High-Risk Growth Portfolio with Low Diversification and Significant Tech Exposure

Perfil de riesgo

  • Conservador
    Especulativo

El perfil de riesgo, derivado de las fluctuaciones pasadas del mercado, muestra el riesgo al que está expuesta la cartera. Esta evaluación ayuda a armonizar sus inversiones con sus objetivos financieros y su propensión al riesgo.

Perfil de diversificación

  • Enfocado
    Diversificado

El perfil de diversificación evalúa la distribución de las inversiones entre distintas clases de activos, regiones y sectores. Esta evaluación ayuda a reducir los riesgos, maximizar los rendimientos y evitar la concentración excesiva en una sola área.

Para qué tipo de inversor es adecuada esta cartera

Inversores de crecimiento

This portfolio is suitable for aggressive investors with a high-risk tolerance, aiming for significant capital appreciation. These investors are likely focused on long-term growth and can withstand substantial market fluctuations. Their investment horizon is typically long-term, allowing them to ride out market volatility. This type of investor is less concerned with income generation and more focused on maximizing returns through high-growth assets.

Posiciones

  • iShares Core S&P Total U.S. Stock Market ETF
    ITOT - US4642871507
    40,00%
  • Invesco NASDAQ 100 ETF
    QQQM - US46138G6492
    30,00%
  • Avantis® U.S. Small Cap Value ETF
    AVUV - US0250728773
    10,00%
  • Vanguard U.S. Quality Factor
    VFQY - US9219357061
    10,00%
  • Vanguard Extended Market Index Fund ETF Shares
    VXF - US9229086528
    10,00%

The portfolio consists predominantly of U.S. equity ETFs, with a heavy concentration in the iShares Core S&P Total U.S. Stock Market ETF and the Invesco NASDAQ 100 ETF. This indicates a strong preference for broad market exposure and high-growth sectors. However, the lack of diversification can pose risks in volatile market conditions. A more diversified approach could potentially reduce these risks and provide more stable returns over time.

Crecimiento

Historically, this portfolio has shown a strong performance with a CAGR of 9.8%. However, it also experienced a significant maximum drawdown of -27.55%, indicating vulnerability during market downturns. This performance suggests a high-risk, high-reward strategy. To mitigate the impact of future market downturns, it might be wise to consider incorporating more stable, low-volatility assets into the portfolio.

Proyección

Using a Monte-Carlo simulation with 1,000 iterations, the portfolio shows a wide range of potential outcomes. The 5th percentile projects a -76.1% return, while the 50th percentile projects an 88.41% return, and the 67th percentile projects a 206.64% return. This simulation highlights the portfolio's high volatility and potential for both significant gains and losses. To better manage risk, consider balancing the portfolio with assets that have lower volatility.

Clases de activos

  • Acciones
    100%
  • Efectivo
    0%
  • Sin datos
    0%
  • Otros
    0%

The portfolio is almost entirely composed of stocks, with a negligible amount in cash and other asset classes. This high equity concentration aligns with a growth-oriented strategy but also increases exposure to market fluctuations. Diversifying into bonds or other asset classes could help cushion the portfolio against market volatility and provide more consistent returns.

Sectores

  • Tecnología
    32%
  • Consumo Cíclico
    12%
  • Finanzas
    11%
  • Industria
    11%
  • Salud
    9%
  • Telecomunicaciones
    9%
  • Bienes de cons. perecederos
    6%
  • Energía
    4%
  • Materiales básicos
    3%
  • Bienes Raices
    2%
  • Servicios públicos
    2%

The sector allocation is heavily skewed towards technology, which makes up 31.72% of the portfolio. Other significant sectors include Consumer Cyclicals, Financial Services, and Industrials. While tech stocks have high growth potential, their volatility can impact overall portfolio stability. A more balanced sector allocation can help mitigate sector-specific risks and provide more stable returns.

Regiones

  • Norteamérica
    98%
  • Europa
    1%
  • Latino América
    0%
  • Asia Emergente
    0%
  • Asia
    0%
  • Africa y Media Oriente
    0%

Geographically, the portfolio is overwhelmingly concentrated in North America, which accounts for 98.39% of the holdings. This lack of geographic diversification exposes the portfolio to regional market risks. Including more international assets could help spread risk and potentially enhance returns by tapping into growth opportunities in other regions.

Dividendos

  • Avantis® U.S. Small Cap Value ETF 1,60%
  • iShares Core S&P Total U.S. Stock Market ETF 1,30%
  • Invesco NASDAQ 100 ETF 0,70%
  • Vanguard Extended Market Index Fund ETF Shares 1,30%
  • Rendimiento ponderado (por año) 1,02%

The portfolio's focus on growth stocks means that the dividend yield is likely low. While growth stocks can offer substantial capital appreciation, they typically pay lower dividends. For investors seeking income, incorporating dividend-paying stocks or income-generating assets could provide a more balanced approach.

Costes actuales del producto

  • Avantis® U.S. Small Cap Value ETF 0,25%
  • iShares Core S&P Total U.S. Stock Market ETF 0,03%
  • Invesco NASDAQ 100 ETF 0,15%
  • Vanguard U.S. Quality Factor 0,13%
  • Vanguard Extended Market Index Fund ETF Shares 0,06%
  • Costes totales ponderados (por año) 0,10%

The portfolio's total expense ratio (TER) is relatively low at 0.1%, which is advantageous for long-term growth as it minimizes the impact of fees on returns. Keeping investment costs low is crucial for maximizing net returns. However, always review the expense ratios regularly to ensure they remain competitive and aligned with investment goals.

¿Y ahora qué?

¡Habla con un asesor financiero!

Refina tu estrategia con orientación experta.

Programar una llamada gratis

¿Crear informe de portafolio?

Crear informe

¡Únete a nuestra comunidad!

Únete a Discord

La información proporcionada en esta plataforma tiene únicamente fines informativos y no debe considerarse asesoramiento financiero. El contenido presentado es de carácter general y educativo, y proporciona ideas sobre diversos temas financieros.

Insightfolio no asume responsabilidad alguna por la exactitud, integridad o fiabilidad de la información presentada. Los usuarios son responsables de verificar la información y tomar decisiones independientes basadas en su propia investigación y cuidadosa consideración.

Las inversiones implican riesgos. Los usuarios deben ser conscientes de que el valor de las inversiones puede fluctuar y de que el rendimiento pasado no es un indicador de resultados futuros. Es importante considerar cuidadosamente su propia tolerancia al riesgo y sus objetivos financieros antes de tomar decisiones de inversión.

Al acceder a los servicios, información o contenidos ofrecidos por Insightfolio, los usuarios aceptan los términos de esta cláusula de exención de responsabilidad. Si no está de acuerdo con estos términos y condiciones, le rogamos que no utilice nuestra plataforma.

¿Le ha resultado útil este informe?

Nos interesa mucho su sincera opinión. Danos tu opinión