This portfolio has only about 1.9 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
Open the Portfolio Builder Reshape your holdings and watch every metric recalculate live. Try it

A growth focused portfolio with strong tech tilt and meaningful exposure to crypto and innovation

Report created on Dec 17, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

The overall mix leans hard into growth, with about a third in a broad US index, a big chunk in tech, and meaningful satellite positions in thematic innovation and bitcoin. Compared with a classic growth benchmark, this is more concentrated in technology and alternative assets, and less balanced across styles like value or income. That concentration helps when growth themes are in favor, but it can bite during rate spikes or tech selloffs. It may help to decide how much of the portfolio should be in “core” broadly diversified holdings versus “satellite” high‑octane ideas, then keep those satellites within a clear percentage band.

Growth Info

Historically, the portfolio has been a rocket: a 27.09% CAGR means $10,000 could hypothetically have grown to about $34,600 over ten years if that rate had persisted, far ahead of a typical broad equity benchmark. A max drawdown of -20.74% is actually quite mild for something this growthy, suggesting strong upside capture with somewhat contained downside so far. But past returns often look smooth only in hindsight and don’t predict the next decade. It’s useful to ask whether such strong returns might already reflect unusually favorable conditions for tech and bitcoin, and to mentally prepare for stretches of flat or negative performance.

Projection Info

The Monte Carlo results look wild at first glance: simulations based on historical patterns show median ending values above 4,600% and all runs finishing positive, with an average simulated annual return over 36%. Monte Carlo basically shuffles and replays past volatility thousands of times to map a range of outcomes; it’s more like looking at different “what if” timelines than a forecast. Because the input data includes a boom period for tech and crypto, the projections can easily be overly optimistic. It’s healthier to treat these numbers as a rough risk‑and‑reward sketch, not something to bank a financial plan on.

Asset classes Info

  • Stocks
    89%
  • Other
    10%
  • Cash
    1%

Roughly 89% in stocks, 10% in “other” (driven by bitcoin), and 1% in cash is classic aggressive growth territory. Compared with a more balanced benchmark that might mix in bonds or defensive assets, this structure is built to ride equity and crypto cycles almost fully. That’s great for long horizons and strong stomachs but can feel punishing in sharp downturns. The high equity share is very well aligned with long‑term wealth building, especially for someone with decades ahead. One helpful step is setting a rule for whether and when to add any stabilizers, like more cash or conservative holdings, as life circumstances evolve.

Sectors Info

  • Technology
    48%
  • Financials
    9%
  • Industrials
    7%
  • Consumer Discretionary
    6%
  • Telecommunications
    6%
  • Health Care
    5%
  • Consumer Staples
    3%
  • Basic Materials
    2%
  • Energy
    2%
  • Utilities
    1%
  • Real Estate
    1%

Sector-wise, technology at 48% is the main story, with everything else trailing far behind. Financials, industrials, consumer cyclicals, communication services, and healthcare offer some breadth, and this is a positive sign: it’s not a one‑theme portfolio. Still, compared with a broad market benchmark, this is clearly overweight tech and innovation. Tech-heavy portfolios tend to do very well in growth and low‑rate environments, but can be hit hard when rates rise or sentiment turns against “story” stocks. One useful habit is to decide the maximum share you’re comfortable having tied to tech and related innovation trends and rebalance if that line is crossed.

Regions Info

  • North America
    66%
  • Europe Developed
    9%
  • Japan
    4%
  • Asia Emerging
    4%
  • Asia Developed
    4%
  • Africa/Middle East
    1%
  • Australasia
    1%

Geographic exposure is nicely global, with about two thirds in North America and the rest spread across Europe, Japan, developed Asia, and emerging markets. This aligns pretty well with common global equity benchmarks and is a clear strength: the allocation is well-balanced and aligns closely with global standards. That global spread helps reduce the risk of any one country’s policy or economic shock dominating results. However, the US and North America still drive most outcomes. It can help to periodically check whether the non‑US share still matches your comfort level and whether you want to lean more local or more global as conditions change.

Market capitalization Info

  • Mega-cap
    40%
  • Large-cap
    28%
  • Mid-cap
    15%
  • Small-cap
    5%
  • Micro-cap
    1%

The size mix skews toward mega and large companies, with smaller slices in mid, small, and micro caps. That’s broadly consistent with major indexes and supports stability, because big, established firms usually swing less wildly than tiny speculative names. The presence of small and micro companies still adds some punch and growth optionality. This structure is a positive: your portfolio’s market‑cap composition matches benchmark data, which is a strong indicator of diversification. If volatility ever feels too high, one lever to dial things back could be nudging even more toward large caps and slightly trimming the smallest, most volatile exposures.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Open the Portfolio Builder Reshape your holdings and watch every metric recalculate live. Try it

On a risk‑return chart, this mix probably sits above a typical balanced portfolio but to the right, meaning higher volatility. The Efficient Frontier is the curve showing the best possible risk‑return ratios using only the current building blocks, just with different weights. “Efficient” here doesn’t mean safest or most diversified; it simply means getting the most expected return for each unit of risk. Given your strong tech and bitcoin tilt, there may be nearby allocations that keep the growth flavor but slightly improve the risk‑return tradeoff by leaning a bit more on the broad, diversified funds and a bit less on the spiciest pieces.

Dividends Info

  • Defiance Quantum ETF 0.70%
  • Vanguard Information Technology Index Fund ETF Shares 0.40%
  • Vanguard S&P 500 ETF 1.10%
  • Vanguard Total International Stock Index Fund ETF Shares 2.70%
  • Weighted yield (per year) 1.11%

The overall yield of around 1.11% is modest, with most income coming from the broad US and international funds. That lines up with a growth‑oriented strategy, where the focus is on price appreciation rather than big cash payouts. Dividends can help smooth returns and provide a small cushion during rough markets, but they’re not the main engine here. This setup fits someone prioritizing growth over income in the accumulation phase. If income needs ever increase, shifting a slice of the portfolio toward higher-yielding holdings or periodically selling a small portion of appreciated positions could help generate the desired cash flow.

Ongoing product costs Info

  • Fidelity Wise Origin Bitcoin Trust 0.25%
  • Defiance Quantum ETF 0.40%
  • Vanguard Information Technology Index Fund ETF Shares 0.10%
  • Vanguard S&P 500 ETF 0.03%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.13%

Costs are impressively low overall, with a blended expense ratio around 0.13%, thanks to very cheap core index funds. That’s a big positive: the costs are impressively low, supporting better long-term performance because every 0.1% saved compounds over decades. Thematic and bitcoin ETFs do carry higher fees, but in small enough slices that they don’t meaningfully drag the portfolio. A smart ongoing habit is to periodically check whether any higher-fee positions still earn their place in terms of unique exposure or strategy. If a cheaper alternative can deliver a similar role, swapping could slightly boost long-run net returns.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey