This portfolio has only about 1.3 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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A jack-of-all-trades portfolio that's a master of none, but thinks it's on to something

Report created on May 8, 2025

Risk profile Info

3/7
Cautious
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification
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Positions

Diving into this portfolio is like walking into a buffet where everything looks good until you realize it's all variations of the same dish. With a heavy lean on dividend-focused ETFs and a sprinkling of everything from agriculture to Bitcoin, it's as if someone decided to play investment bingo. The real kicker? Each slice of this pie is so carefully measured, it's as if they were trying to bake a diversified cake but forgot the recipe halfway through.

Growth Info

Historically, boasting a CAGR of 16.63% with a max drawdown of -9.58% sounds impressive, like a hidden gem in a sea of average. But when we realize that 90% of these returns came from just 12 days, it's less "hidden gem" and more "lucky charm." It's the financial equivalent of scoring a hat trick by accident.

Projection Info

Monte Carlo simulations spit out numbers like a slot machine, with this portfolio's future looking brighter than a Las Vegas billboard — 1,048.0% at the 50th percentile. But remember, Monte Carlo is more about odds and less about guarantees, akin to weather forecasting. So, while it suggests sunny days ahead, don't forget to pack an umbrella for the storm it didn't see coming.

Asset classes Info

  • Stocks
    66%
  • Other
    14%
  • Bonds
    8%
  • Real Estate
    7%
  • Cash
    4%

With two-thirds of the portfolio in stocks and mysterious "other" assets making up 14%, this asset allocation strategy seems to follow the principle of "spread it thin and hope for the best." Bonds and real estate are like the forgotten children, and the cash position? It's like keeping a spare tire but forgetting you own a bike, not a car.

Sectors Info

  • Financials
    16%
  • Industrials
    10%
  • Energy
    8%
  • Real Estate
    8%
  • Utilities
    8%
  • Health Care
    6%
  • Consumer Staples
    5%
  • Basic Materials
    5%
  • Consumer Discretionary
    4%
  • Technology
    4%
  • Telecommunications
    2%

The sector spread here screams "I read about diversification once in a magazine." Financial services and industrials are leading the charge, but with technology and communication services barely making the guest list, it's like preparing for a 1990s economic boom. And let's not forget the 2% in communication services — essentially the portfolio's attempt at saying, "I'm tech-savvy" without actually being tech-savvy.

Regions Info

  • North America
    47%
  • Europe Developed
    16%
  • Asia Emerging
    7%
  • Australasia
    2%
  • Asia Developed
    1%
  • Japan
    1%
  • Latin America
    1%

With nearly half of the portfolio in North America and a timid toe-dip into Europe and Asia, this global allocation strategy is more "American tourist" than "seasoned traveler." It's like deciding to explore the world but only visiting places where you can find a McDonald's.

Market capitalization Info

  • Large-cap
    24%
  • Mid-cap
    19%
  • Mega-cap
    17%
  • Small-cap
    8%
  • No data
    6%
  • Micro-cap
    4%

The market cap allocation here is like someone trying to balance a diet by eating only salads and the occasional steak. With a heavier lean on big and mega caps, it's playing it safe, but the smattering of small and micro caps is like saying, "I'm adventurous" because you once tried sushi.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

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The portfolio's attempt at optimization is like trying to fine-tune a radio with a hammer. Sure, you might get a clear signal eventually, but there's a good chance you'll break something in the process. With the optimal portfolio outperforming at an 11.16% expected return, it's time to swap the hammer for a more delicate tool.

Dividends Info

  • Invesco DB Agriculture Fund 4.00%
  • iShares MSCI Switzerland ETF 1.90%
  • iShares International Select Dividend ETF 5.30%
  • iShares U.S. Infrastructure ETF 2.00%
  • iShares Global Infrastructure ETF 2.90%
  • iShares MSCI India ETF 0.80%
  • SPDR® S&P Regional Banking ETF 2.80%
  • VanEck Inflation Allocation ETF 1.80%
  • Schwab U.S. Dividend Equity ETF 4.10%
  • Vanguard Dividend Appreciation Index Fund ETF Shares 1.80%
  • Vanguard Real Estate Index Fund ETF Shares 4.10%
  • Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares 2.80%
  • Vanguard International High Dividend Yield Index Fund ETF Shares 4.30%
  • Weighted yield (per year) 2.76%

With a total yield of 2.76%, this portfolio is clearly trying to cozy up to dividends like they're a warm blanket. It's a nice thought until inflation decides to crash the party. Then, that warm blanket feels more like a thin sheet on a cold night.

Ongoing product costs Info

  • Invesco DB Agriculture Fund 0.85%
  • iShares MSCI Switzerland ETF 0.50%
  • SPDR® Gold Shares 0.40%
  • iShares International Select Dividend ETF 0.51%
  • iShares U.S. Infrastructure ETF 0.30%
  • iShares Global Infrastructure ETF 0.41%
  • iShares MSCI India ETF 0.65%
  • SPDR® S&P Regional Banking ETF 0.35%
  • VanEck Inflation Allocation ETF 0.77%
  • Schwab U.S. Dividend Equity ETF 0.06%
  • Vanguard Dividend Appreciation Index Fund ETF Shares 0.06%
  • Vanguard Real Estate Index Fund ETF Shares 0.12%
  • Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares 0.04%
  • Vanguard International High Dividend Yield Index Fund ETF Shares 0.22%
  • Weighted costs total (per year) 0.34%

The total expense ratio (TER) sits at 0.34%, which isn't wallet-breaking but isn't exactly bargain-bin either. It's like paying for gourmet coffee when you could've had a perfectly good brew at home. Sure, those fancy ETFs might look nice on your portfolio shelf, but are they really worth the extra cents?

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