This portfolio has only about 1.3 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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High-risk high-reward portfolio with a strong focus on Bitcoin and minimal diversification

Report created on May 10, 2025

Risk profile Info

7/7
Speculative
Less risk More risk

Diversification profile Info

1/5
Single-Focused
Less diversification More diversification
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Positions

This portfolio is heavily weighted towards the iShares Bitcoin Trust, comprising 80% of the total allocation. The remaining 20% is split among the iShares® Gold Trust Micro, iShares® 0-3 Month Treasury Bond ETF, and Vanguard Total World Stock Index Fund ETF Shares. This composition indicates a speculative approach, prioritizing high-risk, potentially high-reward assets like Bitcoin, with minimal diversification across asset classes and geographic regions.

Growth Info

With a Compound Annual Growth Rate (CAGR) of 64.97% and a maximum drawdown of -24.48%, the portfolio's historical performance showcases significant volatility and risk. The days contributing to 90% of returns being concentrated in just 11.0 days highlight the speculative nature of the portfolio's returns, largely driven by short-term gains in Bitcoin.

Projection Info

Monte Carlo simulations project a wide range of outcomes, with a median end portfolio value suggesting substantial growth potential. However, the reliance on historical data, particularly for assets like Bitcoin with limited history and high volatility, means these projections should be viewed with caution. Past performance is not indicative of future results, especially in speculative investments.

Asset classes Info

  • Other
    80%
  • Stocks
    5%
  • Cash
    5%

The asset class distribution shows a heavy skew towards "Other," primarily Bitcoin, with minimal allocations to stocks, cash equivalents, and no bonds. This lack of diversification across traditional asset classes like stocks and bonds increases the portfolio's vulnerability to the volatility of the cryptocurrency market.

Sectors Info

  • Technology
    1%
  • Financials
    1%
  • Industrials
    1%
  • Consumer Discretionary
    1%
  • Health Care
    1%

Sector exposure is negligible, with each sector representing 1% or less of the portfolio. This minimal sectoral diversification further concentrates risk, particularly given the portfolio's heavy reliance on the performance of a single cryptocurrency.

Regions Info

  • North America
    3%
  • Europe Developed
    1%

Geographic exposure is limited, with a slight emphasis on North America and minimal exposure to other regions. This geographic concentration, combined with the portfolio's focus on Bitcoin, limits the potential benefits of global diversification in mitigating risk.

Market capitalization Info

  • Mega-cap
    2%
  • Large-cap
    2%
  • Mid-cap
    1%

The portfolio's exposure by market capitalization is focused on mega and big cap entities, which typically include more established, less volatile assets. However, the overwhelming weight of Bitcoin dilutes the stabilizing effect these assets might otherwise have on the portfolio.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

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Considering the portfolio's current composition, optimizing for the Efficient Frontier might suggest reallocating assets to achieve a better risk-return ratio. However, given the speculative nature and heavy Bitcoin weighting, traditional optimization models based on historical data may not fully capture the potential volatility and risk.

Dividends Info

  • iShares® 0-3 Month Treasury Bond ETF 4.70%
  • Vanguard Total World Stock Index Fund ETF Shares 1.90%
  • Weighted yield (per year) 0.33%

The dividend yield from the treasury bond ETF and the world stock index fund contributes to the portfolio's income, albeit minimally. Given the speculative nature of the portfolio, dividends play a secondary role to capital appreciation, particularly from Bitcoin.

Ongoing product costs Info

  • iShares® Gold Trust Micro 0.09%
  • iShares Bitcoin Trust 0.12%
  • iShares® 0-3 Month Treasury Bond ETF 0.07%
  • Vanguard Total World Stock Index Fund ETF Shares 0.07%
  • Weighted costs total (per year) 0.11%

The portfolio's overall expense ratio is low, which is beneficial for long-term growth. Reducing costs is a crucial strategy in maximizing returns, especially in speculative investments where the outcome is highly uncertain.

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