Globally diversified stock only portfolio tracking the broad world market with moderate risk level

Report created on Apr 9, 2026

Risk profile

  • Secure
    Speculative

The risk profile, derived from past market volatility, reflects the level of risk the portfolio is exposed to. This assessment helps align your investments with your financial goals and comfort with market fluctuations.

Diversification profile

  • Focused
    Diversified

The diversification assessment evaluates the spread of investments across asset classes, regions, and sectors. This ensures a balanced mix, reducing risk and maximizing returns by not concentrating in any single area.

Positions

This portfolio is extremely simple: one global equity ETF holds 100% of the capital. That means full exposure to stocks and no allocation to bonds, cash, or alternatives. The structure mirrors the global stock market, so the mix between regions, sectors, and company sizes is done automatically inside the fund. Simplicity like this is powerful because it’s easy to understand and maintain. The trade-off is that there’s no built-in cushion from safer assets during market crashes. For someone comfortable with market ups and downs, this “all‑stock, one‑fund” setup can be a clean, disciplined core, but it won’t suit anyone who needs short‑term stability.

Growth Info

From 2016 to 2026, €1,000 grew to about €2,958, a compound annual growth rate (CAGR) of 11.69%. CAGR is like average speed on a long road trip, smoothing out bumps to show underlying pace. This result almost perfectly matches the global market benchmark and slightly beats it, which confirms the ETF is doing its tracking job well. It did trail the US market, which had a particularly strong decade, by about 2.4% per year. The max drawdown of roughly -35% during early 2020 shows that big temporary drops are very real. Past returns are no guarantee, but this history shows solid growth with standard equity-level volatility.

Projection Info

The Monte Carlo projection uses past return and volatility patterns to simulate many possible future paths, like running thousands of “what if” scenarios. Over 15 years, the median outcome turns €1,000 into about €2,858, implying an annualized return around 8.1%. The range is wide: roughly €966 at the pessimistic 5th percentile to €7,666 at the optimistic 95th. This shows how uncertain long-term equity outcomes can be, even when the average looks attractive. It’s reassuring that about 85% of simulations end with a positive result, but it’s crucial to remember simulations rely on historical behavior and assumptions, which can break down if future markets behave very differently.

Asset classes Info

  • Stocks
    100%

Asset-class-wise, this is 100% in stocks, with no bonds, cash, or other diversifiers. Equities historically offer higher long-term returns than safer assets but come with steeper and more frequent drawdowns. Many “balanced” portfolios hold a mix of stocks and bonds to smooth the ride, while this setup leans fully into growth. That can work well for long horizons and investors who don’t need to sell during downturns. The flip side is that if markets fall sharply, there’s nothing here designed to hold up as a buffer. Anyone needing short- to medium‑term stability would usually want some allocation to less volatile asset classes.

Sectors Info

  • Technology
    25%
  • Financials
    16%
  • Industrials
    13%
  • Consumer Discretionary
    10%
  • Health Care
    9%
  • Telecommunications
    8%
  • Consumer Staples
    5%
  • Basic Materials
    5%
  • Energy
    4%
  • Utilities
    3%
  • Real Estate
    2%

Sector exposure is broad, with technology the largest at 25%, followed by financials, industrials, consumer, health care, and others. This pattern is very much in line with global benchmarks, which is a positive sign: it means no big sector bets are being taken beyond what the world market itself represents. A tech tilt does bring some sensitivity to interest rates and innovation cycles, but it’s not extreme relative to the global index. Because every major sector appears with non-trivial weight, one industry shock is unlikely to dominate the entire portfolio. That kind of benchmark-like sector mix is a strong indicator of healthy diversification across economic drivers.

Regions Info

  • North America
    64%
  • Europe Developed
    15%
  • Asia Developed
    6%
  • Japan
    6%
  • Asia Emerging
    5%
  • Australasia
    2%
  • Africa/Middle East
    1%
  • Latin America
    1%

Geographically, about 64% sits in North America, with the rest spread across developed Europe, Japan, other developed Asia, and smaller slices in emerging regions and other areas. This closely mirrors global equity market capitalization, where North America, especially the US, is dominant. The advantage is strong exposure to one of the most innovative and historically high-return markets. The downside is that macro events in that region—economic slowdowns, policy changes, currency swings—will have an outsized impact. The presence of Europe, Asia, and emerging markets still adds meaningful diversification, so the overall geographic mix is well-aligned with broad global standards and avoids home-country bias.

Market capitalization Info

  • Mega-cap
    45%
  • Large-cap
    32%
  • Mid-cap
    16%
  • Small-cap
    5%
  • Micro-cap
    1%

By market cap, the portfolio leans heavily toward mega- and large-cap companies, which together make up over three-quarters of exposure. Mid-caps, small-caps, and a sliver of micro-caps fill out the rest. This structure is typical for a total-market index: bigger companies naturally get more weight. Large firms tend to be more stable, widely followed, and often less volatile than smaller peers, which can make the ride somewhat smoother. The inclusion of smaller companies, even at modest weights, still brings some extra growth potential and diversification. Overall, the market-cap mix is balanced in a way that matches global norms, with no extreme bias to tiny or speculative names.

True holdings Info

  • NVIDIA Corporation
    3.92%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Apple Inc
    3.55%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Microsoft Corporation
    2.51%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Amazon.com Inc
    1.82%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Alphabet Inc Class A
    1.70%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Taiwan Semiconductor Manufacturing Co. Ltd.
    1.48%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Alphabet Inc Class C
    1.36%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Broadcom Inc
    1.30%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Meta Platforms Inc.
    1.29%
    Part of fund(s):
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Tesla Inc
    1.04%
    Part of fund(s):
    • LS 1x Tesla Tracker ETP Securities GBP
    • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
  • Top 10 total 19.96%

Looking through the ETF’s top holdings, the biggest exposures are familiar mega-cap names: NVIDIA, Apple, Microsoft, Amazon, Alphabet, TSMC, Broadcom, Meta, and Tesla. Because these are all held via a single ETF, there’s no extra overlap from multiple funds buying the same stock, which avoids hidden concentration layers. Still, these giants together already make up a noticeable slice of the portfolio, reflecting how dominant they are in global indices. This means performance is quite sensitive to the fortunes of a small group of large companies. The uncovered 80% of holdings likely adds breadth across thousands of smaller names, helping diversify away from just a handful of tech and growth leaders.

Risk contribution Info

  • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF
    Weight: 100.00%
    100.0%

Risk contribution—how much each holding drives overall ups and downs—is straightforward here: one ETF is 100% of the weight and 100% of the risk. In more complex portfolios, a small but volatile holding can dominate risk, but that’s not the case now. Instead, all risk is bundled into a single diversified product that spreads its internal risk across thousands of stocks. The key decision isn’t which holding contributes what, but how comfortable someone is with the overall equity risk the ETF delivers. Adjusting risk would mean changing the share of this ETF relative to safer assets elsewhere, rather than tinkering with position sizes inside the portfolio.

Ongoing product costs Info

  • SSgA SPDR ETFs Europe I Public Limited Company - SPDR MSCI ACWI IMI UCITS ETF 0.40%
  • Weighted costs total (per year) 0.40%

The ongoing cost, measured as Total Expense Ratio (TER), is 0.40% per year. TER is like a small annual service fee built into the fund price; you don’t see it billed, but it slightly reduces returns each year. For a broad index ETF, 0.40% is moderate—higher than the very cheapest options, but still far from expensive active funds. Over decades, even small fee differences compound, so it’s always worth being aware of them. That said, paying a modest fee for a globally diversified, one‑stop equity solution can be a fair trade-off, especially if it helps avoid complexity, trading mistakes, or sitting in cash.

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