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A growth-focused portfolio with heavy emphasis on tech and large-cap stocks

Report created on Jul 9, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

2/5
Low Diversity
Less diversification More diversification
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Positions

This portfolio is heavily weighted towards equities, with a significant concentration in the technology sector, represented by the SPDR® Portfolio S&P 500 ETF, Invesco NASDAQ 100 ETF, and VanEck Semiconductor ETF. The allocation is 70% in a broad market S&P 500 ETF, 20% in a tech-focused NASDAQ 100 ETF, and 10% in a semiconductor ETF. This composition reflects a growth-oriented strategy with a high exposure to large-cap stocks and the tech industry, but it also indicates low diversity across asset classes and sectors.

Growth Info

The portfolio has shown a Compound Annual Growth Rate (CAGR) of 16.97%, with a maximum drawdown of -28.79%. This performance suggests the portfolio has experienced significant growth, albeit with substantial volatility. The days contributing to 90% of returns being concentrated in just 21 days highlight the portfolio's reliance on short-term gains, which could be a concern for investors seeking more steady, long-term growth.

Projection Info

Monte Carlo simulations project a wide range of outcomes, with a median increase of 1,122.2% and a 67th percentile at 1,782.0%, suggesting optimistic growth potential. However, it's important to note that these projections are based on historical data and do not guarantee future performance. The high percentage of simulations with positive returns (995 out of 1,000) indicates a strong likelihood of future gains but also underscores the importance of understanding the assumptions behind these projections.

Asset classes Info

  • Stocks
    100%

The portfolio is entirely allocated to stocks, with no diversification into other asset classes like bonds or real estate. This allocation supports the portfolio's growth profile but increases its susceptibility to market volatility. Diversifying across different asset classes can help mitigate risk without significantly compromising potential returns.

Sectors Info

  • Technology
    45%
  • Consumer Discretionary
    10%
  • Telecommunications
    10%
  • Financials
    10%
  • Health Care
    7%
  • Industrials
    6%
  • Consumer Staples
    5%
  • Energy
    2%
  • Utilities
    2%
  • Real Estate
    1%
  • Basic Materials
    1%

With 45% of the portfolio in technology, followed by consumer cyclicals, communication services, and financial services, the sector allocation underscores a strong belief in the growth potential of these industries. However, this concentration also exposes the portfolio to sector-specific risks, such as regulatory changes or technological disruptions.

Regions Info

  • North America
    97%
  • Asia Developed
    1%
  • Europe Developed
    1%

Geographically, the portfolio is almost entirely invested in North American stocks (97%), with minimal exposure to developed markets in Asia and Europe. This geographic concentration in a single region, while benefiting from the growth of the US market, limits global diversification and exposes the portfolio to regional economic and political risks.

Market capitalization Info

  • Mega-cap
    48%
  • Large-cap
    36%
  • Mid-cap
    15%
  • Small-cap
    1%

The focus on mega (48%) and big (36%) cap stocks, with lesser exposure to medium (15%) and small (1%) cap stocks, aligns with the portfolio's growth and risk profile. While large-cap stocks tend to be more stable, incorporating more mid and small-cap stocks could enhance growth potential and diversification.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

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Considering the portfolio's current allocation and risk-return profile, there's room for optimization towards the Efficient Frontier, which could involve diversifying across more asset classes and sectors. Adjusting the allocation could improve the risk-return ratio, potentially offering a more balanced approach to achieving growth objectives.

Dividends Info

  • Invesco NASDAQ 100 ETF 0.50%
  • VanEck Semiconductor ETF 0.40%
  • SPDR® Portfolio S&P 500 ETF 1.20%
  • Weighted yield (per year) 0.98%

The portfolio's overall dividend yield of 0.98% reflects a moderate income component, with the highest yield from the SPDR® Portfolio S&P 500 ETF at 1.20%. While growth is the primary focus, dividends contribute to total returns and provide a source of income, which can be particularly beneficial during market downturns.

Ongoing product costs Info

  • Invesco NASDAQ 100 ETF 0.15%
  • VanEck Semiconductor ETF 0.35%
  • SPDR® Portfolio S&P 500 ETF 0.02%
  • Weighted costs total (per year) 0.08%

The portfolio's total expense ratio (TER) of 0.08% is impressively low, minimizing the impact of costs on returns. Keeping costs low is crucial for enhancing long-term investment outcomes, and this portfolio benefits from selecting ETFs with competitive expense ratios.

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