This portfolio has only about 6 months of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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A growth-focused portfolio with high dividend yields and momentum strategies

Report created on Aug 16, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification
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Positions

The portfolio is predominantly invested in ETFs, with a significant emphasis on dividend-paying and momentum strategies. A notable allocation towards technology and financial services sectors reflects a growth-oriented approach. However, the presence of a single common stock and a considerable concentration in North American assets suggest moderate diversification. The allocation across mega to medium market capitalizations further indicates a bias towards larger, potentially more stable companies.

Growth Info

Historically, the portfolio has demonstrated impressive performance, with a Compound Annual Growth Rate (CAGR) of 31.05%. The maximum drawdown of -15.81% suggests resilience during market downturns, although the concentration in specific sectors and regions may have contributed to volatility. The days contributing most to returns indicate significant gains were realized on relatively few occasions, highlighting the impact of specific market movements on portfolio performance.

Projection Info

Monte Carlo simulations project a wide range of potential outcomes, with the median simulation suggesting substantial growth. This optimistic projection is based on historical data, which, while informative, does not guarantee future performance. Such simulations are useful for understanding potential volatility and assessing risk tolerance but should be interpreted with caution due to their reliance on past trends.

Asset classes Info

  • Stocks
    92%
  • Cash
    8%

The portfolio's asset allocation is heavily weighted towards stocks, with a small cash reserve. This composition aligns with a growth-focused investment strategy but may increase volatility and risk. The absence of bonds limits diversification and potential for income generation from more conservative investments, which could be a concern for risk-averse investors.

Sectors Info

  • Technology
    30%
  • Financials
    14%
  • Industrials
    9%
  • Consumer Discretionary
    8%
  • Consumer Staples
    7%
  • Telecommunications
    6%
  • Health Care
    4%
  • Energy
    4%
  • Real Estate
    3%
  • Utilities
    3%
  • Basic Materials
    2%

The sectoral distribution indicates a strong leaning towards technology and financial services, sectors known for their growth potential but also for higher volatility. The underrepresentation of traditionally defensive sectors like healthcare and utilities could make the portfolio more susceptible to market swings. Balancing growth with stability could enhance long-term performance.

Regions Info

  • North America
    77%
  • Europe Developed
    9%
  • Japan
    2%
  • Australasia
    1%
  • Asia Developed
    1%

The geographic allocation reveals a heavy bias towards North American assets, with limited exposure to international markets. This concentration enhances exposure to the economic and political risks specific to the region. Increasing international diversification could mitigate some of these risks and tap into growth opportunities in other economies.

Market capitalization Info

  • Mega-cap
    33%
  • Large-cap
    28%
  • Mid-cap
    14%
  • No data
    9%
  • Small-cap
    4%

The focus on mega to big cap stocks suggests a preference for established companies, potentially offering stability and consistent dividends. However, the limited exposure to small and micro caps means missing out on higher growth potential these companies might offer. A more balanced market cap distribution could improve growth prospects and risk diversification.

Redundant positions Info

  • Fidelity® High Dividend ETF
    Capital Group Dividend Value ETF
    High correlation
  • Invesco S&P 500® Momentum ETF
    NEOS Nasdaq 100 High Income ETF
    High correlation

The high correlation between certain ETFs indicates overlapping holdings, which may reduce the effectiveness of diversification. Reducing exposure to similar assets could help in achieving a more diversified and resilient portfolio, potentially enhancing risk-adjusted returns.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

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Optimization analysis suggests the portfolio could achieve a higher expected return at the same risk level by reducing asset overlap and rebalancing sector and geographic exposures. While the Efficient Frontier provides a theoretical optimum, real-world constraints and changing market conditions necessitate regular review and adjustment of the portfolio to maintain its optimal risk-return profile.

Dividends Info

  • Avantis® International Small Cap Value ETF 3.70%
  • Capital Group Dividend Value ETF 1.40%
  • Fidelity® High Dividend ETF 3.00%
  • Invesco S&P International Developed Momentum ETF 1.90%
  • NEOS Nasdaq 100 High Income ETF 13.70%
  • Invesco S&P 500® Momentum ETF 0.60%
  • BTCI 17.60%
  • MicroStrategy Incorporated 8.00% Series A Perpetual Strike Preferred Stock 3.20%
  • Weighted yield (per year) 4.56%

The portfolio's overall high dividend yield is attractive, particularly for income-seeking investors. However, the exceptionally high yields from specific assets may indicate higher risk. Balancing high-yield investments with those offering growth potential could provide a more stable income stream and capital appreciation over time.

Ongoing product costs Info

  • Avantis® International Small Cap Value ETF 0.36%
  • Capital Group Dividend Value ETF 0.33%
  • Fidelity® High Dividend ETF 0.15%
  • Invesco S&P International Developed Momentum ETF 0.25%
  • NEOS Nasdaq 100 High Income ETF 0.68%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Weighted costs total (per year) 0.23%

The portfolio's total expense ratio (TER) is relatively low, which is advantageous for long-term growth by minimizing the drag on returns. Keeping costs low is crucial, especially in a growth-oriented portfolio where compound returns can significantly impact wealth accumulation over time.

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