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Growth-focused portfolio with high tech exposure and robust diversification across major sectors

Report created on Dec 7, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

The portfolio showcases a strong inclination towards equity with a 100% allocation in stocks, indicating a growth-oriented strategy. The selection of ETFs and individual stocks spans across various sectors, with a significant portion in technology. This composition aligns with the portfolio's growth profile, leveraging the potential high returns of the tech sector. However, the heavy concentration in equities and specific sectors like technology increases volatility and risk.

Growth Info

Historical performance reveals a remarkable Compound Annual Growth Rate (CAGR) of 27.23%, which is impressive by any standard. The maximum drawdown of -22.72% suggests periods of significant value decline, but the overall high returns compensate for this volatility. It's crucial to remember that past performance doesn't guarantee future results, especially in a portfolio with high exposure to the volatile tech sector.

Projection Info

Monte Carlo simulations, which forecast potential future outcomes based on historical data, indicate a wide range of possible performances, with a median increase of 4,271.2%. While these projections are optimistic, they also underscore the uncertainty inherent in investing, particularly in growth-oriented portfolios with heavy tech exposure. Investors should view these projections as one of many tools in decision-making, not a guaranteed outcome.

Asset classes Info

  • Stocks
    100%

The exclusive investment in stocks, without any allocation to bonds, cash, or other asset classes, maximizes potential returns but also increases risk. This approach suits investors with a high risk tolerance and a long-term horizon. Diversifying across different asset classes could provide a buffer against stock market volatility, potentially leading to a more stable portfolio performance over time.

Sectors Info

  • Technology
    39%
  • Financials
    19%
  • Consumer Discretionary
    13%
  • Telecommunications
    7%
  • Industrials
    6%
  • Health Care
    5%
  • Consumer Staples
    3%
  • Basic Materials
    3%
  • Energy
    2%
  • Utilities
    2%
  • Real Estate
    1%

The sector allocation demonstrates a heavy tilt towards technology, financial services, and consumer cyclicals, which are sectors known for their growth potential. However, this concentration increases susceptibility to sector-specific downturns. A more balanced sector allocation could mitigate this risk while still capturing growth opportunities in other areas.

Regions Info

  • North America
    79%
  • Europe Developed
    9%
  • Asia Developed
    4%
  • Japan
    3%
  • Asia Emerging
    3%
  • Australasia
    1%
  • Africa/Middle East
    1%
  • Latin America
    1%

Geographic allocation heavily favors North America, with limited exposure to international markets. This concentration benefits from the robust performance of U.S. equities but also limits global diversification. Increasing exposure to developed and emerging markets outside North America could enhance portfolio diversification and tap into growth opportunities worldwide.

Market capitalization Info

  • Mega-cap
    52%
  • Large-cap
    32%
  • Mid-cap
    14%
  • Small-cap
    2%

The portfolio's focus on mega and big-cap stocks aligns with its growth and stability objectives, leveraging the lower volatility and established market presence of large companies. However, incorporating medium, small, or micro-cap stocks could offer higher growth potential, albeit with increased risk.

Redundant positions Info

  • Vanguard S&P 500 ETF
    Invesco NASDAQ 100 ETF
    High correlation

The high correlation between the Vanguard S&P 500 ETF and Invesco NASDAQ 100 ETF indicates overlapping investments, which reduces the diversification benefits of holding both. Reducing exposure to one or diversifying into less correlated assets could enhance portfolio efficiency by reducing redundancy.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

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Optimizing the portfolio using the Efficient Frontier could improve the risk-return ratio by adjusting asset allocations without necessarily sacrificing growth potential. Focusing on reducing correlated assets will be a key step in this optimization process, potentially leading to a more diversified and efficient portfolio.

Dividends Info

  • American Century ETF Trust 2.80%
  • American Express Company 0.90%
  • Invesco NASDAQ 100 ETF 0.50%
  • VanEck Semiconductor ETF 0.30%
  • Vanguard S&P 500 ETF 1.10%
  • Weighted yield (per year) 1.12%

The overall dividend yield of 1.12% contributes to the portfolio's total return, albeit modestly. Given the growth focus, dividends play a secondary role to capital appreciation. Investors seeking income might consider increasing allocations to higher-yielding assets, though this may shift the portfolio's risk-return profile.

Ongoing product costs Info

  • American Century ETF Trust 0.31%
  • Invesco NASDAQ 100 ETF 0.15%
  • VanEck Semiconductor ETF 0.35%
  • Vanguard S&P 500 ETF 0.03%
  • Weighted costs total (per year) 0.15%

The portfolio's total expense ratio (TER) of 0.15% is relatively low, enhancing net returns. Keeping costs low is crucial for long-term investment success, especially in growth-oriented portfolios where compound returns can significantly amplify the impact of fees.

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