This portfolio has only about 6 months of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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A portfolio that's 75% "safe" until you realize the other 25% is a wild bet on tech

Report created on Aug 8, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification
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Positions

At first glance, this portfolio seems like a well-behaved, diversified fund... until you spot the 25% love affair with Advanced Micro Devices (AMD). It's like having a diet consisting of 75% salads and 25% deep-fried candy bars. Sure, the Vanguard All-Equity ETF Portfolio screams "I'm responsible!" But then there's AMD, winking from the corner like a financial rebel without a cause. This setup is less "broadly diversified" and more "schizophrenic asset allocation."

Growth Info

With a CAGR of 34.33%, this portfolio initially looks like it's been sipping on some secret sauce. But let's not get carried away; these numbers are more volatile than a reality TV show. Days that make up 90% of returns? Three. That's not investing; that's hitting the jackpot on a slot machine. While the past performance might make you feel like Midas, remember that past performance is as reliable as yesterday's lottery numbers.

Projection Info

Monte Carlo simulations are like those choose-your-own-adventure books, but for your money. They throw your portfolio into a financial Hunger Games to see how it might survive. And with your portfolio's projections ranging from "buying a small island" to "Scrooge McDuck levels of wealth," it's easy to get excited. But remember, simulations are educated guesses, not crystal balls. Betting the farm on the 67th percentile might leave you farming instead.

Asset classes Info

  • US Equity
    33%
  • Stocks
    25%
  • Stocks
    23%

Diving into asset classes, your portfolio has a more balanced diet than it first appears, with a mix of US equity, stocks, and a sprinkle of equity. But with zero in cash or "other," it's like you're all in on red at the roulette table. A little cash on hand never hurt anyone, especially when the market decides to throw a tantrum.

Sectors Info

  • Technology
    40%
  • Financials
    17%
  • Industrials
    9%
  • Consumer Discretionary
    6%
  • Energy
    5%
  • Health Care
    5%
  • Basic Materials
    5%
  • Telecommunications
    5%
  • Consumer Staples
    4%
  • Utilities
    2%
  • Real Estate
    2%

Sector allocation is where your portfolio starts to show its tech addiction, with a whopping 40% in technology. It's like building a house where 40% of the foundation is made of Play-Doh. Sure, tech has been the cool kid on the block, but when the tech bubble has a hiccup, you'll wish you diversified more into those boring sectors like consumer defensive or utilities.

Regions Info

  • North America
    82%
  • Europe Developed
    8%
  • Japan
    3%
  • Asia Emerging
    3%
  • Asia Developed
    2%
  • Australasia
    1%
  • Africa/Middle East
    1%

Geographically, your portfolio is chanting "North America or bust!" with an 82% allocation. It's like deciding that the only food worth eating comes from your own country; sure, it's comfortable, but you're missing out on a world of flavors. Expanding into more international waters could prevent you from sinking if the North American market hits an iceberg.

Market capitalization Info

  • Mega-cap
    57%
  • Large-cap
    24%
  • Mid-cap
    14%
  • Small-cap
    4%
  • Micro-cap
    1%

Your portfolio loves hanging with the big boys, with 57% in mega-cap companies. It's like always choosing to play basketball with the varsity team, ignoring that sometimes the junior varsity has potential, too. Diversifying into smaller caps could add agility and growth potential that these behemoths often lack.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

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When it comes to risk vs. return, your portfolio is like a trapeze artist without a net. Sure, the potential for high returns is thrilling, but the lack of diversification and heavy tech concentration adds unnecessary danger. Seeking an efficient frontier is about balancing on that tightrope, not doing backflips on it.

Dividends Info

  • Vanguard All-Equity ETF Portfolio 1.40%
  • Weighted yield (per year) 1.05%

The dividend yield here is like getting excited about finding loose change in the couch; it's something, but don't plan your retirement around it. With a total yield of 1.05%, it's clear that income isn't the priority. But remember, dividends can be the slow and steady tortoise in a race filled with hares.

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