This portfolio has only about 9 months of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.
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A tech-heavy portfolio with a crypto gamble and an aversion to emerging markets

Report created on Jun 26, 2025

Risk profile

  • Secure
    Speculative

The risk profile, derived from past market volatility, reflects the level of risk the portfolio is exposed to. This assessment helps align your investments with your financial goals and comfort with market fluctuations.

Diversification profile

  • Focused
    Diversified

The diversification assessment evaluates the spread of investments across asset classes, regions, and sectors. This ensures a balanced mix, reducing risk and maximizing returns by not concentrating in any single area.

Positions

It looks like we've got a classic case of "putting all your eggs in one basket" — if that basket were made of silicon and blockchain. With 75% in a global ETF that's probably half tech anyway, and another 10% in Bitcoin, you're more diversified in technology sub-sectors than actual global markets. Sprinkle in some specific tech ETFs, and it's like betting on red at the roulette table because it's your favorite color. A little variety wouldn't hurt, would it?

Growth Info

Let's talk performance: a CAGR of 13.55% sounds impressive until you realize it's riding the tech boom with the grace of a bull in a china shop. The max drawdown of -23.36% is a stark reminder that what goes up can come crashing down, especially when you're heavily leveraged in volatile sectors. It's like enjoying a rollercoaster without the safety harness — thrilling but not recommended.

Projection Info

Monte Carlo simulations are great for predicting the future, in the same way fortune cookies are — take it with a grain of salt. Your simulations suggest a wild ride with a 24.85% annualized return. But let's remember, simulations are as reliable as weather forecasts; sunny days predicted, but don't forget your umbrella for those unforeseen storms. Especially with a portfolio that's more volatile than a teenager's mood swings.

Asset classes Info

  • Stocks
    90%
  • Other
    10%

With 90% in stocks and a mysterious 10% in "Other" (ahem, Bitcoin), your asset allocation strategy is like wearing shorts in winter because it worked well in summer. Diversification across asset classes is crucial unless you enjoy financial hypothermia. A sprinkle of bonds or real estate could give your portfolio the balance it desperately needs.

Sectors Info

  • Technology
    28%
  • Financials
    14%
  • Industrials
    9%
  • Consumer Discretionary
    9%
  • Health Care
    8%
  • Telecommunications
    7%
  • Consumer Staples
    5%
  • Energy
    3%
  • Basic Materials
    3%
  • Utilities
    2%
  • Real Estate
    2%

Your sector allocation is like a teen's diet — heavily skewed towards fast food (tech) and ignoring the vegetables (other sectors). With 28% in technology, you're a software update away from a meltdown. Financial services and industrials are in there, but it's like adding a salad to a meal of burgers and fries — better, but not quite balanced.

Regions Info

  • North America
    69%
  • Europe Developed
    13%
  • Japan
    5%
  • Australasia
    1%
  • Asia Developed
    1%

Geographically, you're playing it safer than a tourist who won't leave the hotel. With 69% in North America and a timid toe-dip in other developed markets, you're missing out on the global feast. Emerging markets are where the growth's at, and you're stuck in the buffet line at home. Time to stamp your investment passport and venture beyond the familiar.

Market capitalization Info

  • Mega-cap
    42%
  • Large-cap
    29%
  • Mid-cap
    15%
  • Small-cap
    3%
  • Micro-cap
    2%

Your market cap allocation screams "go big or go home" with a heavy tilt towards mega and big caps. It's like only watching blockbuster movies and missing out on indie gems. Sure, the big guys offer stability and spectacle, but small and micro caps bring growth potential and excitement. Don't be afraid to diversify your cinematic tastes.

Redundant positions Info

  • iShares NASDAQ 100 UCITS ETF USD (Acc)
    iShares S&P 500 USD Information Technology Sector UCITS
    iShares Core MSCI World UCITS ETF USD (Acc) EUR
    High correlation

Highly correlated assets in your portfolio are like having ten different remotes for the same TV. They might look different, but they all do the same thing. With your tech ETFs moving in sync, you're missing out on the diversification dance party. Mixing in some uncorrelated assets could prevent your portfolio from tripping over its own feet during market downturns.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Your portfolio's attempt at risk vs. return optimization is like trying to balance on a seesaw by yourself. You're leaning heavily towards high risk for potentially high returns, but without the counterweight of diversification, you're just one market hiccup away from a faceplant. Before dreaming of high returns, consider spreading your weight around — your portfolio's equilibrium depends on it.

Ongoing product costs Info

  • iShares Core MSCI World UCITS ETF USD (Acc) EUR 0.20%
  • iShares S&P 500 USD Information Technology Sector UCITS 0.15%
  • iShares NASDAQ 100 UCITS ETF USD (Acc) 0.36%
  • Weighted costs total (per year) 0.18%

On a brighter note, your costs are like a minimalist's living room — surprisingly under control. With a total expense ratio (TER) averaging around 0.18%, you've managed to avoid the high-fee traps that snare many investors. This is the one area where your cautious approach pays off, like finding a designer piece at a thrift store price.

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