This portfolio has only about 1.6 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

Growth-focused portfolio with a strong tilt towards technology and innovative assets

Report created on Aug 12, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

5/5
Highly Diversified
Less diversification More diversification

Positions

This portfolio is notably weighted towards technology and growth-oriented assets, with a significant allocation to the Vanguard Total Stock Market Index Fund ETF Shares (35%) and a strong presence in the technology sector via the Vanguard Information Technology Index Fund ETF Shares (15%). The inclusion of the iShares Bitcoin Trust (5%) introduces an innovative but higher-risk component. The overall diversification across sectors and asset classes is commendable, though it leans heavily towards stocks, with a 95% allocation, leaving minimal exposure to other asset classes.

Growth Info

The portfolio has demonstrated impressive historical performance, with a Compound Annual Growth Rate (CAGR) of 28.53%. Its maximum drawdown of -19.21% suggests a relatively high tolerance for volatility, consistent with its growth profile. The days contributing most significantly to returns highlight the portfolio's potential for significant gains in short periods, albeit with the risk of volatility. When compared to benchmarks, this performance indicates a strong growth trajectory but requires a risk tolerance aligned with its drawdown profile.

Projection Info

Monte Carlo simulations provide a forward-looking perspective on potential portfolio outcomes, projecting a wide range of future values. With all simulations showing positive returns and a median projected increase of 9,487.0%, the portfolio appears well-positioned for significant growth. However, it's important to remember that such simulations are based on historical data and cannot guarantee future results. The projections underscore the portfolio's growth potential while highlighting the importance of risk management.

Asset classes Info

  • Stocks
    95%
  • Other
    5%

The portfolio's asset allocation heavily favors stocks, with a 95% commitment, supplemented by a 5% investment in alternative assets, represented by the iShares Bitcoin Trust. This concentration in stocks, particularly in growth and technology sectors, aligns with the portfolio's aggressive growth strategy. However, the lack of exposure to bonds or other asset classes may limit diversification benefits, particularly in market downturns.

Sectors Info

  • Technology
    34%
  • Financials
    14%
  • Consumer Discretionary
    10%
  • Industrials
    9%
  • Telecommunications
    8%
  • Consumer Staples
    5%
  • Health Care
    5%
  • Energy
    3%
  • Basic Materials
    3%
  • Utilities
    2%
  • Real Estate
    2%

Sector allocation reveals a strong emphasis on technology, financial services, and consumer cyclicals, collectively comprising 58% of the portfolio. This concentration in sectors known for volatility and growth potential aligns with the portfolio's overall strategy. However, the heavy weighting in technology may expose the portfolio to sector-specific risks, such as regulatory changes or market sentiment shifts. Balancing with more defensive sectors could provide stability during market fluctuations.

Regions Info

  • North America
    76%
  • Europe Developed
    8%
  • Japan
    3%
  • Asia Emerging
    3%
  • Asia Developed
    3%
  • Australasia
    1%
  • Latin America
    1%
  • Africa/Middle East
    1%

Geographic allocation is predominantly in North America (76%), with modest exposure to developed Europe and Asia. This geographic distribution supports the portfolio's growth orientation but may increase exposure to region-specific risks, such as economic downturns or political instability in these areas. Increasing diversification into emerging markets or other developed regions could mitigate some of these risks while potentially enhancing returns.

Market capitalization Info

  • Mega-cap
    41%
  • Large-cap
    28%
  • Mid-cap
    17%
  • Small-cap
    5%
  • Micro-cap
    1%

The market capitalization breakdown, with a bias towards mega (41%) and big (28%) cap stocks, suggests a preference for established, large-scale companies, likely to offer stability and steady growth. However, the relatively smaller allocation to medium, small, and micro-cap stocks limits exposure to potentially higher-growth, albeit riskier, companies. Adjusting this balance could enhance growth prospects while introducing additional volatility.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Considering the Efficient Frontier, the portfolio appears to be positioned for high returns, albeit with corresponding risk. Optimizing the portfolio along the Efficient Frontier could involve rebalancing asset allocations to achieve a more favorable risk-return ratio. This might include diversifying into additional asset classes or adjusting sector weights to reduce volatility without significantly compromising growth potential.

Dividends Info

  • American Century ETF Trust 3.00%
  • Invesco S&P 500® Momentum ETF 0.60%
  • Vanguard Information Technology Index Fund ETF Shares 0.50%
  • Vanguard Total Stock Market Index Fund ETF Shares 1.20%
  • Weighted yield (per year) 1.24%

With a total dividend yield of 1.24%, the portfolio offers a modest income component, primarily through the American Century ETF Trust, which has a higher yield of 3.00%. While dividends are not the primary focus of this growth-oriented portfolio, they contribute to total returns and provide a slight buffer during market volatility. Considering higher-yielding assets could enhance income without significantly detracting from the growth objective.

Ongoing product costs Info

  • American Century ETF Trust 0.31%
  • iShares Bitcoin Trust 0.12%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Vanguard Information Technology Index Fund ETF Shares 0.10%
  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • Weighted costs total (per year) 0.13%

The portfolio's overall cost, as measured by the Total Expense Ratio (TER) of 0.13%, is impressively low, enhancing its long-term growth potential by minimizing drag on returns. This cost efficiency is particularly notable in the context of growth-focused investments, where higher fees are common. Maintaining low costs is crucial for maximizing net returns over time.

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