Roast mode 🔥

Leveraged rocket strapped to a mostly sensible diversification plan with risk management somewhere in the trunk

Report created on Mar 26, 2026

Risk profile

  • Secure
    Speculative

The risk profile, derived from past market volatility, reflects the level of risk the portfolio is exposed to. This assessment helps align your investments with your financial goals and comfort with market fluctuations.

Diversification profile

  • Focused
    Diversified

The diversification assessment evaluates the spread of investments across asset classes, regions, and sectors. This ensures a balanced mix, reducing risk and maximizing returns by not concentrating in any single area.

Positions

This thing is 90% stocks, 10% cash, and spiritually about 150% adrenaline. Nearly two thirds of the risk is jammed into two leveraged ETFs, while the rest of the portfolio tries to look like a respectable, diversified adult with small-cap value and a gold-plus-equity fund. It’s like wearing a suit jacket over a skydiving harness and calling it “business casual.” The structure screams growth profile but with turbo buttons pressed where a normal human would just nudge the throttle. Takeaway: if the goal is long-term compounding, mixing responsible building blocks with Vegas-leverage is a weird personality split that will eventually get tested hard.

Growth Info

The recent performance is frankly disgusting in the good way: about 31% CAGR versus ~20% for both US and global markets. Your $1,000 hypothetical nearly doubled to 1,930 while the benchmarks plodded to ~1,530. But the -28.9% max drawdown says the ride already tried to throw you off. CAGR (compound annual growth rate) is like average speed on a wild road trip; max drawdown is how far the car dropped off the cliff at worst. Past data is yesterday’s weather: impressive sunshine, but that drop hints the leverage wolf is already sniffing around the door.

Projection Info

Monte Carlo simulation is basically running thousands of “what if” market timelines using past behavior as a rough guide — like simulating 1,000 alternate universes of your portfolio. Here, the median 10-year outcome is a ridiculous 4,412% cumulative return, with even the 5th percentile at 628%. Sounds awesome… and also suspiciously like extrapolating a sugar high. All 1,000 simulations ended positive because they’re based on a short, hyper-bullish history with leveraged juice. That’s not prophecy; that’s curve-fitting optimism. Takeaway: treat those eye-watering numbers as “best-case fantasy fanfic,” not a retirement guarantee.

Asset classes Info

  • Stocks
    90%
  • Cash
    10%

On paper, 90% stocks and 10% cash is a straightforward growth allocation. In reality, about a third of that equity piece is juiced with leverage, so the 90% label is a bit of a lie — risk-wise, it behaves more like a portfolio with way more than 100% equity exposure. It’s like telling your doctor you drink “socially” but leaving out that “socially” means tequila for breakfast. The missing ballast from bonds or truly defensive assets means when stocks sneeze, this portfolio is catching pneumonia. Takeaway: if you want this level of risk, fine — but at least admit it’s the “no seatbelt” version.

Sectors Info

  • Technology
    23%
  • Financials
    15%
  • Industrials
    13%
  • Consumer Discretionary
    12%
  • Telecommunications
    8%
  • Basic Materials
    7%
  • Energy
    7%
  • Health Care
    6%
  • Consumer Staples
    5%
  • Utilities
    2%
  • Real Estate
    2%

Sector-wise, it actually looks almost civilized: tech around the low 20s, then financials, industrials, cyclicals, and a reasonable spread across the rest. No single sector is screaming obsession. The catch: those leveraged products are tied to major indexes, which tend to be very sensitive to tech and growthy darlings even if the sector breakdown says “balanced.” So the headline allocation looks like a broad economy sampler, but the real emotional driver is whatever big growth names are doing. It’s the illusion of moderation: the menu looks balanced, but you secretly supersized the whole meal behind the counter.

Regions Info

  • North America
    58%
  • Europe Developed
    15%
  • Japan
    8%
  • Asia Developed
    7%
  • Asia Emerging
    6%
  • Australasia
    2%
  • Africa/Middle East
    2%
  • Latin America
    1%

Geographically, this is surprisingly sane: ~58% North America with the rest spread across developed and emerging regions. For a US-based growth setup, that’s almost… responsible. You’ve got meaningful exposure outside home turf instead of going full “America or bust.” The international small-cap value slice especially keeps it from being a purely domestic fanboy portfolio. Takeaway: this is one of the few areas where the design looks intentional and grown-up. If anything, the geographic mix is the straight-A student being dragged into detention by the leveraged troublemakers in the class.

Market capitalization Info

  • Mega-cap
    27%
  • Mid-cap
    22%
  • Large-cap
    22%
  • Small-cap
    13%
  • Micro-cap
    6%

Market cap mix is pretty healthy on paper: 27% mega, 22% big, 22% mid, 13% small, 6% micro. That’s a nice spread across the size spectrum, not some all-or-nothing bet on micro caps or megacaps. The twist is that your risk isn’t nearly as evenly spread as your weights. The leveraged ETFs tie you pretty heavily to the behavior of large-cap benchmarks, even while you sprinkle in small-cap value like seasoning. So the allocation looks democratic, but the big, benchmark-linked stuff is still running the show when markets move fast. The small guys are more garnish than main course.

True holdings Info

  • NVIDIA Corporation
    2.86%
    Part of fund(s):
    • Direxion Daily S&P500® Bull 3X Shares
    • ProShares Ultra QQQ
    • WisdomTree Efficient Gold Plus Equity Strategy Fund
  • Apple Inc
    2.45%
    Part of fund(s):
    • Direxion Daily S&P500® Bull 3X Shares
    • ProShares Ultra QQQ
    • WisdomTree Efficient Gold Plus Equity Strategy Fund
  • Microsoft Corporation
    1.88%
    Part of fund(s):
    • Direxion Daily S&P500® Bull 3X Shares
    • ProShares Ultra QQQ
    • WisdomTree Efficient Gold Plus Equity Strategy Fund
  • Alphabet Inc Class A
    1.46%
    Part of fund(s):
    • Direxion Daily S&P500® Bull 3X Shares
    • ProShares Ultra QQQ
    • WisdomTree Efficient Gold Plus Equity Strategy Fund
  • Amazon.com Inc
    1.40%
    Part of fund(s):
    • Direxion Daily S&P500® Bull 3X Shares
    • ProShares Ultra QQQ
    • WisdomTree Efficient Gold Plus Equity Strategy Fund
  • Meta Platforms Inc.
    1.01%
    Part of fund(s):
    • Direxion Daily S&P500® Bull 3X Shares
    • ProShares Ultra QQQ
    • WisdomTree Efficient Gold Plus Equity Strategy Fund
  • Broadcom Inc
    0.98%
    Part of fund(s):
    • Direxion Daily S&P500® Bull 3X Shares
    • ProShares Ultra QQQ
    • WisdomTree Efficient Gold Plus Equity Strategy Fund
  • Tesla Inc
    0.93%
    Part of fund(s):
    • Direxion Daily S&P500® Bull 3X Shares
    • LS 1x Tesla Tracker ETP Securities GBP
    • ProShares Ultra QQQ
    • WisdomTree Efficient Gold Plus Equity Strategy Fund
  • Alphabet Inc Class C
    0.73%
    Part of fund(s):
    • Direxion Daily S&P500® Bull 3X Shares
    • ProShares Ultra QQQ
  • Walmart Inc. Common Stock
    0.69%
    Part of fund(s):
    • Direxion Daily S&P500® Bull 3X Shares
    • ProShares Ultra QQQ
    • WisdomTree Efficient Gold Plus Equity Strategy Fund
  • Top 10 total 14.38%

The look-through shows the usual suspects: NVIDIA, Apple, Microsoft, Alphabet, Amazon, Meta, Tesla — the full Magnificent Whatever-Number-We’re-On-Now. You’re not directly stock-picking them, but your ETFs are, and they’re repeating the same names like a playlist stuck on “Big Tech Forever.” Overlap means one bad day for these giants hits several holdings at once, even if it looks diversified on the surface. And remember, this only uses top-10 ETF holdings, so true overlap is probably worse. Translation: hidden concentration in a handful of mega-names is doing more heavy lifting than the glossy ETF tickers suggest.

Factors Info

Value
Preference for undervalued stocks
Very high
Data availability: 25%
Size
Exposure to smaller companies
Neutral
Data availability: 55%
Momentum
Exposure to recently outperforming stocks
Neutral
Data availability: 100%
Quality
Preference for financially healthy companies
Very high
Data availability: 5%
Yield
Preference for dividend-paying stocks
No data
Data availability: 0%
Low Volatility
Preference for stable, lower-risk stocks
Low
Data availability: 65%

Factor exposure is where things get delightfully weird. You’re heavily tilted to value and quality, with decent momentum — so on paper, this looks like a sensible “good companies at decent prices that are already doing well” recipe. Factor exposure is basically the ingredient list behind performance: value, size, momentum, quality, low vol, yield. But then you slam leverage on top, which laughs in the face of your “quality” and “low vol” aspirations. Also, signal coverage is patchy, so those high value/quality scores are built on limited data. Takeaway: the factor profile says “thoughtful investor,” the leverage says “hold my beer.”

Risk contribution Info

  • Direxion Daily S&P500® Bull 3X Shares
    Weight: 20.00%
    37.0%
  • ProShares Ultra QQQ
    Weight: 15.00%
    23.6%
  • American Century ETF Trust
    Weight: 30.00%
    16.1%
  • WisdomTree Efficient Gold Plus Equity Strategy Fund
    Weight: 10.00%
    8.2%
  • Avantis® U.S. Small Cap Value ETF
    Weight: 10.00%
    7.1%
  • Top 5 risk contribution 92.0%

Risk contribution is the “who’s actually shaking the portfolio” metric, not just who’s taking up space. And wow: the 20% Direxion 3x S&P position is contributing almost 37% of total risk. The 15% ProShares Ultra QQQ is another 24%. Two holdings at 35% weight creating over 60% of your volatility. That’s not a portfolio; that’s two hyperactive children and a room of quietly reading adults. Risk-to-weight ratios above 1.5 mean these funds are punching way above their weight in chaos. Trimming or rebalancing those monsters would dramatically change how often this thing tries to throw you off emotionally.

Redundant positions Info

  • Avantis® International Small Cap Value ETF
    American Century ETF Trust
    High correlation
  • Direxion Daily S&P500® Bull 3X Shares
    ProShares Ultra QQQ
    High correlation

Your assets aren’t just friends; some are basically clones. The international small-cap value and American Century ETF pair up closely, and your two leveraged beasts move in lockstep like a drunk three-legged race. Correlation just means how similarly things move — high correlation is everyone screaming at the same time in a crash. So while it looks like you’ve got multiple funds, a lot of them are emotionally synchronized. That limits the benefit of diversification; when things go south, “different tickers” won’t mean “different outcomes.” The portfolio is more choir than orchestra — all singing the same verse in a selloff.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

On the risk–return chart, your portfolio is literally leaving money on the table. The efficient frontier is the curve of “best possible tradeoffs” using just your current holdings. You’re below that curve: Sharpe ratio 1.23, while the optimal mix hits 1.87 with less risk and higher expected return. That’s like owning all the ingredients for a great meal and somehow still burning the toast. Even worse, a same-risk optimized version could push expected return from ~31% to 46% at similar volatility. Takeaway: the issue isn’t what you own, it’s how you’ve weighted it — the inefficiency is self-inflicted.

Dividends Info

  • Avantis® International Small Cap Value ETF 3.00%
  • American Century ETF Trust 2.30%
  • Avantis® U.S. Small Cap Value ETF 1.40%
  • WisdomTree Efficient Gold Plus Equity Strategy Fund 4.50%
  • ProShares Ultra QQQ 0.20%
  • Direxion Daily S&P500® Bull 3X Shares 0.60%
  • Weighted yield (per year) 2.00%

A 2% total yield is fine but nothing to brag about, especially for a portfolio this wild. Some holdings like the gold-plus-equity fund throw off a chunky yield, others like the leveraged tech exposure basically pay in heart rate spikes instead of income. Dividends are nice for smoothing the ride and providing a little paycheck, but here they’re more garnish than strategy. This setup clearly cares more about capital gains than cash flow. Takeaway: if the goal is long-term growth, that’s not wrong — just don’t pretend this is an income machine. It’s a race car with a cup holder, not a minivan.

Ongoing product costs Info

  • Avantis® International Small Cap Value ETF 0.36%
  • American Century ETF Trust 0.42%
  • Avantis® U.S. Small Cap Value ETF 0.25%
  • WisdomTree Efficient Gold Plus Equity Strategy Fund 0.20%
  • ProShares Ultra QQQ 0.95%
  • Direxion Daily S&P500® Bull 3X Shares 0.91%
  • Weighted costs total (per year) 0.52%

Total TER at 0.52% is… very tolerable considering you’ve invited two expensive leveraged guests to the party at ~0.9–0.95% each. The cost drag could be a lot worse given the thrill-seeking. Fees are like friction on your compounding; small yearly cuts add up over decades. Here, you somehow avoided absolutely lighting money on fire, which is impressive for a portfolio that otherwise screams “YOLO.” Still, you’re paying a premium for leverage that might not be pulling its weight once volatility smacks returns around. If you’re going to pay champagne fees in places, make sure you’re not getting boxed wine behavior.

What next?

Ready to invest in this portfolio?

Select a broker that fits your needs and watch for low fees to maximize your returns.

Select broker

Create your own report?

Analyze your portfolio

Join our community!

Join Discord

The information provided on this platform is for informational purposes only and should not be considered as financial or investment advice. Insightfolio does not provide investment advice, personalized recommendations, or guidance regarding the purchase, holding, or sale of financial assets. The tools and content are intended for educational purposes only and are not tailored to individual circumstances, financial needs, or objectives.

Insightfolio assumes no liability for the accuracy, completeness, or reliability of the information presented. Users are solely responsible for verifying the information and making independent decisions based on their own research and careful consideration. Use of the platform should not replace consultation with qualified financial professionals.

Investments involve risks. Users should be aware that the value of investments may fluctuate and that past performance is not an indicator of future results. Investment decisions should be based on personal financial goals, risk tolerance, and independent evaluation of relevant information.

Insightfolio does not endorse or guarantee the suitability of any particular financial product, security, or strategy. Any projections, forecasts, or hypothetical scenarios presented on the platform are for illustrative purposes only and are not guarantees of future outcomes.

By accessing the services, information, or content offered by Insightfolio, users acknowledge and agree to these terms of the disclaimer. If you do not agree to these terms, please do not use our platform.

Instrument logos provided by Elbstream.

Help us improve Insightfolio

Your feedback makes a difference! Share your thoughts in our quick survey. Take the survey