This portfolio has only about 1.1 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

A growth-focused portfolio with a blend of ETFs and cryptocurrency exposure

Report created on Aug 15, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio presents a diversified mix, predominantly comprising ETFs that target large-cap growth, momentum strategies in both the U.S. and international markets, and small-cap value stocks. Additionally, it includes a speculative tilt with a small allocation to cryptocurrency through the iShares Bitcoin and Ethereum Trusts. The emphasis on growth and momentum strategies, complemented by value and cryptocurrency positions, suggests an aggressive pursuit of high returns, albeit with a higher risk profile.

Growth Info

The historical performance showcases a compelling Compound Annual Growth Rate (CAGR) of 24.47%, with a maximum drawdown of -18.46%. This indicates strong past returns but also underscores the portfolio's susceptibility to significant short-term losses. The days contributing most to returns are few, highlighting potential volatility and the importance of timing in this investment strategy. Comparing this to benchmarks, investors should consider if the higher performance aligns with their risk tolerance.

Projection Info

Monte Carlo simulations, employing thousands of potential scenarios to forecast future performance, suggest a wide range of outcomes with a median increase of 3,761.5%. While simulations offer valuable insights, it's crucial to remember they are based on historical data, and past performance is not indicative of future results. These projections underscore the portfolio's growth potential but also its risk.

Asset classes Info

  • Stocks
    95%
  • Other
    5%

The asset allocation leans heavily towards stocks (95%), with a minor allocation to other assets, including cryptocurrencies (5%), and no cash holdings. This composition underscores a growth-oriented strategy with a high risk-reward profile. Diversifying across more asset classes could reduce risk without significantly compromising potential returns.

Sectors Info

  • Financials
    22%
  • Technology
    21%
  • Consumer Discretionary
    12%
  • Industrials
    10%
  • Telecommunications
    9%
  • Energy
    5%
  • Consumer Staples
    5%
  • Health Care
    4%
  • Basic Materials
    4%
  • Utilities
    1%
  • Real Estate
    1%

The sectoral allocation is well-spread, with a heavier emphasis on Financial Services and Technology, followed by Consumer Cyclicals and Industrials. This indicates a focus on sectors that typically benefit from economic growth but may also be more volatile. Balancing sector exposure can mitigate sector-specific risks and enhance stability.

Regions Info

  • North America
    69%
  • Europe Developed
    17%
  • Japan
    4%
  • Australasia
    2%
  • Asia Developed
    1%

Geographic exposure is predominantly in North America (69%), with significant allocations to developed markets in Europe and Japan. This distribution reflects a focus on more stable, developed economies but may limit exposure to high-growth potential in emerging markets. A more global diversification could offer additional growth opportunities and risk mitigation.

Market capitalization Info

  • Mega-cap
    43%
  • Large-cap
    26%
  • Mid-cap
    10%
  • Micro-cap
    8%
  • Small-cap
    7%

The market capitalization breakdown shows a preference for Mega and Big cap stocks, which likely adds stability to the portfolio. However, the allocations to Medium, Micro, and Small caps suggest an appetite for higher risk and potential return. This balance supports growth while offering some level of diversification across company sizes.

Redundant positions Info

  • Schwab U.S. Large-Cap Growth ETF
    Invesco S&P 500® Momentum ETF
    High correlation

The high correlation between the Schwab U.S. Large-Cap Growth ETF and the Invesco S&P 500® Momentum ETF indicates overlapping investments that may not contribute to diversification. Reducing exposure to similar assets can enhance the portfolio's overall risk management by lowering the potential for simultaneous losses across highly correlated investments.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The portfolio's current setup suggests room for efficiency improvement through diversification and asset correlation management. By addressing the overlap in highly correlated assets, the portfolio can achieve a more optimal risk-return profile, potentially increasing the expected return to 35.97% with a risk level of 20.94%. This adjustment would align the portfolio more closely with the Efficient Frontier, optimizing risk versus return.

Dividends Info

  • Avantis® U.S. Small Cap Value ETF 1.70%
  • Dimensional International Value ETF 3.20%
  • Invesco S&P International Developed Momentum ETF 1.90%
  • Schwab U.S. Large-Cap Growth ETF 0.40%
  • Invesco S&P 500® Momentum ETF 0.60%
  • Weighted yield (per year) 1.27%

The portfolio's total dividend yield stands at 1.27%, which is relatively low, reflecting the growth-focused strategy over income generation. For investors seeking growth, reinvesting dividends can compound returns over time. However, those requiring income might consider adjusting allocations to include higher-yielding assets.

Ongoing product costs Info

  • Avantis® U.S. Small Cap Value ETF 0.25%
  • Dimensional International Value ETF 0.27%
  • iShares Bitcoin Trust 0.12%
  • Invesco S&P International Developed Momentum ETF 0.25%
  • Schwab U.S. Large-Cap Growth ETF 0.04%
  • Invesco S&P 500® Momentum ETF 0.13%
  • iShares Ethereum Trust ETF 0.25%
  • Weighted costs total (per year) 0.17%

With a Total Expense Ratio (TER) of 0.17%, the portfolio is cost-efficient, minimizing the drag on returns due to fees. This is especially commendable given the diverse ETF selection. Keeping costs low is crucial for enhancing long-term investment outcomes, and this portfolio exemplifies effective cost management.

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