This portfolio has only about 1.4 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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Balanced portfolio with a strong focus on technology and global stocks

Report created on May 31, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

5/5
Highly Diversified
Less diversification More diversification

Positions

This portfolio predominantly comprises ETFs, with a significant allocation to the Vanguard Total World Stock Index Fund ETF Shares at 70%, indicating a broad market approach. The inclusion of specialized ETFs like the iShares Core MSCI Emerging Markets ETF, Invesco NASDAQ 100 ETF, iShares Bitcoin Trust, and Vanguard Information Technology Index Fund ETF Shares suggests a strategic tilt towards technology and emerging markets. The diversification across sectors and geographies, combined with a balanced risk profile, positions this portfolio for investors seeking growth while managing volatility.

Growth Info

With a Compound Annual Growth Rate (CAGR) of 19.82% and a maximum drawdown of -17.76%, the portfolio demonstrates robust growth potential tempered by moderate risk. The days contributing to 90% of returns being limited to 8 suggests significant returns are concentrated in a few strong market days, highlighting the importance of staying invested during volatile periods for capitalizing on growth opportunities.

Projection Info

Monte Carlo simulations, which project future outcomes based on historical data, show a wide range of potential portfolio values, with a median increase of 3,270.1%. This underscores the portfolio's strong growth potential but also its risk, as the outcome variability is significant. It's crucial to remember that these projections are hypothetical and actual future performance can vary.

Asset classes Info

  • Stocks
    94%
  • Other
    5%
  • Cash
    1%

The asset allocation is heavily skewed towards stocks (94%), with a small portion in other assets (5%) and cash (1%). This composition underlines the portfolio's growth orientation but also its susceptibility to market volatility. Diversifying further into other asset classes could provide a buffer during stock market downturns.

Sectors Info

  • Technology
    29%
  • Financials
    15%
  • Consumer Discretionary
    10%
  • Industrials
    9%
  • Telecommunications
    8%
  • Health Care
    8%
  • Consumer Staples
    5%
  • Basic Materials
    3%
  • Energy
    3%
  • Utilities
    2%
  • Real Estate
    2%

The sectoral allocation reveals a considerable emphasis on technology (29%), which could drive growth but also increase volatility, especially during market corrections. Financial Services (15%) and Consumer Cyclicals (10%) further diversify the portfolio, although the heavy tech focus warrants monitoring for sector-specific risks.

Regions Info

  • North America
    60%
  • Europe Developed
    11%
  • Asia Emerging
    9%
  • Asia Developed
    5%
  • Japan
    4%
  • Africa/Middle East
    2%
  • Latin America
    2%
  • Australasia
    1%

Geographically, the portfolio is heavily weighted towards North America (60%), with meaningful exposure to Europe Developed (11%) and Asia Emerging (9%). This distribution supports global diversification but may underrepresent opportunities in faster-growing regions like Asia Emerging markets. Adjusting geographic exposure could enhance growth prospects and risk management.

Market capitalization Info

  • Mega-cap
    43%
  • Large-cap
    29%
  • Mid-cap
    16%
  • Small-cap
    4%
  • Micro-cap
    1%

The market capitalization breakdown shows a preference for Mega (43%) and Big (29%) cap stocks, which tend to be more stable but might offer lower growth potential compared to smaller caps. Including more Medium, Small, and Micro cap stocks could introduce higher growth opportunities at the cost of increased volatility.

Redundant positions Info

  • Vanguard Information Technology Index Fund ETF Shares
    Invesco NASDAQ 100 ETF
    High correlation

The high correlation between Vanguard Information Technology Index Fund ETF Shares and Invesco NASDAQ 100 ETF indicates overlapping investments, which might limit diversification benefits. Reducing exposure to one of these or reallocating to less correlated assets could enhance portfolio diversification and risk management.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

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Optimizing the portfolio along the Efficient Frontier could improve the risk-return ratio by adjusting asset allocations. This might involve reducing overlap in highly correlated assets and diversifying further across asset classes and geographies. Such adjustments aim to achieve the best possible balance of risk and return, enhancing long-term performance.

Dividends Info

  • iShares Core MSCI Emerging Markets ETF 2.90%
  • Invesco NASDAQ 100 ETF 0.60%
  • Vanguard Information Technology Index Fund ETF Shares 0.50%
  • Vanguard Total World Stock Index Fund ETF Shares 1.80%
  • Weighted yield (per year) 1.64%

The portfolio's overall dividend yield of 1.64% contributes to total returns, particularly from the iShares Core MSCI Emerging Markets ETF. While not the primary focus, dividends offer a passive income stream and a potential buffer during market downturns, complementing the growth strategy.

Ongoing product costs Info

  • iShares Bitcoin Trust 0.12%
  • iShares Core MSCI Emerging Markets ETF 0.09%
  • Invesco NASDAQ 100 ETF 0.15%
  • Vanguard Information Technology Index Fund ETF Shares 0.10%
  • Vanguard Total World Stock Index Fund ETF Shares 0.07%
  • Weighted costs total (per year) 0.08%

The Total Expense Ratio (TER) of 0.08% is impressively low, enhancing net returns over the long term. Keeping costs minimal is crucial for maximizing investment efficiency, and this portfolio aligns well with best practices for cost-effective investing.

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