This portfolio has only about 1.5 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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Confident small cap junkie energy with a suspiciously sensible global core hiding underneath

Report created on Apr 4, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification
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Positions

This portfolio is basically a 50% dare wrapped in 50% common sense. Half the money is riding on a global small-cap value fund, which is the investing equivalent of saying “surprise me” to a tattoo artist. The rest is split between a broad global fund and a boring-but-solid Europe fund, which act like responsible chaperones. Structurally, it’s simple: three funds, no fancy toys, no cash buffer, and zero bonds. With only 1.5 years of data, nobody can pretend this mix has “proven” anything long term. Takeaway: this is an equity-only, small-cap-tilted machine that assumes a long time horizon and non-trivial pain tolerance.

Growth Info

Over this short 1.5-year window, the portfolio looks like a genius… or very lucky. Turning €1,000 into €1,188 with a 12.17% CAGR while beating both the US and global markets sounds impressive, but remember: CAGR (compound annual growth rate) here is like clocking your speed on a short downhill stretch. The max drawdown of almost -21% shows this thing can still punch you in the face, even if it recovered in about six months. With only six days driving 90% of returns, timing mattered a lot. Past data over this tiny window is more “vibe check” than crystal ball, so don’t get cocky.

Projection Info

The Monte Carlo simulation basically throws this portfolio into 1,000 alternate futures and sees what happens. Median outcome: €1,000 grows to about €2,749 in 15 years, with a wide “could-be-anything” band from roughly €1,037 to €7,676. That 8.12% annualized across simulations looks decent, but it’s built on only 1.5 years of history, which is like forecasting your career from your first internship. The 73.3% chance of ending positive is nice, but not a guarantee of a smooth ride. Takeaway: expect decent growth with a non-trivial chance of disappointment, and don’t treat these numbers as destiny.

Asset classes Info

  • Stocks
    100%

Asset classes: 100% stocks, 0% chill. There’s no bonds, no cash, no anything-that-lets-you-sleep-through-a-crisis. That’s fine for someone with a long time horizon and functioning nerves, but hilarious for anyone who thinks “balanced” means not sweating through a -20% drop. Equities are the drama queens of investing: best long-term growth, worst short-term temperament. With no stabilizers here, your emotional risk is probably higher than your numerical risk score. Takeaway: this is an all-in growth posture; if you want smoother rides, mixing in other assets usually helps — but you clearly didn’t come here for smooth.

Sectors Info

  • Financials
    21%
  • Industrials
    16%
  • Consumer Discretionary
    13%
  • Technology
    12%
  • Energy
    12%
  • Health Care
    7%
  • Basic Materials
    7%
  • Consumer Staples
    5%
  • Telecommunications
    4%
  • Utilities
    2%
  • Real Estate
    1%

Sector breakdown is almost suspiciously normal given how spicy the small-cap tilt is. Financials on top, then industrials, consumer discretionary, tech, and energy — basically a “real economy with a tech side gig” vibe. No single sector is so dominant that it screams obsession, which is oddly sensible. That said, a 12% tech weight means you’re under the level of tech addiction found in broad global indices, so you’re deliberately not worshipping only the usual darlings. Takeaway: this sector mix will lag hard if one glamour sector takes off alone, but it’s less likely to implode because one theme goes out of fashion.

Regions Info

  • North America
    55%
  • Europe Developed
    30%
  • Japan
    6%
  • Asia Developed
    2%
  • Australasia
    2%
  • Asia Emerging
    2%
  • Africa/Middle East
    1%
  • Latin America
    1%

Geographically, it’s “America leads, Europe co-stars, and the rest of the world gets a cameo.” Around 55% in North America and 30% in developed Europe is pretty mainstream for a global equity setup, especially for a European investor. At least Japan and other regions haven’t been completely ghosted; they just get pocket change. The good news: this isn’t a home-country fanboy portfolio. The bad news: if North America has a lost decade, you’re going to feel it. Takeaway: this is globally respectable, not wildly original — which, for once, is actually a compliment.

Market capitalization Info

  • Small-cap
    26%
  • Mega-cap
    23%
  • Micro-cap
    17%
  • Mid-cap
    17%
  • Large-cap
    16%

The market cap mix is where the chaos lives: 26% small cap, 17% micro cap, and only 23% mega cap. That’s a heavy tilt toward the scrappy, unpolished end of the market. It’s like choosing a football team made mostly of rookies and semi-pros, with a few superstars thrown in so it doesn’t look totally reckless. This setup can crush it long term if small caps behave, but they’re also the first to panic in a crisis. With limited historical data, we have no idea how this exact mix behaves across a full cycle. Takeaway: expect extra volatility and random drama.

True holdings Info

  • NVIDIA Corporation
    1.18%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Apple Inc
    1.07%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Microsoft Corporation
    0.75%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • ASML Holding N.V.
    0.73%
    Part of fund(s):
    • Amundi Stoxx Europe 600 UCITS ETF C
  • Amazon.com Inc
    0.55%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Alphabet Inc Class A
    0.51%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Taiwan Semiconductor Manufacturing Co. Ltd.
    0.44%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Rogers Corporation
    0.43%
    Part of fund(s):
    • Amundi Stoxx Europe 600 UCITS ETF C
  • AstraZeneca PLC
    0.42%
    Part of fund(s):
    • Amundi Stoxx Europe 600 UCITS ETF C
  • Novartis AG
    0.42%
    Part of fund(s):
    • Amundi Stoxx Europe 600 UCITS ETF C
  • Top 10 total 6.48%

Look-through holdings show the usual celebrity lineup: NVIDIA, Apple, Microsoft, Amazon, Alphabet, and friends quietly squatting inside your “diversified” ETFs. None are huge individually, but together they show that even with a value/small tilt, you’re still worshipping at the altar of megacap tech and pharma through the back door. Overlap is likely worse than the numbers show, because we only see ETF top-10s. So, while this looks like a “small cap value” and “broad global” setup, the hidden engine still has a big-tech accent. Takeaway: don’t assume uniqueness just because tickers differ — the same giants keep photobombing.

Risk contribution Info

  • Avantis Global Small Cap Value UCITS ETF USD Acc EUR
    Weight: 50.00%
    58.0%
  • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
    Weight: 30.00%
    27.3%
  • Amundi Stoxx Europe 600 UCITS ETF C
    Weight: 20.00%
    14.7%

Risk contribution exposes who’s actually driving the mood swings. That 50% small-cap value fund is pulling 58% of total risk — it’s slightly louder than its size on paper. The ACWI fund is almost proportional, and the Europe ETF is the quiet kid in the corner. All risk comes from just three positions, which is what happens when you run a hyper-simple portfolio. It’s not catastrophic, but one fund is clearly the main troublemaker. Takeaway: trimming or slightly reducing the wild child could make drawdowns less dramatic, without changing the portfolio’s overall story that much.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

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On the risk–return chart, this portfolio is like a decent student sitting below what they’re capable of. Sharpe ratio 0.57 versus an optimal 0.82 is a big gap; you’re leaving performance on the table for the same level of stress. The efficient frontier is the best risk/return combos possible with your existing ingredients; you’re about 1.05 percentage points below that line at your current risk. Translation: the mix of these three funds is slightly inefficient, not doomed. Even without adding anything new, reweighting could get you closer to the “max Sharpe” or minimum variance setups. Right now it’s functional, not elegant.

Ongoing product costs Info

  • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF 0.40%
  • Amundi Stoxx Europe 600 UCITS ETF C 0.07%
  • Weighted costs total (per year) 0.13%

Costs are one of the few areas where this portfolio doesn’t need a slap. A total TER of 0.13% is pleasantly low — you’re not lighting money on fire for fun. The only slightly pricey passenger is the SPDR global fund at 0.40%, but the others drag the average down nicely. TER (total expense ratio) is the annual fee haircut you get just for showing up; keeping it low is one of the few guaranteed wins in investing. Takeaway: fees are under control, either by design or sheer luck. Don’t mess this part up.

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