This portfolio loves tech like a moth loves a flame but forgets other sectors exist
Report created on Aug 9, 2025Risk profile
5/7
Diversification profile
4/5
Positions
-
WE Amundi Prime All Country World UCITS ETF Acc EUR
WEBN - IE0003XJA0J9 74.88% -
XD Xtrackers MSCI World Information Technology UCITS ETF 1C
XDWT - IE00BM67HT60 25.12%
At first glance, this portfolio screams "I believe in tech and only tech, but let's pretend to diversify." With nearly three-quarters of the portfolio in a global ETF and the rest in a tech-focused ETF, it's like wearing a full suit with light-up sneakers. Sure, you're technically dressed for all occasions, but the balance is off. It's diversified in theory but hilariously skewed in practice.
Growth
Historically, this portfolio has done well, with a CAGR of 10.29%. However, attributing this performance solely to strategic genius would be like saying you won a marathon because you chose the right sneakers. It's not just the shoes; it's the road they're running on. In this case, the tech-heavy focus has benefited from a bull market in tech. But remember, past performance is like rearview mirror glances — not indicative of the road ahead.
Projection
The Monte Carlo simulation seems to have drunk the tech Kool-Aid too, projecting an optimistic median return. But leaning heavily on simulations is like trusting a weather forecast for a picnic next year; it's a guess, not a guarantee. Diversification beyond tech would be like packing an umbrella — just in case.
Asset classes
- Stocks 100%
Stocks, stocks, and more stocks. With a portfolio 100% in equities, you're riding the rollercoaster without a safety harness. There's no cash or bonds to cushion the fall when the market dips. It's like going all-in on black in roulette — thrilling, but you might walk away with nothing.
Sectors
- Technology 45%
- Financials 13%
- Industrials 8%
- Consumer Discretionary 8%
- Telecommunications 7%
- Health Care 7%
- Consumer Staples 4%
- Energy 3%
- Basic Materials 2%
- Utilities 2%
- Real Estate 1%
The tech sector makes up almost half of this portfolio, which is akin to building a house with all the weight on one side. Sure, it's standing now, but what happens when the tech wind blows? Diversifying sectors is like architectural balance — necessary for long-term stability.
Regions
- North America 72%
- Europe Developed 12%
- Japan 5%
- Asia Emerging 4%
- Asia Developed 3%
- Australasia 1%
- Africa/Middle East 1%
- Latin America 1%
North America dominates this portfolio like it's the center of the universe, with a 72% allocation. It's like packing for a world tour and only visiting the US. Yes, American markets are lucrative, but there's a whole world out there. Ever heard of emerging markets? They're like hidden gems, not always shiny but worth the exploration.
Market capitalization
- Mega-cap 54%
- Large-cap 32%
- Mid-cap 13%
With a hefty bias towards mega and big caps, this portfolio is like a party that only invites celebrities. It's glamorous but misses out on the up-and-comers who could become tomorrow's stars. Small and micro caps are riskier, sure, but they can add growth and excitement to the mix.
Risk vs. return
This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.
Click on the colored dots to explore allocations.
This portfolio's risk-return profile is like a high-wire act without a net. Sure, it's optimized for growth, but it's a narrow path with a steep drop on either side. Expanding the asset class and sector mix could provide a wider, safer wire to walk on.
Ongoing product costs
- Xtrackers MSCI World Information Technology UCITS ETF 1C 0.25%
- Weighted costs total (per year) 0.06%
The costs are surprisingly low, like finding a luxury car with budget maintenance. It's one of the few areas where this portfolio shines, proving that even a tech-obsessed strategy can be cost-effective. But remember, low fees on a risky bet are still fees on a risky bet.
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