This portfolio has only about 1.4 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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A portfolio that thinks diversification is a buffet with only two main dishes

Report created on Jun 10, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification
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Positions

With over half of the portfolio in an S&P 500 ETF, this strategy screams "I trust in America, and maybe a little bit in gold and Bitcoin for spice." While having a core position in a broad market index is Investing 101, making it 55% of the mix is like eating steak every day; great until your doctor asks about your cholesterol. And the sprinkle of international exposure? It’s like adding a leaf of lettuce and calling it a balanced meal.

Growth Info

With a CAGR of 23.76%, this portfolio has been riding the bull market like a rodeo champ. But remember, past performance is like bragging about high school football glory days — it doesn’t necessarily predict future success. That max drawdown of -14% might look cute until the market decides it’s time for a real challenge. Days contributing to 90% of returns being so few is like winning the lottery; thrilling, but not a retirement plan.

Projection Info

The Monte Carlo simulation, with its fancy name, suggests you might turn into a millionaire or even a billionaire, with a median increase of 2,114.4%. But let's be real: simulations are like weather forecasts for a month from now. Interesting, sure, but pack an umbrella just in case. That spread from 400.1% to 3,416.6% tells us your financial future could be anything from a modest house in the suburbs to a private island.

Asset classes Info

  • Stocks
    65%
  • Other
    20%
  • Bonds
    10%
  • Cash
    5%

A 65% stake in stocks, 20% in "Other" (hello, Bitcoin and gold), 10% in bonds, and 5% in cash? This portfolio has a case of identity crisis, unsure if it wants to be a growth juggernaut or a paranoid doomsday prepper. The "Other" category, especially, is like those weird exotic fruits you try once and then forget about until the next market panic.

Sectors Info

  • Technology
    20%
  • Financials
    10%
  • Consumer Discretionary
    7%
  • Industrials
    6%
  • Health Care
    6%
  • Telecommunications
    6%
  • Consumer Staples
    4%
  • Energy
    2%
  • Utilities
    2%
  • Real Estate
    1%
  • Basic Materials
    1%

The sector spread is like a party where tech and financial services got VIP invites, and everyone else is just filling space. With 20% in technology, you’re betting big on Silicon Valley continuing to eat the world. That’s fine until it doesn’t. Diversification across sectors is not just a fancy term; it's your portfolio's immune system. Right now, yours is running on vitamin C and hope.

Regions Info

  • North America
    55%
  • Europe Developed
    5%
  • Japan
    5%

The geographic allocation is the portfolio equivalent of "I've traveled the world: I've been to Canada AND Mexico!" With a whopping 55% in North America and token gestures towards Europe and Japan, this portfolio has a severe case of home bias. The world is a big place, and there's money to be made beyond the borders of the USA.

Market capitalization Info

  • Mega-cap
    31%
  • Large-cap
    23%
  • Mid-cap
    11%
  • No data
    10%
  • Small-cap
    1%

With a focus on mega and big caps, this portfolio is like a kid who only plays with the biggest, shiniest toys. Sure, they're fun and somewhat reliable, but sometimes the most interesting toys (read: returns) come in smaller packages. This heavy tilt misses out on the growth potential of smaller companies, which can be like adding rocket fuel to your returns (with a corresponding increase in risk, of course).

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

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The Efficient Frontier is like the diet plan for your portfolio, aiming for the best possible returns for the least risk. But if this portfolio was a diet, it’d be all carbs and no protein; satisfying short-term but missing balance. The heavy reliance on a few asset classes and sectors, with a sprinkle of geographic diversification, suggests a misunderstanding of the term "efficient." It’s time to add some vegetables (bonds, international stocks) and maybe cut down on the dessert (excessive S&P 500 exposure).

Dividends Info

  • Vanguard Total Bond Market Index Fund ETF Shares 3.80%
  • iShares MSCI Japan ETF 2.10%
  • iShares® 0-3 Month Treasury Bond ETF 4.60%
  • SPDR® Portfolio S&P 500 ETF 1.30%
  • Vanguard FTSE Europe Index Fund ETF Shares 2.90%
  • Weighted yield (per year) 1.58%

The dividend yield strategy here is like relying on a leaky faucet for your water supply. While there’s a stream, it’s not going to fill the pool. With an overall yield of 1.58%, it’s clear income isn’t the goal, but even for growth-focused strategies, dividends can provide a nice cushion. Don’t ignore them; they’re the financial world’s way of giving you pocket money for being patient.

Ongoing product costs Info

  • Vanguard Total Bond Market Index Fund ETF Shares 0.03%
  • iShares MSCI Japan ETF 0.50%
  • SPDR® Gold Shares 0.40%
  • iShares Bitcoin Trust 0.12%
  • iShares® 0-3 Month Treasury Bond ETF 0.07%
  • SPDR® Portfolio S&P 500 ETF 0.02%
  • Vanguard FTSE Europe Index Fund ETF Shares 0.13%
  • Weighted costs total (per year) 0.10%

With total expenses averaging out to a mere 0.10%, this portfolio is tighter than a hipster's skinny jeans. Low costs are commendable, like bringing your own snacks to the cinema. It’s one of the few areas where this portfolio doesn’t need a makeover. Keep squeezing those fees; it’s one of the easiest ways to boost your returns without taking on extra risk.

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