A growth-focused portfolio with a strong tech presence and international diversification

Report created on Aug 1, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

The portfolio exhibits a concentrated approach with significant allocations to NVIDIA Corporation and Vanguard's Growth and International Stock Index Fund ETF Shares, each constituting 25% of the portfolio. The inclusion of Freeport-McMoran, Meta Platforms, and Hershey Co adds sectoral diversity, albeit with a pronounced emphasis on technology and communication services. This composition suggests a strategy aiming for high growth, leveraging sectoral and geographic diversification to mitigate risks associated with such a growth-oriented approach.

Growth Info

With a Compound Annual Growth Rate (CAGR) of 30.51% and a maximum drawdown of -62.84%, the portfolio has demonstrated remarkable growth potential albeit with significant volatility. The days contributing to 90% of returns being concentrated in just 62 days indicate high performance spikes. This performance profile aligns with the portfolio's growth classification but underscores the importance of risk tolerance, as the substantial drawdown suggests periods of significant value decline.

Projection Info

Monte Carlo simulations, generating a thousand possible future scenarios, show a wide range of outcomes with a median increase of 1,977.3% in portfolio value. The 5th percentile at 113.3% suggests a floor for potential losses in adverse conditions, whereas the 67th percentile indicates substantial growth potential. These projections, while based on historical data, emphasize the inherent uncertainty in forecasting and the importance of risk management in growth-oriented investing.

Asset classes Info

  • Stocks
    99%
  • Cash
    1%

The portfolio's allocation is heavily skewed towards stocks (99%), with a minimal cash reserve (1%). This allocation strategy is consistent with its growth profile and risk classification but limits the portfolio's liquidity and increases its vulnerability to market volatility. A more balanced asset class distribution could provide better risk mitigation during market downturns.

Sectors Info

  • Technology
    41%
  • Telecommunications
    15%
  • Basic Materials
    12%
  • Financials
    7%
  • Consumer Staples
    7%
  • Consumer Discretionary
    6%
  • Industrials
    5%
  • Health Care
    4%
  • Energy
    1%
  • Real Estate
    1%
  • Utilities
    1%

The sectoral allocation highlights a significant tilt towards technology (41%) and communication services (15%), reflecting a bet on high-growth sectors. While this can offer substantial returns, it also increases exposure to sector-specific risks, such as regulatory changes or technological disruptions. Diversifying into less volatile sectors could help stabilize returns during tech sector downturns.

Regions Info

  • North America
    77%
  • Europe Developed
    10%
  • Asia Emerging
    4%
  • Japan
    4%
  • Asia Developed
    3%
  • Australasia
    1%
  • Africa/Middle East
    1%
  • Latin America
    1%

Geographic diversification is evident with a strong focus on North America (77%) and meaningful exposure to developed Europe (10%) and emerging Asian markets (4%). This spread helps mitigate risks associated with any single market. However, the heavy North American bias could be recalibrated to enhance exposure to emerging markets, potentially offering higher growth opportunities.

Market capitalization Info

  • Mega-cap
    62%
  • Large-cap
    28%
  • Mid-cap
    7%
  • Small-cap
    1%

The portfolio's emphasis on mega (62%) and big-cap (28%) stocks suggests a preference for established, large-scale companies, likely chosen for their stability and growth prospects. While this can offer a degree of safety during market fluctuations, incorporating more mid-cap stocks could enhance growth potential and diversification benefits.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The portfolio's current allocation places it on a promising path on the Efficient Frontier, indicating a strong risk-return balance. However, there's always room for optimization, especially by adjusting the asset allocation to further enhance the risk-return profile. This could involve diversifying into alternative asset classes or rebalancing sector exposures to align more closely with the investor's risk tolerance and market outlook.

Dividends Info

  • Freeport-McMoran Copper & Gold Inc 1.10%
  • Hershey Co 2.90%
  • Meta Platforms Inc. 0.30%
  • Vanguard Growth Index Fund ETF Shares 0.40%
  • Vanguard Total International Stock Index Fund ETF Shares 2.80%
  • Weighted yield (per year) 1.08%

The overall dividend yield of 1.08% reflects the portfolio's growth orientation, with reinvestment prioritized over income generation. While suitable for growth-focused investors, those seeking regular income might consider reallocating towards assets with higher dividend yields or incorporating dividend growth strategies.

Ongoing product costs Info

  • Vanguard Growth Index Fund ETF Shares 0.04%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.02%

The portfolio benefits from low management costs, with Total Expense Ratios (TER) for the Vanguard funds at 0.04% and 0.05%, contributing to an overall low cost of 0.02%. This efficient cost structure supports better net returns over the long term, showcasing effective cost management in the portfolio's construction.

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