Growth-oriented portfolio with a strong focus on US equities and technology sector

Report created on Jul 9, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

2/5
Low Diversity
Less diversification More diversification

Positions

This portfolio is heavily weighted towards the SPDR® Portfolio S&P 500 ETF, constituting over 90% of the total allocation, followed by a significant investment in the VanEck Semiconductor ETF, and a minimal stake in the Vanguard Total International Stock Index Fund ETF Shares. This composition indicates a strong bias towards US equities, particularly within the technology sector, given the semiconductor ETF's focus. The diversification is low, with a heavy reliance on a single geographical market and sector.

Growth Info

Historically, the portfolio has shown a Compound Annual Growth Rate (CAGR) of 15.20%, with a maximum drawdown of -33.57%. These figures suggest a high growth potential, albeit with significant volatility, as indicated by the substantial drawdown. The days contributing to 90% of the returns being concentrated in just 34 days highlights the portfolio's susceptibility to short-term market movements, emphasizing the importance of timing in investment decisions for this portfolio.

Projection Info

Using Monte Carlo simulations, the portfolio's future performance varies widely, with a median potential increase of 700.8% and a 5th percentile scenario showing a 76.4% increase. This wide range of outcomes underscores the inherent uncertainty in market performance, particularly for portfolios with high concentration in specific sectors and geographies. The simulations suggest that while there's a high potential for growth, there's also significant risk involved.

Asset classes Info

  • Stocks
    100%

The portfolio is entirely invested in stocks, with no allocation to cash, bonds, or other asset classes. This setup enhances growth potential but also increases risk, especially during market downturns when diversification across asset classes could mitigate losses. The absence of non-equity investments suggests a high risk tolerance but limits opportunities for risk management through diversification.

Sectors Info

  • Technology
    38%
  • Financials
    13%
  • Consumer Discretionary
    10%
  • Telecommunications
    9%
  • Health Care
    9%
  • Industrials
    7%
  • Consumer Staples
    5%
  • Energy
    3%
  • Utilities
    2%
  • Real Estate
    2%
  • Basic Materials
    2%

The sector allocation is heavily skewed towards technology, financial services, and consumer cyclicals, which are known for their growth potential but also for their volatility. This concentration in high-growth sectors aligns with the portfolio's growth objectives but could benefit from increased diversification to reduce sector-specific risks.

Regions Info

  • North America
    96%
  • Europe Developed
    2%
  • Asia Developed
    1%

With 96% of assets allocated to North America, the portfolio exhibits a strong home bias, limiting exposure to potential growth in other regions. This geographic concentration enhances vulnerability to regional economic downturns and misses out on diversification benefits and growth opportunities in emerging markets and other developed economies.

Market capitalization Info

  • Mega-cap
    46%
  • Large-cap
    35%
  • Mid-cap
    17%
  • Small-cap
    1%

The focus on mega and big-cap companies suggests a preference for established, less volatile stocks, which can provide stability and consistent returns. However, the limited exposure to medium, small, and micro-cap stocks restricts potential high-growth opportunities these segments may offer, albeit with higher risk.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Considering the portfolio's current composition and risk profile, optimizing for the Efficient Frontier could involve diversifying across more asset classes and geographies. This strategy aims to achieve a better risk-return ratio by adjusting the allocation between the existing assets, potentially enhancing returns for the same level of risk or reducing risk for the same expected returns.

Dividends Info

  • VanEck Semiconductor ETF 0.40%
  • SPDR® Portfolio S&P 500 ETF 1.20%
  • Vanguard Total International Stock Index Fund ETF Shares 2.80%
  • Weighted yield (per year) 1.18%

The overall dividend yield of the portfolio stands at 1.18%, with the highest yield coming from the Vanguard Total International Stock Index Fund ETF Shares. While dividends contribute to the portfolio's total return, the primary focus remains on capital appreciation. Investors relying on income may seek a higher dividend yield through diversified income-generating assets.

Ongoing product costs Info

  • VanEck Semiconductor ETF 0.35%
  • SPDR® Portfolio S&P 500 ETF 0.02%
  • Vanguard Total International Stock Index Fund ETF Shares 0.05%
  • Weighted costs total (per year) 0.04%

The portfolio benefits from relatively low costs, with a total expense ratio (TER) of 0.04%. This efficient cost structure supports better net returns over the long term. Lower costs are particularly beneficial in growth-oriented portfolios where the focus is on maximizing capital appreciation.

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