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Growth-focused portfolio with a strong emphasis on momentum and value across diverse markets

Report created on Aug 26, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

3/5
Moderately Diversified
Less diversification More diversification

Positions

The portfolio is heavily weighted towards ETFs that focus on momentum and growth strategies, with a significant 40% allocation to the Invesco S&P 500® Momentum ETF. This is complemented by exposure to large-cap growth, international small-cap value, U.S. small-cap value, international developed momentum, and mid-cap value ETFs. The emphasis on momentum strategies, particularly within the U.S. market, suggests an aggressive pursuit of growth, while the inclusion of value-oriented small and mid-cap ETFs introduces a balancing element aimed at capturing undervalued opportunities. This composition reflects a strategic blend of growth and value investing across a broad geographic spectrum, albeit with a strong domestic bias.

Growth Info

The portfolio has demonstrated robust historical performance with a Compound Annual Growth Rate (CAGR) of 19.58%, albeit accompanied by a significant maximum drawdown of -35.04%. This volatility is indicative of the portfolio's growth-oriented risk profile. The fact that 90% of returns were generated on just 24 days highlights the momentum strategy's reliance on capturing swift market movements, which can lead to substantial short-term gains but also increased risk and potential for sharp declines.

Projection Info

Monte Carlo simulations, based on 1,000 iterations, suggest a wide range of potential future outcomes, with the 50th percentile projecting a 738.1% increase. This optimistic median projection, alongside a high count of simulations yielding positive returns (994 out of 1,000), underscores the portfolio's strong growth potential. However, it's important to remember that such simulations are based on historical data and assumptions that may not accurately predict future market conditions. The broad spread between the 5th and 67th percentiles also emphasizes the inherent uncertainty and risk in such growth-focused strategies.

Asset classes Info

  • Stocks
    100%

The portfolio is exclusively invested in stocks, with no allocation to cash, bonds, or other asset classes. This singular focus on equities maximizes growth potential but also increases volatility and risk, particularly in market downturns. Diversifying across different asset classes could provide a buffer against stock market volatility, potentially smoothing out returns over time.

Sectors Info

  • Technology
    23%
  • Financials
    20%
  • Consumer Discretionary
    13%
  • Industrials
    12%
  • Telecommunications
    10%
  • Consumer Staples
    6%
  • Energy
    5%
  • Health Care
    4%
  • Basic Materials
    4%
  • Utilities
    3%
  • Real Estate
    1%

Sector allocation is broadly diversified, with technology and financial services commanding the largest shares at 23% and 20%, respectively. This tech-heavy tilt is consistent with a growth-oriented strategy, given the sector's historical performance. However, the significant exposure to sectors that can be highly cyclical or sensitive to economic changes, like consumer cyclicals and industrials, further amplifies the portfolio's risk profile. Balancing with more defensive sectors could mitigate some of this risk.

Regions Info

  • North America
    82%
  • Europe Developed
    10%
  • Japan
    4%
  • Australasia
    2%
  • Asia Developed
    1%
  • Africa/Middle East
    1%

The geographic allocation is predominantly North American (82%), with modest exposure to developed Europe and Japan. This concentration in developed markets, particularly the U.S., aligns with the portfolio's growth and momentum strategy but limits diversification benefits and exposure to potentially higher growth in emerging markets. Increasing allocations to underrepresented regions could enhance diversification and reduce geographic concentration risk.

Market capitalization Info

  • Mega-cap
    41%
  • Mid-cap
    22%
  • Large-cap
    21%
  • Small-cap
    9%
  • Micro-cap
    5%

The portfolio's market capitalization exposure is skewed towards mega and big-cap stocks, which comprise 62% of the allocation. This preference for larger companies is typical of growth-oriented portfolios seeking stability and consistent performance. However, the inclusion of small and micro-cap stocks, though limited, introduces a higher-risk, higher-reward element that could enhance overall portfolio growth if managed carefully.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Given the portfolio's current asset allocation and focus on growth and momentum, there may be opportunities to optimize its risk-return profile using the Efficient Frontier analysis. This optimization could involve adjusting the weights of existing assets to achieve a better balance between risk and return, potentially enhancing the portfolio's overall performance without significantly increasing risk. However, it's important to recognize that "efficiency" in this context does not necessarily mean higher diversification or alignment with individual investment goals beyond risk and return.

Dividends Info

  • Avantis® International Small Cap Value ETF 3.60%
  • Avantis® U.S. Small Cap Value ETF 1.60%
  • Invesco S&P International Developed Momentum ETF 1.90%
  • iShares Morningstar Mid-Cap Value ETF 2.40%
  • Schwab U.S. Large-Cap Growth ETF 0.40%
  • Invesco S&P 500® Momentum ETF 0.60%
  • Weighted yield (per year) 1.27%

The portfolio's overall dividend yield is relatively low at 1.27%, reflecting its focus on growth rather than income. This is consistent with the portfolio's strategy and investor profile, prioritizing capital appreciation over generating current income. However, for investors seeking a balance between growth and income, incorporating assets with higher dividend yields could provide a steady income stream while still allowing for capital appreciation.

Ongoing product costs Info

  • Avantis® International Small Cap Value ETF 0.36%
  • Avantis® U.S. Small Cap Value ETF 0.25%
  • Invesco S&P International Developed Momentum ETF 0.25%
  • iShares Morningstar Mid-Cap Value ETF 0.06%
  • Schwab U.S. Large-Cap Growth ETF 0.04%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Weighted costs total (per year) 0.15%

The Total Expense Ratio (TER) of 0.15% is impressively low, particularly for a portfolio with such a diverse range of ETFs. This cost efficiency supports better long-term performance by minimizing the drag on returns due to fees. Maintaining focus on low-cost investments is advisable, especially in a growth-oriented portfolio where compounding returns can significantly enhance wealth over time.

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