Global equity mix with a strong tilt toward large US technology companies
Report created on Sep 9, 2026Risk profile
4/7
Diversification profile
3/5
Positions
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WE Amundi Prime All Country World UCITS ETF Acc EUR
WEBN - IE0003XJA0J9 70.00% -
LY Amundi Nasdaq-100 II UCITS ETF Acc EUR
LYMS - LU1829221024 30.00%
This portfolio is very simple in structure, holding just two equity ETFs. Around 70% is in a broad global stock fund, while the remaining 30% is in a Nasdaq-100 ETF, which focuses on large growth-oriented companies. Everything is in stocks, with no bonds or alternative assets. This kind of concentrated design is easy to understand and manage because there are few moving parts. At the same time, having only two positions means each decision matters more. The global ETF provides wide coverage, and the Nasdaq tilt adds extra growth and risk. Overall, the mix leans clearly toward growth and large companies rather than a more blended, multi-asset setup.
Growth
Over the observed period, €1,000 grew to about €1,374, giving a portfolio CAGR of 15.40%. CAGR, or Compound Annual Growth Rate, is like the average yearly speed on a road trip, smoothing out bumps along the way. The portfolio slightly outpaced both the US market and the global market benchmarks, while having a max drawdown of -22.90%, quite similar to the benchmarks’ worst drops. Drawdown measures how far the value fell from a peak, showing the depth of bad periods. Most returns came from just 10 days, underlining how a few strong sessions drive long-term results. This performance shows that the growth tilt has been rewarded historically, but with equity-style swings.
Projection
The Monte Carlo projection uses 1,000 simulations based on historical volatility and returns to imagine many possible 15-year paths. Think of it like rolling dice thousands of times to see a range of outcomes, not just one forecast. The median result shows €1,000 growing to about €2,795, with a “likely” middle band from roughly €1,880 to €4,371. Extreme but still plausible outcomes span from about €996 to €7,663. About 76% of simulations end positive, with an average annualized return near 8.25%. These numbers are not promises; they simply say that, if markets behave somewhat like the past, outcomes cluster around these levels but can still vary widely.
Asset classes
- Stocks 100%
All of the portfolio is invested in stocks, with no bonds, cash-like instruments, or alternatives. Asset classes are broad buckets like equities, bonds, and real estate, each behaving differently in various market conditions. Being 100% in equities means full participation in stock market gains but also full exposure to stock market downturns, without the cushioning effect that bonds sometimes provide. Compared with multi-asset benchmarks that blend stocks and bonds, this portfolio is clearly more growth-oriented and more volatile. The benefit is simplicity and long-run growth potential; the trade-off is that short-term swings can be larger, and diversification across asset classes is limited.
Sectors
- Technology 39%
- Financials 12%
- Telecommunications 10%
- Consumer Discretionary 10%
- Industrials 8%
- Health Care 7%
- Consumer Staples 6%
- Energy 3%
- Basic Materials 3%
- Utilities 2%
- Real Estate 1%
Sector-wise, technology stands out at about 39%, followed by financials, telecommunications, and consumer discretionary around the 8–12% range, with the rest spread more thinly. Sectors group companies by what they do, and different sectors react differently to things like interest rates or economic cycles. A tech-heavy allocation often benefits from innovation and growth themes, but it can be more sensitive when interest rates rise or when investors rotate into more defensive areas. The distribution outside technology is reasonably broad and aligns fairly well with global benchmarks, which is positive for diversification. Still, the tech concentration is a defining feature, shaping both return potential and risk.
Regions
- North America 75%
- Europe Developed 10%
- Asia Developed 5%
- Japan 4%
- Asia Emerging 3%
- Australasia 1%
- Africa/Middle East 1%
- Latin America 1%
Geographically, about 75% of the portfolio is in North America, with smaller slices in Europe Developed, Asia Developed, Japan, and emerging regions. Geography matters because economic cycles, currencies, and political environments differ across regions. Relative to a typical global equity benchmark, this portfolio shows a strong North American, especially US, tilt and a lighter exposure to the rest of the world. That alignment with US markets has historically been beneficial over the past decade. However, it also means portfolio outcomes are strongly tied to the fortunes of one major region and currency, while many other global markets and growth drivers play a smaller role.
Market capitalization
- Mega-cap 51%
- Large-cap 35%
- Mid-cap 14%
By market capitalization, around 51% is in mega-cap companies, 35% in large caps, and 14% in mid caps. Market cap basically measures company size on the stock market, like small, medium, and large businesses. Mega- and large-cap stocks tend to be more established, more liquid, and somewhat less volatile than smaller companies, though they can still move sharply. This size profile is well-aligned with mainstream global indices, which are also dominated by very large firms. The modest mid-cap exposure adds some diversification and growth potential without turning the portfolio into a small-cap-heavy, higher-volatility bet. Overall, the size mix is broadly in line with global equity norms.
True holdings
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NV NVIDIA Corporation 3.24%
Part of fund(s):- Amundi Prime All Country World UCITS ETF Acc EUR
-
AA Apple Inc. 3.05%
Part of fund(s):- Amundi Prime All Country World UCITS ETF Acc EUR
-
MS Microsoft Corporation 2.35%
Part of fund(s):- Amundi Prime All Country World UCITS ETF Acc EUR
-
AM Amazon.com Inc 1.80%
Part of fund(s):- Amundi Prime All Country World UCITS ETF Acc EUR
-
GO Alphabet Inc Class A 1.43%
Part of fund(s):- Amundi Prime All Country World UCITS ETF Acc EUR
-
AV Broadcom Inc 1.25%
Part of fund(s):- Amundi Prime All Country World UCITS ETF Acc EUR
-
GO Alphabet Inc Class C 1.25%
Part of fund(s):- Amundi Prime All Country World UCITS ETF Acc EUR
-
23 Taiwan Semiconductor Manufacturing Co. Ltd. 1.24%
Part of fund(s):- Amundi Prime All Country World UCITS ETF Acc EUR
-
ME Meta Platforms Inc. 0.84%
Part of fund(s):- Amundi Prime All Country World UCITS ETF Acc EUR
-
TS Tesla Inc 0.72%
Part of fund(s):- Amundi Prime All Country World UCITS ETF Acc EUR
- LS 1x Tesla Tracker ETP Securities GBP
- Top 10 total 17.16%
Looking through the ETFs to their top holdings, several big names appear prominently, including NVIDIA, Apple, Microsoft, Amazon, Alphabet, Broadcom, and others. These companies together already sum to roughly 17% of the portfolio based only on disclosed top-10 data, which likely understates true exposure. When the same stock appears in multiple ETFs, it can create hidden concentration, even if each fund looks diversified on its own. Here, the overlap among large technology and internet-related names is notable. That overlap helps explain the strong tech and US tilt. It also means the portfolio’s ups and downs will be heavily influenced by these few global giants.
Risk contribution
-
Amundi Prime All Country World UCITS ETF Acc EUR
Weight: 70.00% 63.3% -
Amundi Nasdaq-100 II UCITS ETF Acc EUR
Weight: 30.00% 36.7%
Risk contribution shows how much each holding drives the overall swings, which can differ from simple weights. The global ETF, at 70% weight, contributes about 63% of total risk, while the 30% Nasdaq position contributes roughly 37% of risk. A risk/weight ratio above 1.0, like the Nasdaq fund’s 1.22, means it adds more volatility than its size alone suggests. This reflects the higher inherent volatility of the Nasdaq-100 index. Even though the Nasdaq ETF is the smaller position, it has an outsized impact on the portfolio’s day-to-day movements. This pattern is typical when pairing a broad global fund with a more concentrated growth-heavy satellite holding.
Risk vs. return
This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.
Click on the colored dots to explore allocations.
The risk vs. return chart shows the current portfolio almost exactly on the efficient frontier. The efficient frontier is the curve representing the best return achievable for each risk level, using only these existing holdings in different weights. The current mix has a Sharpe ratio of 0.74, while the optimal and minimum-variance combinations both reach about 0.98 with slightly lower risk and similar return. The Sharpe ratio compares excess return to volatility, like “return per unit of bumpiness.” Being near the frontier suggests the allocation between the two ETFs already uses them efficiently, and only modest improvements in risk-adjusted return are mathematically possible by reweighting.
Ongoing product costs
- Amundi Nasdaq-100 II UCITS ETF Acc EUR 0.22%
- Weighted costs total (per year) 0.07%
The portfolio’s costs are impressively low, with an overall TER around 0.07%. TER, or Total Expense Ratio, is the annual fee charged by the funds, similar to a small percentage shaved off in exchange for running the ETF. Low costs are one of the few factors investors can control, and they compound meaningfully over long periods. Here, using low-fee index products supports better net returns over time compared with higher-cost alternatives tracking similar markets. Even the Nasdaq ETF’s 0.22% fee is still modest for a more specialized index. Overall, the cost structure is a clear strength and aligns well with best practices in passive investing.
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