This portfolio has only about 1.4 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

Aggressive growth portfolio with high concentration in tech and communication services

Report created on Aug 20, 2025

Risk profile Info

6/7
Aggressive
Less risk More risk

Diversification profile Info

2/5
Low Diversity
Less diversification More diversification

Positions

The portfolio is heavily weighted towards ETFs and individual stocks, with a significant portion in the Vanguard Total World Stock Index Fund ETF Shares and a notable allocation to Reddit, Inc. This structure suggests a leaning towards aggressive growth strategies, prioritizing high potential returns over diversification. The concentration in a few large positions, particularly in technology and communication services sectors, underscores the portfolio's aggressive stance but also highlights its vulnerability to sector-specific risks.

Growth Info

With a Compound Annual Growth Rate (CAGR) of 55.90% and a maximum drawdown of -44.54%, the portfolio demonstrates high volatility and the potential for substantial gains, as well as significant losses. The days contributing the most to returns are remarkably few, indicating that the portfolio's performance is heavily reliant on short-term gains. This high-risk, high-reward profile aligns with the portfolio's aggressive classification but may not be sustainable or suitable for all investors.

Projection Info

Monte Carlo simulations, which use historical data to forecast a range of possible outcomes, suggest a wide variance in potential future performance. With all simulations showing positive returns and a median projected annualized return of 84.58%, the optimistic outlook must be tempered with the understanding that past performance is not indicative of future results. These projections underscore the portfolio's aggressive growth potential while highlighting the importance of risk management.

Asset classes Info

  • Stocks
    99%
  • Cash
    1%

The portfolio's asset allocation is almost entirely in stocks, with a minimal cash position. This allocation supports the portfolio's aggressive growth objectives but contributes to its high risk profile. The lack of diversification across asset classes, such as bonds or real estate, means the portfolio could be more susceptible to market volatility and downturns, emphasizing the need for a well-considered risk management strategy.

Sectors Info

  • Telecommunications
    29%
  • Technology
    23%
  • Financials
    12%
  • Industrials
    8%
  • Consumer Discretionary
    8%
  • Health Care
    7%
  • Consumer Staples
    4%
  • Energy
    3%
  • Basic Materials
    2%
  • Real Estate
    2%
  • Utilities
    2%

Sector allocation reveals a heavy emphasis on communication services and technology, reflecting a trend towards industries with high growth potential. However, this concentration increases the portfolio's exposure to sector-specific risks and volatility. Diversifying across a broader range of sectors could mitigate some of this risk while still allowing for significant growth opportunities.

Regions Info

  • North America
    37%

The geographic allocation is predominantly in North America, with no exposure to developed markets in Europe or Asia. This geographic concentration may limit the portfolio's diversification benefits and increase its vulnerability to region-specific economic and political events. Expanding into international markets could provide additional growth opportunities and reduce overall risk.

Market capitalization Info

  • Large-cap
    50%
  • Mega-cap
    31%
  • Mid-cap
    13%
  • Small-cap
    3%

The portfolio's market capitalization exposure is heavily skewed towards big and mega-cap stocks, which can offer stability and lower volatility compared to smaller companies. However, the relatively lower allocation to medium, small, and micro-cap stocks may limit the portfolio's potential for outsized gains from emerging companies. Adjusting the balance between market caps could enhance growth prospects and diversification.

Redundant positions Info

  • Vanguard S&P 500 ETF
    Vanguard Total World Stock Index Fund ETF Shares
    High correlation

The high correlation between the Vanguard S&P 500 ETF and the Vanguard Total World Stock Index Fund ETF Shares indicates a redundancy that may not be contributing to the portfolio's diversification. Reducing overlap by reallocating funds from one of these ETFs into assets with lower correlation could enhance the portfolio's risk-adjusted returns.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The current portfolio can benefit from optimization towards the Efficient Frontier, which aims for the highest possible returns for a given level of risk. This process should start with addressing the high correlation between certain assets to improve diversification benefits. Additionally, considering a broader range of asset classes and geographic exposure could further optimize the risk-return profile.

Dividends Info

  • Micron Technology Inc 0.40%
  • Vanguard S&P 500 ETF 1.20%
  • Vanguard Total World Stock Index Fund ETF Shares 1.70%
  • Weighted yield (per year) 1.20%

The portfolio's dividend yield contributes to its total return, with a combined yield of 1.20%. While dividends are not the primary focus of this aggressive growth portfolio, they can provide a steady income stream and help mitigate some volatility. Considering investments with higher dividend yields could offer a balance between growth and income, contributing to the portfolio's resilience during market downturns.

Ongoing product costs Info

  • Vanguard S&P 500 ETF 0.03%
  • Vanguard Total World Stock Index Fund ETF Shares 0.07%
  • Weighted costs total (per year) 0.05%

The portfolio's total expense ratio (TER) of 0.05% is impressively low, enhancing its long-term return potential by minimizing costs. This cost efficiency is a strong point, especially for a growth-oriented portfolio where every percentage point of return matters. Maintaining focus on low-cost investments will continue to support better performance over time.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey