A balanced and broadly diversified portfolio with a strong focus on momentum and high dividend yields
Report created on Nov 24, 2025Risk profile
4/7
Diversification profile
4/5
Positions
-
SP Invesco S&P 500® Momentum ETF
SPMO - US46138E3392 50.00% -
AV American Century ETF Trust
AVGV - US0250722164 20.00% -
JA Janus Detroit Street Trust - Janus Henderson AAA CLO ETF
JAAA - US47103U8457 20.00% -
VY Vanguard International High Dividend Yield Index Fund ETF Shares
VYMI - US9219467944 10.00%
This portfolio features a significant allocation to the Invesco S&P 500® Momentum ETF, making up half of the total investments, indicating a strong tilt towards momentum strategies within the U.S. equity market. The inclusion of the American Century ETF Trust and the Janus Henderson AAA CLO ETF, each with a 20% allocation, diversifies the portfolio across different asset classes and sectors. The Vanguard International High Dividend Yield Index Fund ETF Shares, with a 10% stake, introduces international exposure and a focus on high dividend yields. This composition suggests a strategic balance between growth-oriented momentum investments and income-generating assets.
Growth
The portfolio exhibits a Compound Annual Growth Rate (CAGR) of 22.86%, which is impressive. The maximum drawdown of -15.52% indicates the portfolio has managed risk reasonably well, considering its growth rate. The fact that 90% of returns come from just 25 days highlights the portfolio's reliance on significant market movements for gains, underscoring the importance of staying invested during volatile periods to capture potential upsides.
Projection
Monte Carlo simulations, which use historical data to project a range of possible future outcomes, show a wide spread of potential returns for this portfolio, with a median increase of 1,131.0% over the simulation period. This suggests a high potential for growth, but also underscores the inherent uncertainty and risk in the market. It's important to remember that these projections are hypothetical and not guaranteed.
Asset classes
- Stocks 80%
- Bonds 20%
The portfolio's asset allocation is 80% stocks and 20% bonds, with no cash or other assets. This allocation supports a balanced risk profile, aiming for growth through equities while using bonds to mitigate volatility. The absence of cash or alternative investments might limit flexibility in rapidly changing markets, but it aligns with a focus on long-term growth and income generation.
Sectors
- Technology 21%
- Financials 18%
- Industrials 9%
- Telecommunications 9%
- Consumer Discretionary 6%
- Consumer Staples 5%
- Energy 4%
- Health Care 3%
- Utilities 2%
- Basic Materials 2%
- Real Estate 1%
Sector allocation is diversified across technology, financial services, industrials, and other areas, reducing the risk of significant impact from sector-specific downturns. However, the higher allocation towards technology and financial services reflects a growth-oriented strategy that may carry higher volatility. Balancing these sectors with more defensive ones like consumer defensive, healthcare, and utilities adds stability.
Regions
- North America 64%
- Europe Developed 7%
- Japan 3%
- Asia Emerging 2%
- Asia Developed 2%
- Australasia 1%
- Africa/Middle East 1%
- Latin America 1%
Geographic exposure is predominantly North American (64%), with modest allocations to developed Europe, Japan, and emerging markets in Asia and other regions. This suggests a strong home bias which may limit exposure to global growth opportunities but aligns with a strategy focused on familiar markets. Increasing diversification into emerging markets could enhance growth prospects and reduce geographic concentration risk.
Market capitalization
- Mega-cap 30%
- Large-cap 29%
- Mid-cap 15%
- Small-cap 4%
- Micro-cap 2%
The portfolio's market capitalization breakdown shows a preference for mega and big cap stocks, which constitute 59% of the allocation. This bias towards larger companies may contribute to stability and reduce volatility but could also limit exposure to the higher growth potential of small and micro-cap stocks. A more balanced allocation across different market caps could enhance diversification and potential for growth.
Risk vs. return
This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.
Click on the colored dots to explore allocations.
The portfolio's current allocation suggests it is positioned near the Efficient Frontier, indicating an optimal risk-return balance based on historical data. However, ongoing adjustments may be necessary to maintain this efficiency as market conditions evolve. Regularly reviewing asset allocation and diversification can help in adapting to changes and pursuing the best possible risk-adjusted returns.
Dividends
- American Century ETF Trust 2.10%
- Janus Detroit Street Trust - Janus Henderson AAA CLO ETF 5.50%
- Invesco S&P 500® Momentum ETF 0.70%
- Vanguard International High Dividend Yield Index Fund ETF Shares 3.90%
- Weighted yield (per year) 2.26%
The portfolio's average dividend yield of 2.26% contributes to its total return, combining growth and income. The high yield from the Janus Henderson AAA CLO ETF and the Vanguard International High Dividend Yield Index Fund ETF Shares enhances the portfolio's income generation capability. This focus on dividends can provide a steady income stream, which is beneficial in various market conditions.
Ongoing product costs
- American Century ETF Trust 0.26%
- Janus Detroit Street Trust - Janus Henderson AAA CLO ETF 0.21%
- Invesco S&P 500® Momentum ETF 0.13%
- Vanguard International High Dividend Yield Index Fund ETF Shares 0.22%
- Weighted costs total (per year) 0.18%
With a total expense ratio (TER) of 0.18%, the portfolio is cost-efficient, which is crucial for maximizing long-term returns. Keeping costs low allows more of the portfolio's gains to compound over time, enhancing growth potential. It's important to continue monitoring these costs to ensure they remain competitive.
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