This portfolio has only about 1 months of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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Speculative high-yield portfolio with a strong tilt towards technology and high-dividend stocks

Report created on Jun 10, 2025

Risk profile Info

7/7
Speculative
Less risk More risk

Diversification profile Info

1/5
Single-Focused
Less diversification More diversification
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Positions

This portfolio is heavily weighted towards technology stocks and high-dividend-paying assets, with a significant allocation in cash equivalents through the iShares® 0-3 Month Treasury Bond ETF. The composition suggests a strategy that balances high-risk, high-return investments with highly liquid, low-risk assets. The diversification is single-focused, leaning heavily on specific sectors and asset classes, which might expose the portfolio to sector-specific risks.

Growth Info

The portfolio has shown an exceptional Compound Annual Growth Rate (CAGR) of 68.67%, with a relatively mild maximum drawdown of -11.40%. This performance indicates a highly successful, albeit potentially volatile, investment approach. The days contributing to 90% of returns being concentrated in a single day suggest significant returns were achieved through a few highly successful investments or market movements, highlighting the speculative nature of the strategy.

Projection Info

Monte Carlo simulations, which project future performance based on historical data, indicate a wide range of outcomes for this portfolio, with the majority of simulations resulting in negative returns. This suggests that while past performance has been strong, the portfolio may carry a high level of risk moving forward. Investors should understand that these projections are not guarantees but rather hypothetical scenarios that could help in assessing risk tolerance.

Asset classes Info

  • Stocks
    61%
  • Cash
    38%

With 61% in stocks and 38% in cash equivalents, the asset class allocation indicates a preference for liquidity and readiness to capitalize on market opportunities. However, the absence of bonds (beyond short-term Treasury ETFs) and other asset classes may limit the portfolio's ability to hedge against market volatility. Diversifying into more asset classes could enhance stability without necessarily compromising growth potential.

Sectors Info

  • Technology
    22%
  • Industrials
    14%
  • Real Estate
    5%
  • Utilities
    5%
  • Health Care
    4%
  • Financials
    4%
  • Consumer Staples
    2%
  • Energy
    2%
  • Consumer Discretionary
    1%
  • Telecommunications
    1%

The sectoral allocation shows a significant emphasis on technology, which could lead to higher volatility, especially in market downturns. While the tech sector can offer substantial growth opportunities, its performance is often more susceptible to interest rate changes and market sentiment. Balancing this with more defensive sectors could provide a more stable return profile.

Regions Info

  • North America
    58%
  • Europe Developed
    2%

The geographic allocation is heavily skewed towards North America, with minimal exposure to international markets. This concentration increases the portfolio's vulnerability to regional economic shifts and misses out on potential growth in emerging and developed markets outside the U.S. Expanding geographic exposure could mitigate some risks and tap into global growth trends.

Market capitalization Info

  • Small-cap
    19%
  • Mega-cap
    15%
  • Large-cap
    10%
  • Micro-cap
    9%
  • Mid-cap
    7%
  • No data
    1%

The distribution across market capitalizations shows a mix, with a notable tilt towards smaller companies, which may offer higher growth potential but come with increased risk. Including more large-cap stocks could provide stability, as they tend to be more resilient during economic downturns.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

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The current portfolio's expected return is below the optimal level suggested by Efficient Frontier analysis, indicating room for improvement in risk-return optimization. Adjusting asset allocation could achieve a more favorable balance, enhancing returns for the same level of risk. This process underscores the importance of regular portfolio reviews to align with evolving market conditions and investment objectives.

Dividends Info

  • Compass Diversified Holdings 15.20%
  • Fidelity® MSCI Health Care Index ETF 1.60%
  • Fidelity Covington Trust - Fidelity Clean Energy ETF 1.30%
  • Fidelity® MSCI Utilities Index ETF 2.80%
  • Innovative Industrial Properties Inc 13.40%
  • Schwab U.S. Dividend Equity ETF 3.90%
  • iShares® 0-3 Month Treasury Bond ETF 4.60%
  • SPDR® Portfolio S&P 500 ETF 1.30%
  • Vanguard International High Dividend Yield Index Fund ETF Shares 4.10%
  • Weighted yield (per year) 5.04%

The portfolio's focus on high-dividend yields, with an overall yield of 5.04%, contributes significantly to its total returns. This strategy not only provides a steady income stream but also offers potential for capital appreciation. However, investors should be cautious of chasing yield at the expense of sound investment principles, as high yields can sometimes signal underlying company issues.

Ongoing product costs Info

  • Fidelity® MSCI Health Care Index ETF 0.08%
  • Fidelity Covington Trust - Fidelity Clean Energy ETF 0.39%
  • Fidelity® MSCI Utilities Index ETF 0.08%
  • Schwab U.S. Dividend Equity ETF 0.06%
  • iShares® 0-3 Month Treasury Bond ETF 0.07%
  • SPDR® Portfolio S&P 500 ETF 0.02%
  • Vanguard International High Dividend Yield Index Fund ETF Shares 0.22%
  • Weighted costs total (per year) 0.05%

The portfolio's overall expense ratio is impressively low at 0.05%, which is beneficial for long-term growth as lower costs directly translate to higher net returns. Keeping costs minimal is a prudent strategy, especially in speculative portfolios where the goal is to maximize returns without being eroded by fees.

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