This portfolio has only about 1.3 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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A daring dive into thematic ETFs with a side of classic over-diversification and crypto spice

Report created on Sep 12, 2025

Risk profile

  • Secure
    Speculative

The risk profile, derived from past market volatility, reflects the level of risk the portfolio is exposed to. This assessment helps align your investments with your financial goals and comfort with market fluctuations.

Diversification profile

  • Focused
    Diversified

The diversification assessment evaluates the spread of investments across asset classes, regions, and sectors. This ensures a balanced mix, reducing risk and maximizing returns by not concentrating in any single area.

Positions

At first glance, this portfolio screams "I want a bit of everything," but upon closer inspection, it's like someone tried to bake a cake with all the ingredients in the pantry. The mix of broad market ETFs with niche thematic funds (space, anyone?) and a dash of Bitcoin for flavor suggests a strategy akin to throwing darts at a board. While aiming for diversification, it ends up looking more like a confused collection than a coherent strategy.

Growth Info

Let's talk performance. With a CAGR of 21.24%, it's like hitting a few home runs but not realizing the game includes innings where you don't bat. The max drawdown of -18.03% is a sobering reminder that volatility is the price of admission here. It's worth noting that those few days making up 90% of returns highlight how timing luck, rather than skill, might be playing a big role. Not exactly the Warren Buffet method, is it?

Projection Info

Monte Carlo simulations sound fancy, but they're really just a high-tech crystal ball. With projections ranging wildly, it's like forecasting the weather in three years based on today's wind. Sure, the median projection looks sunny, but remember, in the world of investing, clouds can roll in fast. Betting on a 2,061.6% median increase is optimistic, like planning your retirement around winning the lottery.

Asset classes Info

  • Stocks
    93%
  • Other
    7%

Diving into asset classes, we find 93% in stocks, making this portfolio as balanced as a one-legged yoga pose. The 7% in "Other" (hello, Bitcoin) is like choosing a wild card in a game of blackjack. It could turn out to be an ace or a joker. The absence of bonds, real estate, or commodities other than stocks and a sprinkle of crypto leaves this portfolio exposed like a beachgoer forgetting sunscreen.

Sectors Info

  • Technology
    30%
  • Financials
    20%
  • Industrials
    12%
  • Telecommunications
    8%
  • Consumer Discretionary
    7%
  • Health Care
    6%
  • Consumer Staples
    4%
  • Basic Materials
    3%
  • Energy
    2%
  • Utilities
    2%
  • Real Estate
    1%

Sector allocation here is like having a diet consisting mainly of carbs and sugar. Sure, technology and financial services might fuel a short-term sprint, but where are the veggies and proteins for long-term health? The heavy tilt towards technology (30%) and financials (20%) leaves this portfolio vulnerable to sector-specific downturns. Ever heard of not putting all your eggs in one basket?

Regions Info

  • North America
    47%
  • Europe Developed
    24%
  • Asia Emerging
    11%
  • Asia Developed
    4%
  • Japan
    4%
  • Africa/Middle East
    1%
  • Latin America
    1%
  • Australasia
    1%

The geographic allocation leans heavily on North America (47%) and developed Europe (24%), making it look like someone afraid to swim too far from the shore. Emerging markets are like the deep end of the pool, apparently too risky for more than a toe-dip. This home bias might feel cozy, but it misses out on global growth opportunities, like refusing to try any food that's not from your hometown.

Market capitalization Info

  • Mega-cap
    36%
  • Large-cap
    33%
  • Mid-cap
    18%
  • Small-cap
    3%
  • Micro-cap
    2%

The market capitalization spread is like attending a party and only talking to people your own age. With a heavy lean on mega (36%) and big (33%) caps, it's missing out on the potential growth stories and diversification benefits that medium, small, and micro caps bring to the table. Sure, it's comfortable, but it's also limiting.

Redundant positions Info

  • SPDR® MSCI ACWI UCITS ETF
    iShares Core S&P 500 UCITS ETF USD (Acc)
    High correlation

The portfolio's version of diversification includes assets like the SPDR MSCI ACWI ETF and the iShares Core S&P 500 ETF, which are about as different as vanilla and French vanilla. This high correlation means when one falls, the other is likely not far behind, reducing the effectiveness of diversification. It's like wearing two raincoats in a storm; if one leaks, you're probably still going to get wet.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Talking about optimization without addressing the glaring issues is like rearranging deck chairs on the Titanic. The portfolio's efficiency isn't just about tweaking; it's about a fundamental reevaluation. The current setup is more reminiscent of a gambler's hope than an investor's strategy, aiming for high returns without a clear path to navigate risks.

Ongoing product costs Info

  • SPDR® MSCI ACWI UCITS ETF 0.45%
  • Lyxor EURO STOXX Banks UCITS ETF P Acc GBP 0.30%
  • iShares Core S&P 500 UCITS ETF USD (Acc) 0.12%
  • iShares Core MSCI Emerging Markets IMI UCITS 0.18%
  • Franklin FTSE India UCITS ETF GBP 0.19%
  • Amundi Stoxx Europe 600 UCITS ETF C GBP 0.07%
  • iShares Automation & Robotics UCITS ETF USD (Acc) 0.40%
  • VanEck Semiconductor UCITS ETF 0.35%
  • iShares MSCI World SRI UCITS ETF EUR (Acc) 0.20%
  • Weighted costs total (per year) 0.20%

On the bright side, the portfolio's overall costs are relatively modest. It's like finding out the gourmet meal you ordered is actually reasonably priced — a pleasant surprise, but let's not pretend this makes up for the chaotic menu selection. Keeping costs low is commendable, but cost-efficiency shouldn't be the only goal.

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