This portfolio has only about 1.8 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

An aggressive portfolio with high concentration in tech and speculative assets

Report created on Oct 22, 2025

Risk profile

  • Secure
    Speculative

The risk profile, derived from past market volatility, reflects the level of risk the portfolio is exposed to. This assessment helps align your investments with your financial goals and comfort with market fluctuations.

Diversification profile

  • Focused
    Diversified

The diversification assessment evaluates the spread of investments across asset classes, regions, and sectors. This ensures a balanced mix, reducing risk and maximizing returns by not concentrating in any single area.

Positions

This portfolio exhibits a bold composition with a significant allocation towards technology stocks, including giants like Microsoft and Alphabet, and speculative assets like Bitcoin trusts. The heavy weighting in GameStop, a stock known for its volatility, alongside substantial investments in broad market ETFs like the Vanguard Growth and S&P 500 ETFs, indicates a strategy leaning heavily towards growth. The inclusion of a money fund suggests an attempt at liquidity management, albeit with a minimal allocation.

Growth Info

Historically, this portfolio has shown remarkable growth, boasting a Compound Annual Growth Rate (CAGR) of 41.74%. Such high returns are often accompanied by significant risk, as evidenced by a maximum drawdown of -29.39%. This performance, driven by a few key days, underscores the portfolio's speculative nature. While past success is notable, it's crucial to remember that such high returns are typically unsustainable in the long term without corresponding high risks.

Projection Info

Monte Carlo simulations, which project future performance based on historical data, suggest a wide range of outcomes for this portfolio. While the majority of simulations (961 out of 1,000) predict positive returns, the variance is significant, ranging from 43% to over 5,331.4% at the median. This wide spread highlights the portfolio's speculative nature and the high level of uncertainty in its future performance.

Asset classes Info

  • Stocks
    82%
  • Other
    2%

The portfolio's asset allocation leans heavily towards stocks (82%), with a minor allocation in other speculative assets (2%) and a negligible cash position. This distribution underscores the portfolio's aggressive stance, prioritizing growth over stability or income. Such a composition is typical for investors with a high-risk tolerance and a long-term investment horizon.

Sectors Info

  • Consumer Discretionary
    31%
  • Technology
    29%
  • Telecommunications
    10%
  • Financials
    5%
  • Health Care
    3%
  • Industrials
    2%
  • Consumer Staples
    1%
  • Real Estate
    1%
  • Energy
    1%

Sector allocation reveals a heavy emphasis on Consumer Cyclicals and Technology, constituting 60% of the portfolio. This concentration increases exposure to market volatility, particularly in sectors prone to rapid changes in consumer demand and technological innovation. While this can offer substantial growth opportunities, it also introduces sector-specific risks that could impact overall portfolio performance.

Regions Info

  • North America
    82%

Geographically, the portfolio is overwhelmingly concentrated in North America (82%), with no exposure to international markets. This concentration in a single region increases vulnerability to local economic shifts and misses out on potential growth opportunities in emerging and developed markets outside the U.S.

Market capitalization Info

  • Mega-cap
    39%
  • Large-cap
    38%
  • Mid-cap
    5%

The market capitalization breakdown shows a preference for Mega and Big cap stocks, which comprise 77% of the portfolio. This focus on larger companies may provide some stability relative to smaller caps but still reflects the portfolio's aggressive growth orientation given the specific companies chosen.

Redundant positions Info

  • Fidelity Wise Origin Bitcoin Trust
    iShares Bitcoin Trust
    High correlation
  • Vanguard S&P 500 ETF
    Vanguard Growth Index Fund ETF Shares
    High correlation

Asset correlation analysis identifies highly correlated groups, such as the Bitcoin trusts and the overlap between the Vanguard S&P 500 ETF and Vanguard Growth Index Fund ETF Shares. High correlation between assets indicates redundancy, reducing the diversification benefits and potentially amplifying risk during market downturns.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

To optimize risk vs. return, consider reducing exposure to highly correlated assets and increasing diversification across sectors and geographies. While the portfolio's aggressive stance has yielded high returns, diversifying can help manage risk without necessarily compromising growth potential. Balancing the portfolio across more asset classes and regions could mitigate volatility and enhance long-term sustainability.

Dividends Info

  • Alphabet Inc Class C 0.30%
  • Microsoft Corporation 0.60%
  • Schwab Value Advantage Money Fund 4.10%
  • Vanguard S&P 500 ETF 1.10%
  • VANGUARD SMALL-CAP GROWTH INDEX FUND ADMIRAL SHARES 0.50%
  • Vanguard Growth Index Fund ETF Shares 0.40%
  • Weighted yield (per year) 0.94%

The portfolio's dividend yield is relatively low at 0.94%, reflecting the aggressive growth focus over income generation. The highest yield comes from the Schwab Value Advantage Money Fund, offering liquidity with a 4.10% yield. This low overall yield is consistent with the portfolio's emphasis on capital appreciation rather than income.

Ongoing product costs Info

  • Fidelity Wise Origin Bitcoin Trust 0.25%
  • iShares Bitcoin Trust 0.12%
  • Vanguard S&P 500 ETF 0.03%
  • VANGUARD SMALL-CAP GROWTH INDEX FUND ADMIRAL SHARES 0.07%
  • Vanguard Growth Index Fund ETF Shares 0.04%
  • Weighted costs total (per year) 0.02%

Portfolio costs are impressively low, with a total expense ratio (TER) of 0.02%. This efficiency in managing costs is commendable, as lower costs can significantly enhance long-term returns by reducing the drag on performance. The low-cost structure is a positive aspect of this portfolio, aligning with best practices in investment management.

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