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Concentrated Berkshire core with leveraged growth satellites and diversifiers around energy gold and bitcoin

Report created on Aug 7, 2026

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio is built around a single dominant position in Berkshire Hathaway at roughly a third of total value, surrounded by a mix of thematic and leveraged ETFs plus smaller allocations to gold, long-term Treasuries, commodities, and bitcoin. The result is a “hub and spokes” structure: one large core holding with many high-octane satellites. That structure matters because portfolio behavior is driven not just by what is owned, but by how large each position is. Here, Berkshire anchors the equity sleeve, while leveraged funds and crypto inject considerable return potential and volatility. The mix explains why the portfolio can participate in broad market gains while also experiencing sharper swings during fast moves.

Growth Info

Over the observed period, a hypothetical $1,000 in this portfolio grew to about $1,801, beating both the US and global market references by over 5 percentage points in annualized terms. CAGR, or compound annual growth rate, is like an average yearly speed over the whole trip, and at about 25.9% it has been very strong. Max drawdown of roughly -18.7% shows the deepest peak-to-trough fall so far, similar to the US market’s drawdown. Only 15 days generated 90% of total returns, which is typical for concentrated or volatile portfolios where a handful of sharp up days drive most of the long-run outcome.

Projection Info

The Monte Carlo projection uses the portfolio’s historical behavior to simulate many possible future paths, like running 1,000 alternate timelines based on past volatility and returns. Here, the median outcome turns $1,000 into around $2,758 over 15 years, equivalent to roughly 7.8% annualized across all simulations. The “likely range” from about $1,839 to $4,055 shows a fairly wide uncertainty band, and the broader 5–95% range is even wider. This spread reflects the mix of relatively stable assets with leveraged and crypto exposures. As always, these simulations rely on past patterns, which can change, so they are best seen as rough scenario maps rather than precise forecasts.

Asset classes Info

  • Stocks
    84%
  • Bonds
    7%
  • Other
    5%
  • Crypto
    5%

By asset class, the portfolio is clearly equity-led, with about 84% in stocks and equity ETFs, plus small allocations to bonds, commodities/other assets, and crypto. This equity dominance fits the “growth” risk classification, because stocks tend to drive long-term returns but also most of the ups and downs. The 7% slice in long-term Treasuries can act as a partial counterweight during some equity sell-offs, while the 5% in commodities and 5% in crypto add return drivers that do not always move in sync with stocks. Overall, this is a growth-oriented mix with a modest stabilizing component, rather than a balanced or income-focused structure.

Sectors Info

  • Financials
    43%
  • Energy
    15%
  • Technology
    8%
  • Industrials
    8%
  • Health Care
    6%
  • Crypto
    5%
  • Consumer Discretionary
    2%
  • Basic Materials
    1%
  • Telecommunications
    1%
  • Utilities
    1%
  • Consumer Staples
    1%

This breakdown covers the equity portion of your portfolio only.

Sector-wise, the portfolio is heavily tilted toward financials, driven mostly by Berkshire, with a meaningful allocation to energy through the MLP ETF and smaller slices in technology, industrials, and healthcare via the thematic funds. Compared with broad market benchmarks, this is more concentrated in financials and energy and less evenly spread across sectors. That concentration can be helpful when those areas are strong, but it also ties portfolio behavior to trends in credit conditions, interest rates, and energy prices. The presence of biotech, aerospace and defense, and semiconductors adds additional sector-specific cycles, so returns may move differently from a broad, sector-neutral index at times.

Regions Info

  • North America
    78%
  • Europe Developed
    3%
  • Japan
    2%
  • Australasia
    1%

This breakdown covers the equity portion of your portfolio only.

Geographically, around 78% of the equity exposure is in North America, with only modest allocations to Europe, Japan, and Australasia. This US-heavy tilt is common for many portfolios and has been rewarded in recent years as US markets outperformed many other regions. However, it also means that corporate earnings, currencies, and policy decisions in one main region drive most of the experience. The small allocation to an international small-cap value ETF introduces some non-US diversification, which can help when other regions or styles outperform the US large-cap universe. Still, the structure remains primarily tied to North American economic and market conditions.

Market capitalization Info

  • Mega-cap
    38%
  • Mid-cap
    18%
  • Large-cap
    11%
  • Small-cap
    11%
  • Micro-cap
    4%

This breakdown covers the equity portion of your portfolio only.

The market-cap breakdown shows a strong presence in mega-cap and large-cap names, thanks to Berkshire and other large holdings, with meaningful exposure to mid and small caps and a smaller slice in micro caps. Larger companies often have more diversified businesses and steadier earnings, which can dampen volatility compared with pure small-cap portfolios. On the other hand, the added small and micro-cap exposure introduces more sensitivity to economic cycles and sentiment, as these firms can move sharply during risk-on or risk-off phases. This blend means the portfolio can benefit from both stable blue-chip behavior and the higher potential swings of smaller companies.

True holdings Info

  • Berkshire Hathaway Inc
    34.67%
    Part of fund(s):
    • Direxion Daily S&P500® Bull 3X Shares
    Direct holding 34.61%
  • Sprott Physical Gold Trust
    6.59%
  • Dreyfus Government Cash Management Fund
    3.78%
    Part of fund(s):
    • Direxion Auspice Broad Commodity Strategy ETF
  • Sunoco LP
    1.95%
    Part of fund(s):
    • Alerian MLP ETF
  • Enterprise Products Partners LP
    1.94%
    Part of fund(s):
    • Alerian MLP ETF
  • Western Midstream Partners LP
    1.94%
    Part of fund(s):
    • Alerian MLP ETF
  • Energy Transfer LP
    1.94%
    Part of fund(s):
    • Alerian MLP ETF
  • Plains All American Pipeline LP
    1.93%
    Part of fund(s):
    • Alerian MLP ETF
  • MPLX LP
    1.88%
    Part of fund(s):
    • Alerian MLP ETF
  • Hess Midstream Partners LP
    1.47%
    Part of fund(s):
    • Alerian MLP ETF
  • Top 10 total 58.09%

This breakdown covers the equity portion of your portfolio only.

Looking through the ETFs to the top underlying holdings, Berkshire remains the standout at about 35% combined exposure, almost all from the direct position. The Alerian MLP ETF adds multiple midstream energy partnerships, such as Sunoco, Energy Transfer, and Enterprise Products Partners, each around 2% or slightly less of the portfolio. One interesting detail is the Dreyfus Government Cash Management Fund showing up as a nearly 4% exposure via an ETF, indicating some cash-like holdings inside funds. Overall overlap between holdings is relatively limited outside Berkshire, but the concentration there means the portfolio’s fortunes are still heavily tied to that single company’s performance.

Factors Info

Value
Preference for undervalued stocks
High
Data availability: 74%
Size
Exposure to smaller companies
Low
Data availability: 84%
Momentum
Exposure to recently outperforming stocks
Neutral
Data availability: 68%
Quality
Preference for financially healthy companies
Neutral
Data availability: 56%
Yield
Preference for dividend-paying stocks
Neutral
Data availability: 59%
Low Volatility
Preference for stable, lower-risk stocks
High
Data availability: 95%

Factor exposures are estimated using statistical models based on historical data and measure systematic (market-relative) tilts, not absolute portfolio characteristics. Results may vary depending on the analysis period, data availability, and currency of the underlying assets.

On factor exposure, this portfolio shows a notable tilt toward value and low volatility compared with a market-average baseline of 50%. Factor exposure is essentially how much the portfolio leans into characteristics like “cheapness” (value) or “price stability” (low volatility) that research has linked to long-term returns. The high value score suggests a preference for companies trading at lower prices relative to fundamentals, which can help when expensive growth names lag. The high low-volatility reading is interesting given the leveraged ETFs; it reflects that core holdings like Berkshire and value-tilted funds are relatively stable. Other factors—size, momentum, quality, and yield—are closer to market-like, with no extreme tilts.

Risk contribution Info

  • Direxion Daily Semiconductor Bull 3X Shares
    Weight: 5.24%
    30.3%
  • Berkshire Hathaway Inc
    Weight: 34.61%
    20.1%
  • Direxion Daily S&P500® Bull 3X Shares
    Weight: 5.76%
    14.7%
  • Alerian MLP ETF
    Weight: 14.89%
    7.3%
  • Bitwise Bitcoin ETF
    Weight: 4.61%
    6.9%
  • Top 5 risk contribution 79.3%

Risk contribution shows how much each holding drives total portfolio volatility, which can be very different from simple weights. Here, the 3x semiconductor ETF, at just over 5% weight, contributes about 30% of overall risk, making it the main risk engine. Berkshire, while one-third of the portfolio, contributes only about 20% of risk, reflecting its comparatively steadier behavior. The 3x S&P 500 ETF and the bitcoin ETF also punch above their weights in risk terms. With the top three positions by risk contributing about 65% of total volatility, the portfolio’s day-to-day swings are dominated by a small set of leveraged and concentrated holdings more than by size alone.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

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The risk–return optimization view shows that the current portfolio sits below the efficient frontier, with a Sharpe ratio of 1.4 versus 1.94 for the optimal mix using the same holdings. The Sharpe ratio measures risk-adjusted return, like how much extra return is earned per unit of volatility above a cash rate. Being about 5 percentage points below the frontier at the same risk level suggests the existing weights are not making the most of what’s already in the lineup. In other words, different position sizes—without changing the actual holdings—could, in theory, deliver either higher expected return for the same risk or similar return with lower volatility.

Dividends Info

  • Alerian MLP ETF 7.30%
  • Avantis® International Small Cap Value ETF 2.70%
  • Direxion Auspice Broad Commodity Strategy ETF 2.50%
  • Direxion Daily S&P500® Bull 3X Shares 0.50%
  • iShares 20+ Year Treasury Bond ETF 4.70%
  • SPDR® S&P Aerospace & Defense ETF 0.30%
  • SPDR® S&P Biotech ETF 0.40%
  • Weighted yield (per year) 1.75%

The portfolio’s overall dividend yield is about 1.75%, which is modest and below many broad equity income benchmarks. Individual components vary widely: the Alerian MLP ETF yields over 7%, while growth or leveraged funds pay very little. Dividends matter because they contribute a steady cash return that can be reinvested or taken out, smoothing the total return experience over time. In this portfolio, dividends are a secondary feature rather than a primary driver. Instead, most of the long-term outcome is expected to come from price movements in equities, leveraged strategies, and crypto, with the higher-yielding MLPs and bond ETF providing some income ballast.

Ongoing product costs Info

  • Alerian MLP ETF 0.85%
  • Avantis® International Small Cap Value ETF 0.36%
  • Bitwise Bitcoin ETF 0.20%
  • Direxion Auspice Broad Commodity Strategy ETF 0.80%
  • Direxion Daily Semiconductor Bull 3X Shares 0.76%
  • Direxion Daily S&P500® Bull 3X Shares 0.91%
  • iShares 20+ Year Treasury Bond ETF 0.15%
  • SPDR® S&P Aerospace & Defense ETF 0.35%
  • SPDR® S&P Biotech ETF 0.35%
  • Weighted costs total (per year) 0.34%

On costs, the weighted total expense ratio (TER) of about 0.34% is reasonable for a portfolio using several specialized and leveraged ETFs. TER is the annual fee charged by a fund, expressed as a percentage of assets, and it quietly reduces returns each year. Some holdings, like the Alerian MLP ETF and the broad commodity strategy ETF, are relatively expensive at around 0.8–0.9%, while others, like the long-term Treasury ETF and bitcoin ETF, are cheaper. Overall, the cost level is not unusually high given the niche exposures, which is positive for long-term compounding, though broad plain-vanilla index funds typically come with even lower fees.

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