comfortable with stock-like swings and preferring real assets and factor tilts over traditional bonds this structure offers a focused yet still multi-asset approach.

Sectors Info

  • Financials
    16%
  • Basic Materials
    16%
  • Industrials
    14%
  • Technology
    12%
  • Consumer Discretionary
    10%
  • Energy
    10%
  • Telecommunications
    4%
  • Consumer Staples
    3%
  • Health Care
    3%
  • Utilities
    2%
  • Real Estate
    1%

This breakdown covers the equity portion of your portfolio only.

Sector exposure is impressively spread out: financials and basic materials each around 16% followed by meaningful stakes in industrials technology consumer areas and energy. This is more cyclical than a typical broad market index which tends to lean more on tech healthcare and consumer areas. The sizable basic materials and energy weights pair with the specialized materials ETF and commodity-linked names seen in the look-through data reinforcing sensitivity to commodity cycles and global growth. That can be a positive when demand for resources and industrial activity is strong but it may lag in defensive slowdowns. The overall sector mix is still well-balanced which supports diversification while keeping a clear pro-cyclical flavor.

Regions Info

  • North America
    60%
  • Europe Developed
    14%
  • Japan
    8%
  • Australasia
    4%
  • Africa/Middle East
    1%
  • Asia Developed
    1%
  • Asia Emerging
    1%

This breakdown covers the equity portion of your portfolio only.

Geographically roughly 60% sits in North America with the rest spread across developed regions like Europe Japan and Australasia plus small slices in other areas. This is closer to a global mix than many U.S.-centric portfolios which is a strength for diversification. Developed markets outside the U.S. carry about 25% combined exposure helping reduce reliance on one economy currency and policy regime. Emerging regions are only lightly represented so the portfolio is less tied to higher-growth but higher-risk markets. Overall this allocation is well-balanced and aligns closely with global standards offering solid geographic cushioning without straying too far from the familiar structure of mainstream equity markets.

Market capitalization Info

  • Mid-cap
    27%
  • Large-cap
    25%
  • Small-cap
    21%
  • Mega-cap
    11%
  • Micro-cap
    5%

This breakdown covers the equity portion of your portfolio only.

Market cap exposure is nicely spread: mid-caps at 27% large caps 25% small caps 21% plus meaningful allocations to mega and micro caps. That’s more evenly distributed than a typical market index which usually concentrates heavily in mega and large caps. Broader size exposure can open the door to higher long-run growth since smaller companies historically have higher return potential but also more volatility and sharper drawdowns. The presence of both micro-cap and mega-cap names means the portfolio captures very different corporate profiles from early-stage or niche businesses to global giants. This wide size spectrum supports diversification across business models and risk profiles while adding some extra punch to returns.

True holdings Info

  • Freeport-McMoran Copper & Gold Inc
    1.58%
    Part of fund(s):
    • MarketDesk Focused U.S. Momentum ETF
    • Sprott Energy Transition Materials ETF
  • Teradyne Inc
    1.05%
    Part of fund(s):
    • MarketDesk Focused U.S. Momentum ETF
  • Alcoa Corp
    1.04%
    Part of fund(s):
    • MarketDesk Focused U.S. Momentum ETF
  • Vertiv Holdings Co
    1.03%
    Part of fund(s):
    • MarketDesk Focused U.S. Momentum ETF
  • Onto Innovation Inc
    1.03%
    Part of fund(s):
    • MarketDesk Focused U.S. Momentum ETF
  • Lattice Semiconductor Corporation
    1.03%
    Part of fund(s):
    • MarketDesk Focused U.S. Momentum ETF
  • MasTec Inc
    1.02%
    Part of fund(s):
    • MarketDesk Focused U.S. Momentum ETF
  • ON Semiconductor Corporation
    1.01%
    Part of fund(s):
    • MarketDesk Focused U.S. Momentum ETF
  • Old Dominion Freight Line Inc
    1.01%
    Part of fund(s):
    • MarketDesk Focused U.S. Momentum ETF
  • Twilio Inc
    1.01%
    Part of fund(s):
    • MarketDesk Focused U.S. Momentum ETF
  • Top 10 total 10.81%

This breakdown covers the equity portion of your portfolio only.

Looking through the top 10 ETF holdings only about 27% of the portfolio’s underlying positions are visible so overlap is likely understated. Even within that slice some names like Freeport-McMoRan Alcoa and Vertiv show up with 1%+ total exposure each via multiple funds. That hints at a hidden cluster around industrials semiconductors and commodity-related names. Hidden concentration matters because a company appearing in several ETFs can quietly drive more of the portfolio’s ups and downs than its apparent weight suggests. With such limited transparency beyond the top-10 baskets it’s especially useful to assume that thematic funds and factor ETFs may share more underlying names than first meets the eye.

Factors Info

Value
Preference for undervalued stocks
Neutral
Data availability: 60%
Size
Exposure to smaller companies
Low
Data availability: 90%
Momentum
Exposure to recently outperforming stocks
High
Data availability: 50%
Quality
Preference for financially healthy companies
No data
Data availability: 0%
Yield
Preference for dividend-paying stocks
Neutral
Data availability: 100%
Low Volatility
Preference for stable, lower-risk stocks
High
Data availability: 65%

Factor exposures are estimated using statistical models based on historical data and measure systematic (market-relative) tilts, not absolute portfolio characteristics. Results may vary depending on the analysis period, data availability, and currency of the underlying assets.

Factor data shows a clear high tilt to momentum at 75% and a high reading for low volatility at 64% with value and yield roughly neutral and limited information on quality. Factors are like underlying “traits” such as cheapness size or recent performance that research links to returns. A strong momentum tilt means the portfolio favors recent winners which can perform very well in trending markets like the recent period but suffer when trends sharply reverse. The elevated low-volatility exposure suggests a preference for steadier names within that momentum mix potentially softening swings relative to pure high-octane momentum. These factor tilts are intentional and powerful so they will heavily shape how the portfolio behaves across different market cycles.

Risk contribution Info

  • MarketDesk Focused U.S. Momentum ETF
    Weight: 30.00%
    36.9%
  • Sprott Energy Transition Materials ETF
    Weight: 10.00%
    21.8%
  • Invesco S&P International Developed Momentum ETF
    Weight: 20.00%
    15.1%
  • Avantis® International Small Cap Value ETF
    Weight: 10.00%
    7.6%
  • Avantis® U.S. Small Cap Value ETF
    Weight: 10.00%
    7.6%
  • Top 5 risk contribution 88.9%

Risk contribution shows how much each holding drives overall volatility not just how big it is. The U.S. momentum ETF is 30% of the weight but almost 37% of total risk while the energy transition materials ETF is only 10% of the portfolio yet contributes nearly 22% of the risk. That means this single specialized sleeve punches far above its weight in driving ups and downs. The top three holdings together account for nearly 74% of risk despite being 60% of the assets. If a smoother experience is desired over time trimming or offsetting high risk/weight positions and letting more stable holdings shoulder a greater share can bring risk contributions closer to intended allocations.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

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The efficient frontier analysis shows the current mix delivers very strong returns but sits about 8.9 percentage points below the best achievable risk/return line using the same holdings. The Sharpe ratio which measures return per unit of risk is 2.01 for the current portfolio versus 2.81 for the optimal mix and 2.27 for the minimum-variance version. That means a different weighting of these existing ETFs could either earn similar returns with notably less volatility or slightly higher returns at the same risk level. The fact that there’s clear room for improvement suggests some holdings especially the high-risk materials slice are adding more turbulence than reward relative to what a rebalanced configuration could achieve.

Dividends Info

  • Avantis® International Small Cap Value ETF 2.90%
  • Avantis® U.S. Small Cap Value ETF 1.40%
  • Invesco S&P International Developed Momentum ETF 3.70%
  • Schwab U.S. Dividend Equity ETF 3.40%
  • Sprott Energy Transition Materials ETF 1.40%
  • MarketDesk Focused U.S. Momentum ETF 0.30%
  • NEOS Gold High Income ETF 10.00%
  • Weighted yield (per year) 2.24%

The overall dividend yield of about 2.24% is modest but meaningful especially considering some holdings are explicitly growth- and momentum-oriented. Yield measures the income paid out each year as a percentage of price like rent from an investment property. The dedicated dividend ETF and higher-yield gold-income fund help lift the aggregate yield while several factor funds and the U.S. momentum ETF contribute relatively little income. For an investor focused primarily on growth with some side income this mix fits well. It’s worth remembering that dividend yields and payouts can change over time with interest rates corporate profits and fund strategies so relying solely on this income stream would be risky.

Ongoing product costs Info

  • Avantis® International Small Cap Value ETF 0.36%
  • Avantis® U.S. Small Cap Value ETF 0.25%
  • SPDR Gold Mini Shares 0.10%
  • Invesco S&P International Developed Momentum ETF 0.25%
  • Schwab U.S. Dividend Equity ETF 0.06%
  • Sprott Energy Transition Materials ETF 0.65%
  • Weighted costs total (per year) 0.19%

Portfolio costs are impressively low with a weighted ongoing fee (TER) around 0.19%. TER is the annual percentage that funds charge to cover management and operations taken silently from returns rather than billed directly. For a portfolio mixing specialized strategies and niche exposures this level is very competitive; many comparable thematic or factor funds charge substantially more. Lower costs mean more of the underlying investment performance stays in the investor’s pocket and the benefit compounds year after year. The one higher-fee materials ETF is offset by cheaper core and dividend funds. Overall the cost structure is a real strength and supports better long-term outcomes without sacrificing diversification or factor exposure.

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