Quantum hype rocket strapped to a boring index bus with a live grenade of bitcoin
Report created on Sep 7, 2026Risk profile
5/7
Diversification profile
4/5
Positions
-
VT Vanguard Total Stock Market Index Fund ETF Shares
VTI - US9229087690 55.00% -
VX Vanguard Total International Stock Index Fund ETF Shares
VXUS - US9219097683 20.00% -
QT Defiance Quantum ETF
QTUM - US26922A4206 15.00% -
BT Bitcoin
BTC 10.00%
Structurally this thing is a classic “sensible core plus chaos bolt-ons” setup. About three-quarters sits in two sleepy broad-market index funds that basically own everything with a ticker. Then someone got bored and stapled on a niche quantum‑themed ETF and a 10% slug of bitcoin like an energy drink chaser. It’s diversified on paper, but the headline weights hide how much personality comes from just two toys: the theme fund and the crypto. The result looks like a well-behaved portfolio that sneaks out at night and does wheelies in the parking lot. Not incoherent, but definitely trying to cosplay as more sophisticated than it is.
Growth
Historically, this portfolio absolutely smoked both the US and global markets: ~19.6% CAGR versus ~14.9% and ~12.6%. That’s “you tell friends about it at parties” territory. The price was pain: a max drawdown over 45%, taking almost a year to fall and nearly a year and a half to crawl back. That’s not a dip; that’s a full‑on bear mauling. The 90% of returns coming from just 31 days is the usual “miss a few good days and cry” story. Past data is like yesterday’s weather: great for vibes, terrible as a guarantee this madness keeps working.
Projection
The Monte Carlo projection basically says, “Congrats, you built a roller coaster that usually ends higher but sometimes dumps you in a ditch.” A $1,000 stake most likely lands around $2,848 after 15 years, but the range runs from “barely more than you started” to “lottery-scratch win” at $9,100. Monte Carlo is just a nerdy way of rolling the dice 1,000 times using past volatility and returns to see a spread of futures. The model’s 8.68% annualized across scenarios is much tamer than history, a quiet reminder that the recent party might have been above-average luck, not destiny.
Asset classes
- Stocks 90%
- Crypto 10%
Asset class mix is basically “all-in on growth engines, no airbags.” Ninety percent in stocks and 10% in bitcoin means there’s zero ballast from bonds, cash, or anything designed to be boring on purpose. It’s like building a car with a bigger engine instead of brakes and then insisting the horn counts as a safety feature. This is fine if the goal is maximum upside drama, but nothing here is trained to behave politely in a crisis. When the market throws a tantrum, this portfolio doesn’t just catch a cold; it volunteers to be the crash test dummy.
Sectors
- Technology 35%
- Financials 12%
- Crypto 10%
- Industrials 10%
- Consumer Discretionary 7%
- Health Care 7%
- Telecommunications 7%
- Consumer Staples 3%
- Energy 3%
- Basic Materials 2%
- Real Estate 2%
- Utilities 2%
This breakdown covers the equity portion of your portfolio only.
Sector-wise, technology is the main character with a 35% share, and that’s before counting how much “tech in disguise” hides inside broad funds and the quantum ETF. Financials, industrials, and the rest are basically backup dancers. Crypto gets its own 10% line like an attention-seeking side quest. Compared to broad indexes, this has a clear tilt toward high‑beta, future‑story sectors rather than dull cash cows. When growth is in fashion, that feels genius. When the market re-discovers things like profits and cash flows, this kind of sector tilt tends to discover gravity the hard way.
Regions
- North America 66%
- Europe Developed 9%
- Asia Developed 5%
- Japan 4%
- Asia Emerging 3%
- Australasia 1%
- Africa/Middle East 1%
This breakdown covers the equity portion of your portfolio only.
Geographically, this is unapologetically America‑centric: roughly two‑thirds in North America and the rest scattered thinly across the world like garnish. The “Total International” piece is there, but at 20% weight it’s more side salad than main course. This is basically the “USA plus some souvenirs” approach to diversification. It has worked historically because US markets have been the star of the show, but that’s backward looking. If leadership rotates elsewhere, this setup keeps betting the home team wins every season. It’s not a global portfolio — it’s a US portfolio that occasionally remembers other countries exist.
Market capitalization
- Mega-cap 35%
- Large-cap 28%
- Mid-cap 17%
- Small-cap 6%
- Micro-cap 3%
This breakdown covers the equity portion of your portfolio only.
The market cap mix is almost textbook: heavy mega and large caps, then a gentle slope down to mids, smalls, and a sprinkling of micro caps. Translation: most of the money sits in the giant, already‑famous names, with a tiny wild west allocation to smaller stuff. That’s typical for total market funds; you own thousands of companies but the real action comes from the top. So while it looks wonderfully diversified by number of holdings, the economic reality is “a small list of giants drives the bus, a huge crowd rides along quietly.” Nothing unique here, just standard cap‑weighted inertia.
True holdings
-
NV NVIDIA Corporation 3.48%
Part of fund(s):- Vanguard Total Stock Market Index Fund ETF Shares
-
AA Apple Inc. 3.21%
Part of fund(s):- Vanguard Total Stock Market Index Fund ETF Shares
-
MS Microsoft Corporation 2.32%
Part of fund(s):- Defiance Quantum ETF
- Vanguard Total Stock Market Index Fund ETF Shares
-
AM Amazon.com Inc 1.74%
Part of fund(s):- Vanguard Total Stock Market Index Fund ETF Shares
-
GO Alphabet Inc Class A 1.58%
Part of fund(s):- Vanguard Total Stock Market Index Fund ETF Shares
-
AV Broadcom Inc 1.35%
Part of fund(s):- Vanguard Total Stock Market Index Fund ETF Shares
-
GO Alphabet Inc Class C 1.25%
Part of fund(s):- Vanguard Total Stock Market Index Fund ETF Shares
-
MU Micron Technology Inc 0.98%
Part of fund(s):- Vanguard Total Stock Market Index Fund ETF Shares
-
ME Meta Platforms Inc. 0.94%
Part of fund(s):- Vanguard Total Stock Market Index Fund ETF Shares
-
TS Tesla Inc 0.90%
Part of fund(s):- LS 1x Tesla Tracker ETP Securities GBP
- Vanguard Total Stock Market Index Fund ETF Shares
- Top 10 total 17.75%
This breakdown covers the equity portion of your portfolio only.
The look‑through holdings reveal the usual suspects hogging the spotlight: NVIDIA, Apple, Microsoft, Amazon, Alphabet, Meta, Tesla — the full mega‑cap celebrity row. They show up across multiple ETFs, turning “diversification” into “owning the same ten names in three different wrappers.” With only ETF top‑10s available, real overlap is almost certainly higher than reported. That means a chunk of risk quietly hinges on a recurring cast of tech and growth icons, no matter how many tickers appear in the account. It’s like checking into three different hotels and discovering they’re all run by the same chain.
Factors
Factor exposures are estimated using statistical models based on historical data and measure systematic (market-relative) tilts, not absolute portfolio characteristics. Results may vary depending on the analysis period, data availability, and currency of the underlying assets.
Factor profile is almost suspiciously neutral across the board: value, size, momentum, quality, yield, and low volatility all hover around “market average.” Factor exposure is basically the ingredient label behind the scenes — and this one reads like plain vanilla. No deliberate lean into cheap stocks, tiny companies, high yielders, or super steady names. That’s both the strength and the roast: the portfolio is taking big thematic and asset‑class swings (tech tilt, bitcoin, quantum ETF) but factor-wise it’s just drifting with the tide. All the spice shows up in the toppings, not in the base recipe.
Risk contribution
-
Vanguard Total Stock Market Index Fund ETF Shares
Weight: 55.00% 49.4% -
Defiance Quantum ETF
Weight: 15.00% 17.8% -
Bitcoin
Weight: 10.00% 17.4% -
Vanguard Total International Stock Index Fund ETF Shares
Weight: 20.00% 15.5%
Risk contribution makes it clear who’s actually driving the drama. The 55% US total market fund contributes about half the risk, which is expected. But the real eyebrow‑raiser is bitcoin: only 10% weight, yet over 17% of total risk — a risk/weight ratio of 1.74. That’s a tiny position shouting in all caps. The quantum ETF also punches slightly above its weight. Top three holdings together deliver more than 84% of portfolio risk, meaning most of the volatility hangs on a few levers. On paper this looks diversified, but from a risk angle it’s more like a three‑engine plane.
Risk vs. return
This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.
Click on the colored dots to explore allocations.
On the efficient frontier, this portfolio actually behaves like it knows what it’s doing. Sharpe ratio around 0.75 and sitting on or near the curve means that, given these ingredients, the mix is reasonably efficient for the chosen risk. The max‑Sharpe version would be even wilder — higher risk and much higher return — while the minimum variance setup would dial things down but also give up a lot of juice. The funny part is that for a portfolio with crypto and a theme ETF taped to it, the math says the chaos is at least arranged sensibly. Accidental competence detected.
Dividends
- Vanguard Total Stock Market Index Fund ETF Shares 1.00%
- Vanguard Total International Stock Index Fund ETF Shares 2.50%
- Defiance Quantum ETF 0.80%
- Weighted yield (per year) 1.17%
Income here is almost a rounding error. With a total yield of about 1.17%, this portfolio clearly didn’t show up to collect checks; it showed up to chase growth. The international fund is doing most of the dividend heavy lifting, while the US total market and quantum ETF keep payouts lean. Dividends aren’t everything, but they’re the only part of return that doesn’t rely on Mr. Market staying in a good mood. In this setup, nearly all the work comes from price gains, which is great in bull markets and noticeably less fun when prices decide to sulk.
Ongoing product costs
- Vanguard Total Stock Market Index Fund ETF Shares 0.03%
- Vanguard Total International Stock Index Fund ETF Shares 0.05%
- Defiance Quantum ETF 0.40%
- Weighted costs total (per year) 0.09%
Costs are where this portfolio stops clowning around and actually behaves like an adult. A total TER around 0.09% is impressively low, especially given someone snuck in a 0.40% theme ETF. The cheap Vanguard cores drag the average fee down so hard it hides the expensive toy in the corner. Paying under a tenth of a percent for this circus is like getting front‑row seats at budget‑airline prices. You’re not bleeding performance into management’s pocket, which is more than many portfolios can say. Fees are under control — you must have clicked the right ETFs on purpose.
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