Balanced yet single-focused portfolio with high gold and tech exposure

Report created on Aug 5, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

1/5
Single-Focused
Less diversification More diversification

Positions

This portfolio demonstrates a unique composition with a heavy 40% allocation in gold through the SPDR Gold Mini Shares ETF and a significant 57% in stocks, including a mix of technology and healthcare companies. The presence of the Invesco S&P 500® Momentum ETF adds a layer of diversification within the equity component. However, the portfolio's classification as single-focused due to its substantial gold investment raises questions about its diversification strategy.

Growth Info

With a Compound Annual Growth Rate (CAGR) of 25.05% and a maximum drawdown of -16.04%, the portfolio has shown impressive historical performance. These metrics suggest a strong upward trend, though the days contributing to 90% of returns indicate that gains are highly concentrated in specific periods. This performance, while remarkable, underscores the importance of understanding the volatility and timing of returns.

Projection Info

Monte Carlo simulations project a wide range of outcomes, with a median increase of 3,751.0%, highlighting the portfolio's potential for substantial growth. However, the reliance on historical data in these simulations means future performance is not guaranteed. This forward-looking analysis suggests optimism but should be tempered with caution due to market unpredictability.

Asset classes Info

  • Stocks
    57%
  • Other
    40%
  • No data
    3%

The allocation across asset classes with 57% in stocks and 40% in "Other" (primarily gold) reflects a strategy that leans towards growth while using gold as a hedge against market volatility. This mix aligns with a balanced profile but leans towards a conservative stance given the substantial gold holding. The portfolio could benefit from exploring additional asset classes for improved diversification.

Sectors Info

  • Technology
    23%
  • Consumer Discretionary
    14%
  • Health Care
    11%
  • Telecommunications
    5%
  • Financials
    2%
  • Consumer Staples
    2%
  • Industrials
    2%
  • Utilities
    1%

Sector allocation shows a concentration in technology, consumer cyclicals, and healthcare, which are sectors known for their growth potential. However, this concentration also exposes the portfolio to sector-specific risks. Diversification across more sectors or rebalancing to reduce concentration risk could enhance the portfolio's resilience.

Regions Info

  • North America
    59%

Geographic allocation is heavily weighted towards North America (59%), with no exposure to developed Europe, Latin America, or Asia. This concentration in a single region, while providing familiarity and potentially lower volatility, limits exposure to global growth opportunities and diversification benefits.

Market capitalization Info

  • Mega-cap
    45%
  • Large-cap
    9%
  • Mid-cap
    2%

The portfolio's market capitalization exposure is predominantly in mega-cap companies (45%), which are typically less volatile but also offer lower growth potential compared to smaller companies. Including more mid-cap or small-cap stocks could introduce higher growth potential, albeit with increased risk.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The portfolio's current allocation suggests a need for optimization to achieve a better risk-return ratio. While gold serves as a hedge, its heavy weighting may not be optimal for all market conditions. Using the Efficient Frontier concept could identify a more balanced allocation that maximizes returns for the given level of risk.

Dividends Info

  • Broadcom Inc 0.80%
  • JPMorgan Nasdaq Equity Premium Income ETF 11.30%
  • Eli Lilly and Company 0.70%
  • Invesco S&P 500® Momentum ETF 0.60%
  • Weighted yield (per year) 2.47%

The dividend yield of the portfolio stands at 2.47%, with the JPMorgan Nasdaq Equity Premium Income ETF contributing significantly to this figure. While dividends provide a steady income stream, the portfolio's growth potential is also an important factor. Balancing high-yield investments with growth-oriented assets is crucial for long-term wealth accumulation.

Ongoing product costs Info

  • SPDR Gold Mini Shares 0.10%
  • JPMorgan Nasdaq Equity Premium Income ETF 0.35%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Weighted costs total (per year) 0.12%

Portfolio costs are relatively low, with a Total Expense Ratio (TER) of 0.12%. This efficiency in cost management enhances net returns over time. Keeping costs low is a fundamental aspect of successful long-term investing, and this portfolio exemplifies good practice in this area.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey