This portfolio has only about 1 months of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
Get this analysis for your own portfolio Paste your holdings — the first report is free and takes about a minute. Analyze mine Roast mode 🔥

A cash hoard glued to a commodity circus pretending to be a balanced diversified portfolio

Report created on Apr 7, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification
Curious how your own portfolio scores? Same analysis, your holdings. First report free — no card needed. Analyze mine

Positions

Structurally this thing looks like two different people built it and never spoke. Almost 45% is parked in a sleepy government money market fund, while the rest is a grab-bag of commodities, niche ETFs, and spicy small caps. “Balanced” here really means half parked in neutral and half flooring it on a gravel road. The mix of hyper-specific themes with a giant cash-like chunk makes it unclear whether the goal is safety, speculation, or cosplay as a hedge fund. Takeaway: decide whether this is a cautious core with a small risk sleeve, or a high-conviction bet with a clearly defined cash buffer—because right now it’s having an identity crisis.

Growth Info

That 1‑month performance? Up 10.8% with a hilariously huge 264% “CAGR,” barely any drawdown, and a total dunk on the US and global markets. And yes, it looks amazing in the chart—like you hacked the matrix. But this is one month. CAGR over 27 days is like judging your fitness based on one good gym session and a flattering mirror. Also, 90% of returns came from just five days, which screams “lucky spike” not “repeatable genius.” Past data is like yesterday’s weather—useful, but not a prophecy. Treat this run as a fun story, not a reliable long‑term pattern.

Projection Info

The Monte Carlo simulation—1,000 alternate futures built from short, noisy history—spits out a median of about $2,070 from $1,000 over 15 years, around 5.5% a year. The range is wide: you could crawl out barely ahead or end up with more than quadruple. Monte Carlo is basically a bunch of “what if?” re-rolls based on recent behavior, and here that behavior is just a month old. So the model is extrapolating a sprint into a marathon. Takeaway: treat these projections as rough vibes, not destiny; this kind of portfolio could deliver decent returns, but the path will not be smooth or predictable.

Asset classes Info

  • No data
    45%
  • Stocks
    41%
  • Other
    8%
  • Bonds
    4%
  • Real Estate
    1%
  • Not classified
    1%

On the surface, the asset-class breakdown looks “diverse”: big chunk in “No data,” decent pile in stocks, a slice of bonds, a smidge of real estate, and some “Other” and “Not classified” weirdness. But that “No data” bucket is 45%—conveniently the money market fund—so half the portfolio is basically in a black box as far as classification charts go. The rest is heavily tilted toward risk assets that spike and crash, not gentle plodders. Takeaway: despite the pretty pie chart, the actual behavior is closer to “half cash-equivalent, half chaos” than to a genuinely smooth blend of asset classes.

Sectors Info

  • Technology
    13%
  • Basic Materials
    10%
  • Industrials
    6%
  • Health Care
    4%
  • Energy
    3%
  • Telecommunications
    1%
  • Utilities
    1%
  • Real Estate
    1%

This breakdown covers the equity portion of your portfolio only.

Sector-wise, this looks like someone asked “What’s cyclical and noisy?” and hit “max allocation.” Technology, basic materials, and industrials dominate, with a cameo from health care, energy, and tiny slivers of utilities and real estate to pretend it’s well-rounded. That’s not broad sector balance; that’s a bias toward economically sensitive stuff that booms and busts with sentiment and the cycle. Defensive, boring sectors barely register. Takeaway: this mix could shine in risk-on environments and look absolutely miserable when the economy or markets wobble. Don’t expect this to behave like a calm, all-weather allocation.

Regions Info

  • North America
    34%
  • Asia Developed
    6%
  • Europe Developed
    2%
  • Australasia
    1%

This breakdown covers the equity portion of your portfolio only.

Geographically, this is very “home and friends of home.” About a third is in North America, with small nibbles in developed Asia and Europe and essentially nothing substantial elsewhere. It’s like going to a so-called “world buffet” and finding mostly American comfort food plus a token corner of international dishes. That tilt isn’t evil, but it does mean that shocks or policy changes in a handful of developed markets will drive a lot of the ride. Takeaway: if the goal is truly global exposure, this isn’t it—it’s more “US-centric plus some developed-world seasoning.”

Market capitalization Info

  • Large-cap
    17%
  • No data
    12%
  • Small-cap
    10%
  • Mid-cap
    8%
  • Micro-cap
    6%
  • Mega-cap
    3%

This breakdown covers the equity portion of your portfolio only.

The market cap profile is a bit of a Frankenstein: mega and large caps together are modest, while mid, small, and even micro caps show meaningful presence. That’s basically saying, “Sure, give me some stability—but also sprinkle in companies that can move 10% in a single headline.” Plus another big “No data” chunk just to keep things mysterious. This won’t behave like a classic large-cap index; it’s more jittery, with higher upside and nastier drawdowns when sentiment turns. Takeaway: if this is meant to be the core of a serious long-term plan, it’s riding more roller coasters than you might think.

True holdings Info

  • Alcoa Corp
    4.00%
    Part of fund(s):
    • SPDR® S&P Metals and Mining ETF
    Direct holding 3.83%
  • Invesco Short-Term Investments Trust Government & Agency Portfolio Institutional
    2.70%
    Part of fund(s):
    • ETF Managers Group Commodity Trust I
  • Micron Technology Inc
    2.65%
  • Equinox Gold Corp
    2.42%
  • Navan, Inc. Class A Common Stock
    2.37%
  • Kodiak AI, Inc. Common Stock
    2.30%
  • Brent Crude Future May 26
    2.06%
    Part of fund(s):
    • United States Brent Oil Fund LP
  • Dell Technologies Inc
    2.00%
  • CLX3
    0.71%
    Part of fund(s):
    • United States Oil Fund LP
  • Redwire Corp
    0.36%
    Part of fund(s):
    • Defiance Drone and Modern Warfare ETF
  • Top 10 total 21.58%

This breakdown covers the equity portion of your portfolio only.

The look-through data basically says: “We can see a bit, but most of this party is happening off-camera.” Only a third of the portfolio is covered, and overlap is modest: Alcoa shows up both directly and via ETFs for a 4% total, plus some oil futures and a sprinkle of space names. Nothing screams catastrophic overlap, but that’s partly because the lens is narrow. The risk is thinking you’re diversified across different funds when they secretly lean on the same commodity or cyclical names. Takeaway: don’t assume different tickers equal different risks—many of these funds rhyme under the hood.

Factors Info

Value
Preference for undervalued stocks
Neutral
Data availability: 19%
Size
Exposure to smaller companies
Neutral
Data availability: 43%
Momentum
Exposure to recently outperforming stocks
No data
Data availability: 0%
Quality
Preference for financially healthy companies
Neutral
Data availability: 16%
Yield
Preference for dividend-paying stocks
Low
Data availability: 95%
Low Volatility
Preference for stable, lower-risk stocks
Low
Data availability: 38%

Factor exposures are estimated using statistical models based on historical data and measure systematic (market-relative) tilts, not absolute portfolio characteristics. Results may vary depending on the analysis period, data availability, and currency of the underlying assets.

The factor profile is hilariously… normal. Value, size, and quality all sit around “neutral,” like you accidentally built something that looks like the market factor-wise while loading it with weird stuff. Yield and low volatility are both low, meaning it doesn’t lean into steady dividend payers or smoother rides; you’ve basically opted out of “grandma stocks” on purpose or by accident. Momentum has no data, which is fair given the baby history. Takeaway: this portfolio isn’t factor-smart or factor-dumb; it’s factor-agnostic. The hidden ingredients don’t provide extra stability or edge—they mostly just let the security selection do the crazy.

Risk contribution Info

  • ETF Managers Group Commodity Trust I
    Weight: 5.05%
    37.9%
  • Alcoa Corp
    Weight: 3.83%
    10.4%
  • Kodiak AI, Inc. Common Stock
    Weight: 2.30%
    6.9%
  • Defiance Drone and Modern Warfare ETF
    Weight: 3.69%
    5.9%
  • Navan, Inc. Class A Common Stock
    Weight: 2.37%
    5.8%
  • Top 5 risk contribution 66.9%

Risk contribution is where the mask really slips. That 5% position in ETF Managers Group Commodity Trust I is doing almost 38% of total portfolio risk. That’s not a holding; that’s the main character. Add Alcoa and Kodiak AI, and the top three positions drive over 55% of risk while being barely 11% of the weight. This is the classic “small position huge mood swings” problem. Risk contribution is basically asking, “Who’s actually shaking the portfolio?” not “Who’s biggest on paper?” Takeaway: trimming or resizing star drama queens can massively change how the portfolio feels without changing the headline composition much.

Redundant positions Info

  • United States Brent Oil Fund LP
    iShares S&P GSCI Commodity-Indexed Trust
    United States Oil Fund LP
    High correlation

Those commodity funds—oil, Brent, and the GSCI-linked ETF—are basically moving in sync, like three different brands of the same roller coaster. High correlation means when one dives, the others probably aren’t politely staying flat; they’re diving together. Correlation is just how often things move in the same direction at the same time, and this cluster is clearly a little commodity clique. Takeaway: owning multiple highly correlated funds isn’t diversification, it’s redundancy. If the goal was to spread risk, stacking these together is more like buying three copies of the same bad day.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Open the Portfolio Builder Reshape your holdings and watch every metric recalculate live. Try it

The risk–return chart is frankly rude. With a Sharpe ratio around 9, based on one absurd month, the portfolio looks like a cheat code—but the efficient frontier says you’re sitting a massive 69 percentage points below what’s theoretically achievable with the same ingredients. Translation: even given the (ridiculous) recent performance, the weights are wildly inefficient. The max-Sharpe version, just by reweighting what you already own, would aim for higher return at a manageable extra bump in risk. Also, the minimum-variance corner exploding into nonsense is just the math freaking out over thin data. Takeaway: allocation, not selection, is the current weak link.

Dividends Info

  • Alcoa Corp 0.60%
  • First Trust RBA American Industrial RenaissanceTM ETF 0.20%
  • Range Global Coal ETF 2.20%
  • Dell Technologies Inc 1.20%
  • Global X Data Center & Digital Infrastructure ETF 0.90%
  • Equinox Gold Corp 0.10%
  • First Trust Utilities AlphaDEX® Fund 2.10%
  • Micron Technology Inc 0.10%
  • Global X Defense Tech ETF 0.30%
  • Procure Space ETF 0.30%
  • SPDR® S&P Metals and Mining ETF 0.30%
  • SPDR® S&P Oil & Gas Exploration & Production ETF 1.80%
  • SPDR® S&P Telecom ETF 1.00%
  • Exchange Listed Funds Trust 5.10%
  • WisdomTree Trust 0.10%
  • Fidelity® Government Money Market Fund 1.80%
  • Weighted yield (per year) 1.02%

The income side is… an afterthought at best. A total yield of about 1% is basically pocket change, and most holdings are growthy, cyclical, or thematic with tiny payouts. The real “yield” you’re betting on here is price movement, not cash in your account. The money market fund does some lifting, but that’s more “parking lot interest” than genuine income strategy. Takeaway: this setup won’t feed anyone in retirement or fund regular withdrawals without selling pieces of the portfolio. It’s built for capital swings, not steady checks—fine if that’s intentional, problematic if you were secretly expecting much cash flow.

Ongoing product costs Info

  • First Trust RBA American Industrial RenaissanceTM ETF 0.70%
  • United States Brent Oil Fund LP 1.00%
  • ETF Managers Group Commodity Trust I 3.50%
  • Range Global Coal ETF 0.85%
  • Global X Data Center & Digital Infrastructure ETF 0.50%
  • First Trust Utilities AlphaDEX® Fund 0.64%
  • iShares S&P GSCI Commodity-Indexed Trust 0.75%
  • ALPS Medical Breakthroughs ETF 0.50%
  • Global X Defense Tech ETF 0.50%
  • Procure Space ETF 0.75%
  • United States Oil Fund LP 0.60%
  • SPDR® S&P Metals and Mining ETF 0.35%
  • SPDR® S&P Oil & Gas Exploration & Production ETF 0.35%
  • SPDR® S&P Telecom ETF 0.35%
  • Weighted costs total (per year) 0.36%

Costs are a weird mix of sensible and “why are you like this.” The overall portfolio TER around 0.36% is actually reasonable—nice job not setting money on fire. But then there’s that 3.5% fee on the ETF Managers Group Commodity Trust, plus a few others lounging comfortably north of 0.7%. That’s boutique pricing for products that mostly track things you could access cheaper or more simply. TER is just what you quietly bleed each year for existing. Takeaway: the headline cost looks fine, but a couple of diva funds are eating an outsized share of the fee buffet for no guaranteed extra benefit.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey