This portfolio has only about 1.3 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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An aggressive high-risk portfolio with equal exposure to Bitcoin and S&P 500 ETFs

Report created on May 7, 2025

Risk profile Info

6/7
Aggressive
Less risk More risk

Diversification profile Info

1/5
Single-Focused
Less diversification More diversification
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Positions

The portfolio is uniquely structured, comprising 50% iShares Bitcoin Trust and 50% Vanguard S&P 500 ETF. This combination reflects a high-risk, high-reward strategy, blending the volatility of cryptocurrency with the relative stability of the S&P 500 index. Such a binary allocation is unconventional, diverging significantly from traditional diversification principles which suggest a mix of asset types and sectors to spread risk.

Growth Info

Historically, this portfolio has demonstrated a Compound Annual Growth Rate (CAGR) of 42.19%, with a maximum drawdown of -24.26%. These figures highlight the portfolio's aggressive growth potential alongside its susceptibility to significant value fluctuations. The performance is largely driven by the volatile nature of Bitcoin, complemented by the steady growth of the S&P 500.

Projection Info

Monte Carlo simulations, which use historical data to project future outcomes, suggest a wide range of potential returns for this portfolio. The key percentiles indicate an extremely optimistic growth trajectory, yet it's crucial to remember that such projections are speculative and do not guarantee future results. The high annualized return rate from simulations underscores the portfolio's aggressive stance but also its high risk.

Asset classes Info

  • Stocks
    50%
  • Other
    50%

The portfolio's asset class distribution is evenly split between stocks (via the S&P 500 ETF) and "other" assets represented by Bitcoin. This allocation strategy starkly contrasts with more diversified approaches, focusing on growth potential at the expense of higher risk. The inclusion of Bitcoin as a significant portion of the portfolio introduces an element of speculative investment, diverging from traditional asset classes.

Sectors Info

  • Technology
    16%
  • Financials
    7%
  • Health Care
    6%
  • Consumer Discretionary
    5%
  • Telecommunications
    5%
  • Industrials
    4%
  • Consumer Staples
    3%
  • Energy
    2%
  • Utilities
    1%
  • Real Estate
    1%
  • Basic Materials
    1%

Sector exposure within the portfolio is derived solely from the Vanguard S&P 500 ETF, offering a broad but shallow exposure across several sectors, with technology being the most prominent. This sectoral distribution is reflective of the S&P 500's composition rather than a targeted investment strategy. The minimal sector diversification within the stock component does not mitigate the portfolio's overall risk, given the heavy investment in Bitcoin.

Regions Info

  • North America
    50%

Geographic exposure is limited to North America, specifically the United States, through the S&P 500 ETF. This concentration ignores potential opportunities and risk mitigation offered by international markets. Diversifying geographically could reduce the portfolio's vulnerability to region-specific economic downturns and provide access to growth in emerging markets.

Market capitalization Info

  • Mega-cap
    24%
  • Large-cap
    17%
  • Mid-cap
    9%

The market capitalization exposure leans towards larger companies, with a total of 50% of the portfolio indirectly invested in mega, big, and medium-cap stocks through the S&P 500 ETF. This tilt towards larger cap stocks typically offers more stability than smaller caps but does not significantly counterbalance the high volatility introduced by the Bitcoin allocation.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

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Considering the portfolio's current structure, optimization using the Efficient Frontier could suggest reallocating assets to achieve a better risk-return ratio. However, such optimization is based on historical data and does not guarantee future performance. The portfolio's heavy reliance on Bitcoin for growth, balanced by the S&P 500 for stability, might already align with the investor's aggressive risk tolerance, but there's room to explore diversification further for risk management.

Dividends Info

  • Vanguard S&P 500 ETF 1.40%
  • Weighted yield (per year) 0.70%

The dividend yield from the Vanguard S&P 500 ETF contributes to the portfolio's total yield of 0.70%. While dividends provide a stream of income, their impact is relatively minor in the context of the portfolio's overall aggressive growth strategy. The focus here is clearly on capital appreciation rather than income generation.

Ongoing product costs Info

  • iShares Bitcoin Trust 0.12%
  • Vanguard S&P 500 ETF 0.03%
  • Weighted costs total (per year) 0.08%

The portfolio benefits from low costs, with a Total Expense Ratio (TER) of 0.08%. This efficiency is advantageous, as lower costs can significantly enhance long-term returns. Keeping costs minimal is a best practice in portfolio management, contributing positively to the portfolio's performance potential.

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