This portfolio has only about 1.3 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

Growth-oriented portfolio with a strong tech focus and a moderate risk profile

Report created on Aug 2, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

This portfolio exhibits a heavy emphasis on technology and healthcare sectors, with significant allocations in large-cap stocks like NVIDIA, Microsoft, and Amazon. The concentration in these sectors, combined with a limited presence in real estate and almost no exposure to bonds or cash, suggests a growth-focused strategy. However, the moderate diversification score indicates room for broader asset class inclusion to mitigate sector-specific risks.

Growth Info

Historically, this portfolio has demonstrated impressive growth with a Compound Annual Growth Rate (CAGR) of 32.10%. Its resilience is further underscored by a maximum drawdown of -21.98%, indicating the portfolio's ability to recover from market downturns. However, it's crucial to remember that past performance is not always indicative of future results, and such high returns can come with equally high risks.

Projection Info

Monte Carlo simulations, which project future performance based on historical data, suggest a wide range of outcomes for this portfolio. While the majority of simulations (969 out of 1,000) predict positive returns, the variance between the 5th and 67th percentiles is significant. This underscores the inherent uncertainty in forecasting and the importance of being prepared for various market conditions.

Asset classes Info

  • Stocks
    98%
  • Other
    1%
  • Real Estate
    1%

The portfolio's asset allocation is heavily skewed towards stocks (98%), with minimal investments in real estate (1%) and a negligible cash position. This allocation aligns with the portfolio's growth orientation but exposes it to higher volatility. Incorporating a broader mix of asset classes, including bonds or alternative investments, could enhance risk-adjusted returns over time.

Sectors Info

  • Technology
    34%
  • Health Care
    13%
  • Financials
    12%
  • Telecommunications
    10%
  • Industrials
    8%
  • Consumer Discretionary
    8%
  • Consumer Staples
    5%
  • Energy
    4%
  • Utilities
    3%
  • Real Estate
    1%

Technology and healthcare dominate the portfolio, reflecting a bet on innovation-driven growth. While these sectors can offer substantial returns, they're also susceptible to regulatory changes and market sentiment shifts. Diversifying into additional sectors, such as consumer goods or utilities, might provide stability during tech or healthcare downturns.

Regions Info

  • North America
    93%
  • Europe Developed
    6%

With 93% of assets allocated in North America, primarily the U.S., the portfolio's geographic exposure is concentrated. Expanding into developed European or emerging markets could offer new growth avenues and hedge against U.S.-specific economic risks.

Market capitalization Info

  • Mega-cap
    58%
  • Large-cap
    33%
  • Mid-cap
    5%
  • No data
    1%
  • Small-cap
    1%

The focus on mega and large-cap companies (91% combined) suggests a preference for established, less volatile stocks. However, incorporating medium or small-cap stocks could introduce higher growth potential, albeit with increased risk.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The analysis suggests an opportunity to optimize the portfolio for a slightly higher expected return of 4.92% at the same risk level. This could involve rebalancing asset allocations or diversifying into additional asset classes without significantly altering the portfolio's risk profile.

Dividends Info

  • Apple Inc 0.50%
  • AbbVie Inc 2.50%
  • Accenture plc 1.70%
  • Applied Materials Inc 0.90%
  • Amphenol Corporation 0.60%
  • ASML Holding NV 0.70%
  • Bank of America Corp 2.30%
  • BlackRock Inc 1.90%
  • Blackstone Group Inc 1.90%
  • Constellation Energy Corp 0.40%
  • Coca-Cola Consolidated Inc. 2.70%
  • Costco Wholesale Corp 0.40%
  • Cheniere Energy Partners LP 5.70%
  • Cisco Systems Inc 2.40%
  • Chevron Corp 4.40%
  • Eaton Corporation PLC 1.00%
  • Diamondback Energy Inc 3.60%
  • Federal Realty Investment Trust 4.90%
  • GE Aerospace 0.50%
  • GE Vernova LLC 0.10%
  • Alphabet Inc Class A 0.40%
  • Home Depot Inc 2.40%
  • Honeywell International Inc 2.10%
  • JPMorgan Chase & Co. 5.70%
  • Eli Lilly and Company 0.70%
  • Meta Platforms Inc. 0.30%
  • Marvell Technology Group Ltd 0.30%
  • Microsoft Corporation 0.60%
  • Nextera Energy Inc 3.10%
  • Northrop Grumman Corporation 1.40%
  • Oracle Corporation 0.70%
  • Pfizer Inc 5.40%
  • iShares Residential and Multisector Real Estate ETF 2.50%
  • iShares® 0-3 Month Treasury Bond ETF 4.10%
  • VanEck Semiconductor ETF 0.40%
  • Stryker Corporation 0.90%
  • Thermo Fisher Scientific Inc 0.40%
  • Visa Inc. Class A 0.70%
  • Vanguard FTSE Europe Index Fund ETF Shares 3.00%
  • Walmart Inc 0.90%
  • Weighted yield (per year) 1.03%

With an overall dividend yield of 1.03%, the portfolio provides a modest income stream. Investors seeking higher income might consider reallocating towards higher-yielding stocks or ETFs, particularly in sectors like utilities or real estate, known for their dividend-paying capabilities.

Ongoing product costs Info

  • iShares Bitcoin Trust 0.12%
  • iShares Residential and Multisector Real Estate ETF 0.48%
  • iShares® 0-3 Month Treasury Bond ETF 0.07%
  • VanEck Semiconductor ETF 0.35%
  • Vanguard FTSE Europe Index Fund ETF Shares 0.13%
  • Weighted costs total (per year) 0.01%

The portfolio's total expense ratio (TER) is exceptionally low, at 0.01%, which is beneficial for long-term growth by minimizing drag on returns. This cost efficiency is commendable and should be maintained when considering any portfolio adjustments.

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