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Global stock portfolio with broad diversification and a clear tilt toward mega cap technology leaders

Report created on Jun 27, 2026

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio is a very clean three‑ETF global equity mix, split 40/40/20 between two broad world funds and a dedicated emerging markets fund. With 100% in stocks and no bonds or cash, it’s built as a pure growth engine rather than a blend of growth and stability. Holding two global funds that track similar universes gives substantial overlap, which simplifies the picture but doesn’t add much structural variety. The separate emerging markets slice slightly boosts exposure to faster‑growing but more volatile markets. Overall, the structure is straightforward, easy to understand, and behaves very similarly to a diversified global stock index with a modest extra push from emerging markets.

Growth Info

Over the last two years, €1,000 in this portfolio grew to about €1,369, a compound annual growth rate (CAGR) of 16.9%. CAGR is like average speed on a road trip — it smooths ups and downs into one yearly figure. That return beat both the US market (13.55%) and the global market (15.23%) over the same period. The worst peak‑to‑trough drop, or max drawdown, was about -20.6%, which is meaningful but fairly typical for an all‑equity mix. It also recovered within months, showing resilience. Just 12 days made up 90% of total returns, underlining how a handful of strong days can drive long‑term results. Past performance, though, doesn’t lock in what happens next.

Projection Info

The Monte Carlo projection uses 1,000 simulated futures based on historical behaviour to show a range of possible 15‑year outcomes. Think of it as running many “what if” market paths, then seeing where €1,000 often ends up. The median scenario lands around €2,662, with a central band from roughly €1,814 to €4,369. The wider band, from about €1,016 to €7,402, shows how much results can vary even with the same strategy. An average simulated return of 8.16% per year sits well below the recent 16.9% CAGR, reminding that strong short‑term runs are not a baseline. These are statistical tools, not promises, but they give a sense of the risk and reward envelope for a 100% equity portfolio.

Asset classes Info

  • Stocks
    100%

All of this portfolio is in stocks, with no allocation to bonds, cash, or alternative assets. From an education angle, that means it leans entirely on company ownership for returns, without the steadier income and dampening effects bonds can provide. Relative to many multi‑asset benchmarks, this is a more growth‑oriented and more volatile asset mix. The upside is full participation when global equities are strong; the trade‑off is living through equity‑only drawdowns when markets fall. Because the funds themselves are diversified across thousands of companies, the risk is spread widely within the stock universe, but there is no “buffer” asset class inside this portfolio structure.

Sectors Info

  • Technology
    33%
  • Financials
    16%
  • Industrials
    10%
  • Consumer Discretionary
    9%
  • Telecommunications
    8%
  • Health Care
    7%
  • Consumer Staples
    4%
  • Basic Materials
    4%
  • Energy
    4%
  • Utilities
    2%
  • Real Estate
    2%

Sector exposure is tilted toward technology at 33%, followed by financials, industrials, and consumer‑related areas. This mirrors the way global equity indices have become tech‑heavy as large technology and semiconductor companies grew. A tech tilt can boost returns during periods of innovation, low interest rates, or strong earnings growth in that area, but it can also mean sharper swings when sentiment turns or regulation tightens. The presence of sectors like health care, consumer staples, energy, and utilities adds ballast, since they often react differently across economic cycles. Overall, the sector mix looks broadly aligned with modern global benchmarks, which is a strong signal that diversification across different business types is being maintained.

Regions Info

  • North America
    52%
  • Asia Developed
    15%
  • Asia Emerging
    11%
  • Europe Developed
    11%
  • Japan
    5%
  • Africa/Middle East
    3%
  • Latin America
    2%
  • Australasia
    1%

Geographically, the portfolio is anchored in North America at 52%, with meaningful slices in developed and emerging Asia, developed Europe, Japan, and smaller allocations to Africa, the Middle East, Latin America, and Australasia. This closely tracks global market weights, where North America currently dominates, rather than heavily favouring one home region. That global spread helps reduce the impact of any single economy, political system, or currency on total results. At the same time, the separate emerging markets ETF ensures that higher‑growth but bumpier regions have a clearer presence than in some core global funds. For a Europe‑based holder, this structure naturally introduces currency and regional diversification beyond the local market.

Market capitalization Info

  • Mega-cap
    51%
  • Large-cap
    34%
  • Mid-cap
    15%

By market capitalization, the portfolio is heavily tilted toward mega‑caps (51%) and large‑caps (34%), with a smaller mid‑cap slice. Market cap just means the total value of a company’s shares, so mega‑caps are the giants everyone knows. This pattern is typical of cap‑weighted global indices, where the biggest companies get the most weight. The benefit is exposure to stable, established businesses that often have deeper resources and more diversified revenue streams. The trade‑off is less direct exposure to smaller, potentially faster‑growing firms, which can sometimes behave differently during certain phases of the market cycle. That said, the mid‑cap portion still adds some extra variability and differentiation within the equity universe.

True holdings Info

  • Taiwan Semiconductor Manufacturing Co. Ltd.
    4.06%
    Part of fund(s):
    • Amundi Prime All Country World UCITS ETF Acc EUR
    • Amundi Prime Emerging Markets UCITS ETF DR (C)
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
  • NVIDIA Corporation
    3.80%
    Part of fund(s):
    • Amundi Prime All Country World UCITS ETF Acc EUR
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
  • Apple Inc.
    3.45%
    Part of fund(s):
    • Amundi Prime All Country World UCITS ETF Acc EUR
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
  • Microsoft Corporation
    2.56%
    Part of fund(s):
    • Amundi Prime All Country World UCITS ETF Acc EUR
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
  • Amazon.com Inc
    2.00%
    Part of fund(s):
    • Amundi Prime All Country World UCITS ETF Acc EUR
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
  • Alphabet Inc Class A
    1.70%
    Part of fund(s):
    • Amundi Prime All Country World UCITS ETF Acc EUR
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
  • Broadcom Inc
    1.60%
    Part of fund(s):
    • Amundi Prime All Country World UCITS ETF Acc EUR
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
  • Samsung Electronics Co Ltd
    1.45%
    Part of fund(s):
    • Amundi Prime Emerging Markets UCITS ETF DR (C)
  • Alphabet Inc Class C
    1.42%
    Part of fund(s):
    • Amundi Prime All Country World UCITS ETF Acc EUR
    • Vanguard FTSE All-World UCITS ETF USD Accumulation
  • SK Hynix Inc
    1.29%
    Part of fund(s):
    • Amundi Prime Emerging Markets UCITS ETF DR (C)
  • Top 10 total 23.33%

The look‑through holdings reveal that several big names, like TSMC, NVIDIA, Apple, Microsoft, and Amazon, appear across multiple ETFs, giving them combined exposures in the 2–4% range each. Because only ETF top‑10 holdings are captured, this overlap is likely understated, but it still highlights a cluster around global tech and communication giants. This is normal for broad world funds, since those companies dominate global indices. The key insight is that while the portfolio feels like three simple funds, a large share of the top positions is effectively the same set of mega‑cap leaders. That creates hidden concentration at the company level, even though there’s visible diversification at the fund level.

Risk contribution Info

  • Amundi Prime All Country World UCITS ETF Acc EUR
    Weight: 40.00%
    39.6%
  • Vanguard FTSE All-World UCITS ETF USD Accumulation
    Weight: 40.00%
    38.9%
  • Amundi Prime Emerging Markets UCITS ETF DR (C)
    Weight: 20.00%
    21.6%

Risk contribution shows how much each holding adds to the portfolio’s overall ups and downs, which can differ from its simple weight. Here, the two global ETFs contribute about 39–40% of risk each, close to their 40% weights, while the emerging markets ETF contributes slightly more risk than its 20% weight at about 21.6%. That pattern suggests the emerging markets slice is marginally more volatile, as expected, but not wildly so. Importantly, risk is spread quite evenly between the three funds — there isn’t a single position dominating the portfolio’s behaviour. This alignment between weight and risk contribution is a healthy sign that position sizing is broadly in step with how each fund actually moves.

Redundant positions Info

  • Vanguard FTSE All-World UCITS ETF USD Accumulation
    Amundi Prime All Country World UCITS ETF Acc EUR
    High correlation

The correlation data highlights that the two global ETFs move almost identically. Correlation measures how assets move together, on a scale from -1 (opposite directions) to +1 (in lockstep). Highly correlated assets tend to rise and fall at the same time, which limits diversification benefits between them. In this case, using two nearly identical global funds doesn’t significantly change the risk profile compared with holding just one; they effectively behave like different wrappers around the same underlying market. The emerging markets ETF likely has lower, but still positive, correlation with these global funds, adding some diversification but still being driven by the broad equity cycle. Overall, the portfolio behaves much like a single global stock index with an extra emerging markets tilt.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The risk‑return chart shows the portfolio’s Sharpe ratio at 0.87, compared with 1.17 for the optimal mix and 1.01 for the minimum‑variance portfolio, all using the same three holdings. The Sharpe ratio is a way of measuring return per unit of risk, after accounting for a risk‑free rate, like checking how efficiently your effort turns into progress. The analysis notes that this portfolio already sits on or very near the efficient frontier, meaning its current weights are broadly efficient given these funds. There is theoretical room to shift along the frontier — toward either higher return with more risk or slightly lower risk for a similar return — but within this set of holdings the existing balance is working well.

Ongoing product costs Info

  • Amundi Prime Emerging Markets UCITS ETF DR (C) 0.10%
  • Vanguard FTSE All-World UCITS ETF USD Accumulation 0.19%
  • Weighted costs total (per year) 0.10%

Costs in this portfolio are impressively low: the total expense ratio (TER) averages around 0.10% a year. TER is the ongoing fee charged by a fund, a bit like a small annual service cost deducted in the background. This level is well below many active funds and even cheaper than a lot of index products tracking similar universes. Low costs are powerful because they compound in the investor’s favour — every euro not spent on fees stays invested and can earn returns year after year. Structurally, this cost profile aligns very well with long‑term equity investing best practices and supports better net outcomes over time.

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