This portfolio has only about 1.6 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
Open the Portfolio Builder Reshape your holdings and watch every metric recalculate live. Try it

A growth-focused portfolio with high exposure to tech and Bitcoin, balanced by traditional assets

Report created on Aug 17, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

1/5
Single-Focused
Less diversification More diversification

Positions

This portfolio showcases a strong growth orientation, heavily weighted towards the Fidelity Wise Origin Bitcoin Trust and the Fidelity® MSCI Information Technology Index ETF, each constituting 30% of the portfolio. Such a significant allocation to Bitcoin and technology stocks indicates a bullish stance on these sectors. However, this focus also introduces a higher level of risk and volatility. The inclusion of the Fidelity® Government Money Market Fund, Vanguard Total International Stock Index Fund ETF Shares, Vanguard Total Bond Market Index Fund ETF Shares, and SPDR® Gold Shares introduces elements of diversification, albeit the portfolio remains predominantly single-focused.

Growth Info

Historically, this portfolio has achieved a Compound Annual Growth Rate (CAGR) of 34.13%, a remarkable performance likely buoyed by its substantial allocations to high-growth assets like technology stocks and Bitcoin. However, the maximum drawdown of -19.63% underscores the volatility and risk inherent in this investment strategy. It's crucial to understand that while high returns can be tempting, they come with increased exposure to market fluctuations.

Projection Info

Monte Carlo simulations, which use historical data to project potential future outcomes, suggest a wide range of possibilities for this portfolio's growth, from a 5th percentile outcome of 528.6% to a 67th percentile outcome of 4,262.8%. While these projections are optimistic, it's important to remember that they are based on past performance, which is not a reliable indicator of future results. This method helps in understanding potential volatility and risk but should be one of many tools used in decision-making.

Asset classes Info

  • Stocks
    40%
  • Other
    35%
  • No data
    20%
  • Bonds
    5%

The portfolio's asset allocation leans heavily towards stocks (40%) and "other" (35%), which likely includes the Bitcoin trust, with a lower allocation in bonds (5%) and no direct cash holdings. This composition supports the portfolio's growth profile but limits its diversification across asset classes, potentially increasing risk during market downturns.

Sectors Info

  • Technology
    31%
  • No data
    20%
  • Financials
    2%
  • Industrials
    2%
  • Consumer Discretionary
    1%
  • Health Care
    1%
  • Telecommunications
    1%
  • Basic Materials
    1%
  • Consumer Staples
    1%

With a 31% allocation to technology, the portfolio is positioned to benefit from the sector's potential for high returns. However, this concentration also exposes it to sector-specific risks, such as regulatory changes or technological disruptions. The minimal exposure to other sectors like financial services, industrials, and consumer cyclicals suggests a missed opportunity for further diversification.

Regions Info

  • North America
    31%
  • No data
    20%
  • Europe Developed
    4%
  • Asia Emerging
    2%
  • Japan
    2%
  • Asia Developed
    1%

The geographic allocation is heavily North American (31%) with minimal exposure to developed Europe (4%), emerging Asia (2%), and Japan (2%). This concentration in North America, particularly in the U.S., aligns with the portfolio's growth focus but also exposes it to regional economic and political risks. Expanding into more diverse international markets could mitigate some of these risks.

Market capitalization Info

  • No data
    25%
  • Mega-cap
    21%
  • Large-cap
    10%
  • Mid-cap
    5%
  • Small-cap
    3%
  • Micro-cap
    1%

The portfolio's market capitalization exposure reflects a preference for mega (21%) and big (10%) cap stocks, which are typically less volatile than smaller companies. However, the presence of medium, small, and micro cap stocks, albeit in smaller proportions, introduces a layer of growth potential and risk. This mix suggests an attempt to balance stability with growth opportunities.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The current portfolio shows a strong growth orientation but could benefit from optimization towards the Efficient Frontier, which aims for the best possible risk-return ratio. Considering the portfolio's heavy tilt towards technology and Bitcoin, rebalancing to include more diversified assets could enhance its risk-adjusted returns without significantly sacrificing growth potential.

Dividends Info

  • Vanguard Total Bond Market Index Fund ETF Shares 3.80%
  • Fidelity® MSCI Information Technology Index ETF 0.40%
  • Fidelity® Government Money Market Fund 3.60%
  • Vanguard Total International Stock Index Fund ETF Shares 2.70%
  • Weighted yield (per year) 1.30%

The portfolio's dividend yield stands at 1.30%, with the highest yields from the Vanguard Total Bond Market Index Fund ETF Shares (3.80%) and the Fidelity® Government Money Market Fund (3.60%). While dividends contribute to the portfolio's total returns, the focus on growth assets means overall yield is not a primary objective. Investors prioritizing income might consider adjusting the asset mix to include higher-yielding investments.

Ongoing product costs Info

  • Vanguard Total Bond Market Index Fund ETF Shares 0.03%
  • Fidelity Wise Origin Bitcoin Trust 0.25%
  • Fidelity® MSCI Information Technology Index ETF 0.08%
  • SPDR® Gold Shares 0.40%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.13%

The portfolio's total expense ratio (TER) of 0.13% is impressively low, which is beneficial for long-term performance as lower costs translate directly into higher net returns. This cost efficiency is a strong point, particularly given the expensive nature of some of the assets involved, like Bitcoin trusts and gold ETFs.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey