A growth-focused portfolio with heavy tech exposure and strong international diversification

Report created on Aug 1, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

The portfolio is characterized by a significant weighting in the Vanguard S&P 500 ETF at 50%, indicating a strong foundation in US equities. The inclusion of specific international ETFs like the iShares MSCI Japan and South Korea ETFs, along with the Vanguard Total International Stock Index Fund, enhances global exposure. The direct investments in technology giants such as Advanced Micro Devices, Amazon, and Alphabet Inc further tilt the portfolio towards the technology sector. This composition suggests a strategy aiming for growth through a blend of broad market exposure and targeted bets in high-growth companies and regions.

Growth Info

Historically, the portfolio has shown a Compound Annual Growth Rate (CAGR) of 18.41%, with a maximum drawdown of -54.74%. This performance is indicative of a high-growth, high-volatility strategy. The days contributing to 90% of returns being concentrated in 36.0 days highlights the portfolio's susceptibility to significant market movements, underscoring the importance of timing and market conditions in its performance. This historical performance, while impressive, should be approached with caution as past success does not guarantee future results.

Projection Info

Monte Carlo simulations, which project future performance based on historical data, show a wide range of outcomes for this portfolio. The 50th percentile outcome suggests a potential 1,024.7% return, indicative of substantial growth potential. However, the broad spread from the 5th to the 67th percentiles (39.3% to 1,687.6%) underscores the high risk and uncertainty in these projections. It's important to remember that such simulations are speculative and depend heavily on past market behavior, which may not predict future trends.

Asset classes Info

  • Stocks
    100%

The portfolio is entirely composed of stocks, with no allocation to cash, bonds, or other asset classes. This singular focus on equities is typical of growth-oriented strategies but comes with increased volatility and risk. Diversifying across different asset classes could provide a buffer against market downturns and reduce overall portfolio volatility.

Sectors Info

  • Technology
    30%
  • Consumer Discretionary
    16%
  • Telecommunications
    15%
  • Financials
    11%
  • Industrials
    9%
  • Health Care
    7%
  • Consumer Staples
    4%
  • Energy
    2%
  • Basic Materials
    2%
  • Utilities
    2%
  • Real Estate
    2%

The sectoral allocation reveals a heavy concentration in technology, consumer cyclicals, and communication services, aligning with the portfolio's growth orientation. While these sectors can offer significant returns during bullish markets, they are also more susceptible to corrections and bear markets. Balancing this concentration with investments in more defensive sectors could mitigate risk without significantly compromising growth potential.

Regions Info

  • North America
    75%
  • Japan
    10%
  • Asia Developed
    9%
  • Europe Developed
    4%
  • Asia Emerging
    1%

Geographically, the portfolio is heavily weighted towards North America (75%), with meaningful exposure to Japan and developed Asia. This geographic distribution supports diversification but has a noticeable underexposure to emerging markets and other developed regions, which could offer additional growth opportunities and further diversification benefits.

Market capitalization Info

  • Mega-cap
    61%
  • Large-cap
    27%
  • Mid-cap
    11%
  • Small-cap
    1%

The focus on mega and big cap stocks (88% combined) is consistent with the portfolio's emphasis on established technology and international companies. While this can offer stability and lower volatility relative to smaller caps, incorporating a broader range of market capitalizations could enhance returns and spread risk more effectively.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Considering the Efficient Frontier, there may be opportunities to optimize the portfolio's risk-return profile. Adjusting the asset allocation could potentially achieve a more favorable balance, enhancing returns for a given level of risk. This process should consider not only the current assets but also the introduction of new asset classes or sectors to improve diversification.

Dividends Info

  • iShares MSCI Japan ETF 2.20%
  • iShares MSCI South Korea ETF 1.80%
  • Alphabet Inc Class C 0.40%
  • Vanguard S&P 500 ETF 1.20%
  • Vanguard Total International Stock Index Fund ETF Shares 2.90%
  • Weighted yield (per year) 1.21%

The overall dividend yield of the portfolio is 1.21%, which is modest in comparison to more income-focused strategies. Given the portfolio's growth orientation, this yield level is understandable, but there may be opportunities to enhance income without significantly compromising growth potential, particularly through diversification into higher-yielding assets.

Ongoing product costs Info

  • iShares MSCI Japan ETF 0.50%
  • iShares MSCI South Korea ETF 0.59%
  • Vanguard S&P 500 ETF 0.03%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.11%

The portfolio's total expense ratio (TER) of 0.11% is impressively low, supporting better long-term performance by minimizing costs. The careful selection of cost-effective ETFs and stocks has contributed to this efficiency, which is a commendable aspect of the portfolio management strategy.

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