This portfolio has only about 1.5 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

A globally diversified investment strategy with a strong focus on ETFs and sustainable investing

Report created on Aug 27, 2025

Risk profile

  • Secure
    Speculative

The risk profile, derived from past market volatility, reflects the level of risk the portfolio is exposed to. This assessment helps align your investments with your financial goals and comfort with market fluctuations.

Diversification profile

  • Focused
    Diversified

The diversification assessment evaluates the spread of investments across asset classes, regions, and sectors. This ensures a balanced mix, reducing risk and maximizing returns by not concentrating in any single area.

What type of investor this portfolio is suitable for

Balanced Investors

This portfolio suits an investor looking for balanced growth with a moderate to high risk tolerance and a long-term investment horizon. It's designed for those who prioritize capital appreciation through a diversified global equity strategy, with a particular interest in sustainable and region-specific investments. The investor likely values exposure to both developed and emerging markets, understanding the risks and opportunities each presents, and is comfortable with the volatility associated with a 100% equity allocation.

Positions

The portfolio showcases a strategic allocation across a variety of ETFs, emphasizing global exposure with a significant stake in the Amundi Prime All Country World UCITS ETF Inc EUR at 42.30%. This ETF provides broad market coverage, aligning with the portfolio's aim for worldwide diversification. The inclusion of specialized ETFs like the Vanguard FTSE Japan UCITS ETF and the UBS (Irl) ETF plc - Solactive Global Pure Gold Miners UCITS ETF underscores a targeted approach to geographic and sector-specific investments. This composition suggests a strategy that balances general market participation with specific bets on regions and industries believed to offer unique growth opportunities or risk mitigation.

Growth Info

The portfolio has demonstrated a strong historic performance with a Compound Annual Growth Rate (CAGR) of 18.18%. While impressive, it's essential to recognize that past performance is not indicative of future results. The maximum drawdown of -15.74% highlights the portfolio's resilience during market downturns, which is crucial for understanding risk tolerance. The days contributing to 90% of returns being limited to 11.0 indicates significant returns were concentrated in a few strong market days, a common characteristic in volatile investment strategies.

Projection Info

Monte Carlo simulations, which use historical data to project future outcomes, show a wide range of potential portfolio values, with the median outcome suggesting substantial growth. However, the reliance on historical data means these projections do not guarantee future performance but offer a spectrum of possible outcomes. These simulations help in understanding the range of risks and potential for returns, enabling investors to align their expectations with their risk tolerance.

Asset classes Info

  • Stocks
    100%

The portfolio is entirely allocated to stocks, which positions it for potentially high returns but also exposes it to significant market volatility. This singular focus on equities, while beneficial during bull markets, may not provide the cushion against downturns that bonds or other asset classes might. Diversifying across different asset classes could offer a more balanced risk-return profile, especially for investors with a lower risk tolerance.

Sectors Info

  • Technology
    17%
  • Financials
    16%
  • Basic Materials
    15%
  • Industrials
    14%
  • Consumer Discretionary
    10%
  • Health Care
    8%
  • Telecommunications
    7%
  • Consumer Staples
    5%
  • Real Estate
    3%
  • Energy
    3%
  • Utilities
    2%

Sector allocations within the portfolio are well-diversified, covering technology, financial services, basic materials, and industrials as the leading sectors. This diversification helps in spreading risk across different economic sectors, which can react differently to market conditions. However, the heavy weighting towards technology and financial services reflects a growth-oriented strategy that may carry higher volatility. Investors should consider whether this sectoral exposure aligns with their risk appetite and investment goals.

Regions Info

  • North America
    41%
  • Japan
    26%
  • Europe Developed
    19%
  • Australasia
    5%
  • Asia Emerging
    3%
  • Asia Developed
    2%
  • Africa/Middle East
    2%

Geographically, the portfolio is heavily weighted towards North America and Japan, with significant exposure to developed European markets. This distribution suggests a focus on established economies, potentially limiting exposure to the higher growth but higher risk emerging markets. While this may align with a balanced risk profile, incorporating emerging markets could offer diversification benefits and exposure to faster-growing economies.

Market capitalization Info

  • Mega-cap
    40%
  • Large-cap
    32%
  • Mid-cap
    21%
  • Small-cap
    6%
  • Micro-cap
    1%

The breakdown by market capitalization shows a preference for mega and large-cap stocks, which are typically less volatile than their smaller counterparts. This allocation supports a strategy aimed at stability and reduced risk. However, the relatively smaller allocation to small and micro-cap stocks may limit potential for outsized gains that these segments can offer, albeit with higher risk.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Considering the portfolio's current allocation and performance, there's potential for optimization using the Efficient Frontier to achieve the best possible risk-return ratio. This approach might involve adjusting the weights of the current assets to enhance returns for a given level of risk or reduce risk for a given level of expected returns. It's important to remember that optimization is based on past performance and does not guarantee future results but can be a valuable tool in portfolio management.

Ongoing product costs Info

  • UBS (Irl) ETF plc - MSCI World Climate Paris Aligned UCITS ETF A USD 0.20%
  • iShares MSCI World Small Cap UCITS ETF USD (Acc) EUR 0.35%
  • UBS (Irl) ETF plc - Solactive Global Pure Gold Miners UCITS ETF (USD) A-dis EUR 0.43%
  • Vanguard FTSE Japan UCITS ETF EUR Hedged Accumulation 0.20%
  • Weighted costs total (per year) 0.13%

The Total Expense Ratios (TERs) of the included ETFs are relatively low, which is crucial for maximizing long-term investment returns. Lower costs mean more of the investment's return is retained by the investor, rather than being eroded by fees. This cost efficiency is a strong aspect of the portfolio, supporting better performance over time.

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