This portfolio has only about 7 months of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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A balanced portfolio with a strong tilt towards healthcare and high dividend yields

Report created on Jun 4, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification
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Positions

Your portfolio is characterized by a significant concentration in healthcare, with AbbVie Inc alone constituting 34% of the portfolio. This is complemented by a variety of asset types, including common stocks, ETFs, and funds, though it's heavily weighted towards stocks at 85%. The presence of both bullish and bearish ETFs indicates an attempt to hedge against market volatility. However, the heavy weighting in a single stock and sector suggests potential vulnerability to sector-specific risks.

Growth Info

Historically, your portfolio has achieved a Compound Annual Growth Rate (CAGR) of 14.34%, with a maximum drawdown of -12.13%. These figures suggest a robust performance, especially given the relatively moderate maximum drawdown, which indicates resilience during market downturns. The days contributing most to returns highlight the impact of significant market movements on portfolio performance. Comparing these metrics to benchmarks could provide further insight into relative performance.

Projection Info

Using Monte Carlo simulations, which project future performance based on historical data, your portfolio shows a wide range of potential outcomes. The 50th percentile outcome suggests a potential 230.8% increase, indicating strong growth prospects. However, the 5th percentile outcome at -79.4% underscores the risk of significant losses. These projections are a helpful reminder of the inherent uncertainties in investing, emphasizing the importance of diversification and risk management.

Asset classes Info

  • Stocks
    85%
  • Cash
    3%
  • Other
    1%
  • No data
    1%

The asset allocation, predominantly in stocks with a minor allocation in cash and other assets, reflects a growth-oriented strategy. This composition is suitable for investors with a moderate risk tolerance but may need adjustments to align with your risk profile more closely. Diversifying further into bonds or other asset classes could provide a more balanced risk-return profile, especially in volatile market conditions.

Sectors Info

  • Health Care
    38%
  • Telecommunications
    17%
  • Consumer Discretionary
    13%
  • Consumer Staples
    6%
  • Industrials
    6%
  • Technology
    4%
  • Financials
    1%
  • Energy
    1%

Your portfolio's sector allocation reveals a heavy emphasis on healthcare and communication services, with less exposure to sectors like technology, industrials, and consumer cyclicals. This concentrated exposure to healthcare could lead to higher volatility linked to regulatory changes or market sentiment in this sector. Considering a more balanced sector distribution could mitigate sector-specific risks and capitalize on growth opportunities across the economy.

Regions Info

  • North America
    80%
  • Europe Developed
    7%
  • Japan
    1%

With 80% of assets allocated in North America and limited exposure to international markets, your portfolio could be missing out on diversification benefits and growth opportunities in emerging and developed markets outside the U.S. Expanding geographic exposure could reduce the impact of regional economic downturns and tap into growth in other parts of the world.

Market capitalization Info

  • Mega-cap
    56%
  • Large-cap
    15%
  • Mid-cap
    13%
  • No data
    1%

The focus on mega and big cap stocks suggests a preference for stability and established companies, which is consistent with a balanced risk profile. However, incorporating medium or even small cap stocks could enhance growth potential, albeit with increased volatility. This adjustment could offer a balanced approach to capital appreciation and risk.

Redundant positions Info

  • Alphabet Inc Class A
    Direxion Daily GOOGL Bull 1.5X Shares
    High correlation
  • Direxion Daily S&P 500® Bear 3X Shares
    JPMorgan Nasdaq Equity Premium Income ETF
    High correlation

The high correlation between certain assets, notably Alphabet Inc Class A and Direxion Daily GOOGL Bull 1.5X Shares, indicates overlapping exposures that may not contribute to diversification. Reducing holdings in highly correlated assets could lower portfolio volatility and improve overall risk management.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

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Optimizing your portfolio along the Efficient Frontier could achieve a better risk-return ratio. The current alignment suggests room for improvement in diversification and risk management without sacrificing expected returns. Consider rebalancing to reduce overlap in correlated assets and increase exposure to underrepresented sectors and geographies.

Dividends Info

  • AbbVie Inc 3.40%
  • BorgWarner Inc 1.00%
  • Coca-Cola Consolidated Inc. 3.10%
  • Direxion Daily GOOGL Bull 1.5X Shares 4.80%
  • Alphabet Inc Class A 0.50%
  • JPMorgan Nasdaq Equity Premium Income ETF 11.60%
  • Pfizer Inc 5.40%
  • Schwab U.S. Dividend Equity ETF 3.90%
  • Direxion Daily S&P 500® Bear 3X Shares 6.40%
  • SCHWAB INTERNATIONAL INDEX FUND SELECT SHARES 2.80%
  • Schwab Value Advantage Money Fund 4.40%
  • AT&T Inc 4.00%
  • Select STOXX Europe Aerospace & Defense ETF 0.10%
  • Weighted yield (per year) 3.38%

The overall dividend yield of 3.38% is a notable component of your portfolio's total return, providing a steady income stream. This focus on dividends is beneficial in a balanced portfolio, offering a cushion during market downturns. However, ensuring that high dividend yields do not come at the expense of growth potential or excessive concentration in specific sectors or stocks is crucial.

Ongoing product costs Info

  • Direxion Daily GOOGL Bull 1.5X Shares 1.05%
  • JPMorgan Nasdaq Equity Premium Income ETF 0.35%
  • Schwab U.S. Dividend Equity ETF 0.06%
  • Direxion Daily S&P 500® Bear 3X Shares 1.07%
  • SCHWAB INTERNATIONAL INDEX FUND SELECT SHARES 0.06%
  • Weighted costs total (per year) 0.06%

The Total Expense Ratios (TER) of the ETFs and funds in your portfolio vary significantly, from 0.06% to over 1%. These costs, while seemingly small, can compound over time, impacting long-term returns. Focusing on reducing these costs by selecting lower-cost alternatives or rebalancing towards direct stock holdings could enhance net returns.

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