This portfolio has only about 1.3 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
Get this analysis for your own portfolio Paste your holdings — the first report is free and takes about a minute. Analyze mine

Growth-focused portfolio with strong tech orientation and moderate diversification

Report created on May 14, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification
Curious how your own portfolio scores? Same analysis, your holdings. First report free — no card needed. Analyze mine

Positions

This portfolio is characterized by a heavy emphasis on technology stocks, making up 55% of the allocation, alongside significant positions in consumer cyclicals and a moderate spread across other sectors. The inclusion of both individual stocks and ETFs suggests an attempt at diversification, though the concentration in a few large-cap tech companies like Apple, Amazon, and NVIDIA indicates a strong growth orientation. The portfolio's structure, leaning heavily on tech giants and growth stocks, mirrors strategies often seen in aggressive growth investment approaches.

Growth Info

Historically, this portfolio has shown impressive performance with a Compound Annual Growth Rate (CAGR) of 32.87%. The maximum drawdown of -25.55% indicates periods of significant volatility, which is expected given the growth-focused nature and tech-heavy composition. The days contributing to 90% of returns being so few highlights the impact of short, sharp gains, typical in volatile growth stocks. This performance, while stellar in the past, carries with it the caveat that such high returns often come with increased risk.

Projection Info

Monte Carlo simulations, which use historical data to forecast potential future outcomes, suggest a wide range of possible performances for this portfolio. The simulations predict an annualized return of 32.62% on average, with a significant variance indicating both the opportunity for substantial growth and the risk of considerable volatility. While these projections are useful for understanding potential future scenarios, they are based on past data and cannot guarantee future performance.

Asset classes Info

  • Stocks
    100%

The portfolio is entirely composed of stocks, with no allocation to bonds, cash, or alternative investments. This singular focus on equities maximizes growth potential but also increases volatility and risk. Diversifying across different asset classes can reduce risk without necessarily compromising long-term returns, as different asset classes often perform well under different economic conditions.

Sectors Info

  • Technology
    55%
  • Consumer Discretionary
    19%
  • Consumer Staples
    10%
  • Telecommunications
    6%
  • Financials
    3%
  • Health Care
    2%
  • Industrials
    2%
  • Energy
    2%
  • Basic Materials
    1%
  • Utilities
    1%

The tech-heavy sector allocation enhances growth potential but also increases susceptibility to sector-specific downturns. The portfolio's underweight positions in defensive sectors like healthcare and utilities, combined with minimal exposure to real estate, suggest a higher risk profile and less protection against market volatility. Balancing growth-oriented sectors with more defensive ones could provide a smoother return profile over time.

Regions Info

  • North America
    87%
  • Asia Emerging
    12%

With 87% of assets allocated to North America and a significant portion in emerging Asian markets, the portfolio has a strong geographical concentration. This focus has likely contributed to its high growth rates but also exposes it to regional economic and political risks. Expanding into more diverse international markets, especially developed ones, could offer additional growth opportunities and risk mitigation.

Market capitalization Info

  • Mega-cap
    74%
  • Large-cap
    18%
  • Mid-cap
    5%
  • Small-cap
    2%
  • Micro-cap
    1%

The portfolio's concentration in mega-cap and large-cap stocks aligns with its growth orientation and risk profile. While these companies often offer stability and strong growth potential, the limited exposure to mid and small-cap stocks could mean missing out on higher growth opportunities these segments sometimes offer. Increasing diversification across market capitalizations could enhance returns and reduce risk.

Redundant positions Info

  • Vanguard S&P 500 ETF
    Invesco NASDAQ 100 ETF
    High correlation

The high correlation between the Vanguard S&P 500 ETF and the Invesco NASDAQ 100 ETF indicates overlapping exposures, which may limit diversification benefits. This redundancy suggests an area for optimization by reallocating assets to reduce overlap and potentially improve the portfolio's risk-adjusted returns.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Open the Portfolio Builder Reshape your holdings and watch every metric recalculate live. Try it

The analysis suggests that the portfolio could be optimized for a better risk-return trade-off by addressing the high correlation between certain assets. By diversifying more effectively across different sectors, asset classes, and geographical regions, the portfolio could achieve a higher expected return at the same level of risk. This optimization process involves careful selection to maintain growth potential while enhancing diversification to mitigate risk.

Dividends Info

  • Apple Inc 0.40%
  • Avantis U.S. Mid Cap Equity ETF 1.10%
  • Alphabet Inc Class A 0.50%
  • Nike Inc 2.50%
  • Invesco NASDAQ 100 ETF 0.60%
  • Schwab U.S. Dividend Equity ETF 4.00%
  • Taiwan Semiconductor Manufacturing 1.30%
  • Vanguard S&P 500 ETF 1.30%
  • Vanguard Total International Stock Index Fund ETF Shares 3.00%
  • Walmart Inc 0.70%
  • Financial Select Sector SPDR® Fund 1.40%
  • Weighted yield (per year) 0.74%

The portfolio's overall dividend yield is relatively low, reflecting its focus on growth over income. While the current yield contributes to the portfolio's total return, investors seeking regular income or a more balanced approach to growth and income might consider increasing allocations to higher-yielding assets or sectors.

Ongoing product costs Info

  • Avantis U.S. Mid Cap Equity ETF 0.20%
  • Avantis® U.S. Small Cap Value ETF 0.25%
  • iShares Bitcoin Trust 0.12%
  • Invesco NASDAQ 100 ETF 0.15%
  • Schwab U.S. Dividend Equity ETF 0.06%
  • Vanguard S&P 500 ETF 0.03%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Financial Select Sector SPDR® Fund 0.09%
  • Weighted costs total (per year) 0.03%

The portfolio's overall expense ratio is notably low, which is commendable as lower costs can significantly enhance long-term returns. This efficiency in cost management is a positive aspect, especially important for a growth-oriented portfolio where the compounding effect of costs can be substantial over time.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

Compare your holdings

How much do the funds you hold actually overlap with the ones people weigh them against?

AVUV vs SPMO AVDV vs VOO QQQM vs SWPPX DRAM vs QQQM

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey