Open the Portfolio Builder Reshape your holdings and watch every metric recalculate live. Try it Roast mode 🔥

A portfolio that thinks global but acts local with an ESG twist

Report created on Jul 20, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

Diving into this portfolio is like finding out your "globally diversified" stock portfolio is mostly a love letter to the S&P 500, with a green twist. With 70% in a Vanguard ESG Global All Cap ETF and 30% in the Vanguard S&P 500 UCITS ETF, it's like wearing a global costume at a party but only dancing to American tunes. The attempt at diversification is commendable, but it's like sprinkling parsley on a steak and calling it a salad.

Growth Info

With a CAGR of 11.36% and a max drawdown of -19.54%, this portfolio has been riding the US market wave with a decent safety net. It's like being on a roller coaster with a seatbelt; thrilling, but you're not going flying. However, banking on past performance is like driving with the rearview mirror; useful, but you'll miss what's ahead.

Projection Info

Monte Carlo simulations suggest a sunny forecast, but remember, it's as reliable as a weather prediction during a British summer—take it with a grain of salt. With a median forecast of 411.3% growth, it's tempting to dream big. But with all simulations, it's good to remember they're educated guesses, not crystal balls. Diversify your expectations as well as your portfolio.

Asset classes Info

  • Stocks
    100%

Stocks, stocks, and more stocks. With 100% in equities, this portfolio is like a diet consisting entirely of meat—lacking in variety and balance. While equities can offer great returns, not having any bonds, real estate, or alternative investments is like going to battle with only one type of weapon. A little more asset class diversification could prevent indigestion during market downturns.

Sectors Info

  • Technology
    32%
  • Financials
    18%
  • Consumer Discretionary
    12%
  • Health Care
    10%
  • Telecommunications
    10%
  • Industrials
    7%
  • Consumer Staples
    5%
  • Real Estate
    3%
  • Basic Materials
    2%
  • Utilities
    1%
  • Energy
    1%

Technology and financial services are eating most of the pie with a 50% combined sector allocation. It's like going to an all-you-can-eat buffet and only loading up on carbs and protein. While these sectors have been the cool kids on the block, not having enough in other sectors is like ignoring your vegetables—unwise in the long run.

Regions Info

  • North America
    77%
  • Europe Developed
    9%
  • Japan
    4%
  • Asia Emerging
    4%
  • Asia Developed
    3%
  • Australasia
    1%
  • Africa/Middle East
    1%
  • Latin America
    1%

With 77% in North America, this portfolio is more American than apple pie. While the US market is a powerhouse, ignoring the rest of the world's potential is like refusing to travel abroad because you have a nice backyard. Expanding your horizons could not only provide cultural enrichment but also financial.

Market capitalization Info

  • Mega-cap
    46%
  • Large-cap
    31%
  • Mid-cap
    18%
  • Small-cap
    4%
  • Micro-cap
    1%

The heavy tilt towards mega and big caps suggests a preference for the market's Goliaths over its Davids. While these companies are less volatile, ignoring smaller companies is like never trying artisanal bread because supermarket bread is just fine. Sometimes, the best flavors (and returns) come from unexpected places.

Redundant positions Info

  • Vanguard S&P 500 UCITS Acc
    Vanguard ESG Global All Cap UCITS ETF (USD) Accumulating
    High correlation

The high correlation between the two ETFs in this portfolio is like buying two different brands of the same flavored ice cream. While you might think you're diversifying your dessert options, you're essentially doubling down on your bet. Mixing in a different asset class or geographic focus could turn your vanilla portfolio into a more exciting Neapolitan mix.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Open the Portfolio Builder Reshape your holdings and watch every metric recalculate live. Try it

Imagine trying to optimize a meal by only swapping the sides—you're still stuck with the same main course. That's this portfolio before optimization; too much overlap and not enough diversification. It's like rearranging deck chairs on the Titanic; you might feel productive, but it won't change the outcome.

Ongoing product costs Info

  • Vanguard ESG Global All Cap UCITS ETF (USD) Accumulating 0.24%
  • Vanguard S&P 500 UCITS Acc 0.07%
  • Weighted costs total (per year) 0.19%

With a total TER of 0.19%, at least the portfolio's not bleeding you dry with fees. It's like finding a no-booking-fee ticket to your favorite show; a small win in the grand scheme, but a win nonetheless. Still, even low fees can't make up for performance or lack of diversification.

What next?

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey