This portfolio has only about 1.6 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

Growth-focused portfolio with high exposure to the total stock market and significant bitcoin investment

Report created on Aug 20, 2025

Risk profile Info

5/7
Growth
Less risk More risk

Diversification profile Info

1/5
Single-Focused
Less diversification More diversification

Positions

This portfolio is heavily weighted towards the Vanguard Total Stock Market Index Fund ETF Shares, comprising 80% of the allocation, with the remaining 20% invested in the Fidelity Wise Origin Bitcoin Trust. This composition reflects a growth-oriented strategy with a single focus on equities and alternative assets, specifically cryptocurrency. The allocation towards a broad market ETF suggests a foundation in diversified stock exposure, while the significant stake in Bitcoin underscores a higher risk tolerance and a bet on digital currency's potential for substantial returns.

Growth Info

Historically, this portfolio has shown a Compound Annual Growth Rate (CAGR) of 30.20%, with a maximum drawdown of -21.30%. The performance highlights the portfolio's ability to generate impressive returns, albeit with notable volatility. The days contributing to 90% of the returns being so few indicate that much of the portfolio's gains can be attributed to sharp, significant upward movements, a characteristic often associated with high-growth and high-risk investments.

Projection Info

Monte Carlo simulations, using historical data to project future outcomes, show a wide range of potential future values for this portfolio. With all simulations resulting in positive returns and a median projected increase of 21,732.1%, these projections underscore the portfolio's potential for significant growth. However, it's crucial to remember that Monte Carlo simulations are based on past performance, which is not a reliable indicator of future results.

Asset classes Info

  • Stocks
    80%
  • Other
    20%

The portfolio's asset class distribution, with 80% in stocks and 20% in 'other' (primarily Bitcoin), indicates a concentrated approach to growth investing. This heavy allocation towards equities, complemented by a significant cryptocurrency position, suggests an aggressive growth strategy but comes with higher volatility and risk. Diversification across more asset classes could reduce risk without necessarily compromising potential returns.

Sectors Info

  • Technology
    26%
  • Financials
    11%
  • Consumer Discretionary
    8%
  • Health Care
    8%
  • Telecommunications
    7%
  • Industrials
    7%
  • Consumer Staples
    4%
  • Energy
    2%
  • Real Estate
    2%
  • Utilities
    2%
  • Basic Materials
    2%

Sector allocation within the stock portion is predominantly in technology, financial services, and consumer cyclicals, reflecting common growth-oriented investment themes. However, the heavy tilt towards technology, at 26%, could expose the portfolio to sector-specific risks, such as regulatory changes or market sentiment shifts. A more balanced sector distribution might mitigate some of these risks.

Regions Info

  • North America
    80%

Geographic exposure is heavily concentrated in North America (80%), with no allocation to developed Europe, Asia, or emerging markets. This concentration enhances exposure to the US economy's growth potential but limits global diversification. Expanding geographic exposure could provide a buffer against region-specific economic downturns and offer access to growth opportunities in other parts of the world.

Market capitalization Info

  • Mega-cap
    33%
  • Large-cap
    25%
  • Mid-cap
    16%
  • Small-cap
    5%
  • Micro-cap
    2%

The market capitalization breakdown shows a preference for larger companies, with 33% in mega-cap stocks. This skew towards larger companies is typical for investors seeking stability and growth, but the relatively lower exposure to small and micro-cap stocks could mean missing out on higher growth potential offered by these segments.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Considering the Efficient Frontier, this portfolio's current allocation suggests a prioritization of high returns over risk management. While its composition may offer significant growth potential, there's room to optimize the risk-return profile by diversifying across more asset classes and sectors. This optimization could maintain high return potential while reducing volatility.

Dividends Info

  • Vanguard Total Stock Market Index Fund ETF Shares 1.20%
  • Weighted yield (per year) 0.96%

The overall dividend yield of the portfolio stands at 0.96%, slightly lower due to the significant allocation to Bitcoin, which does not yield dividends. For investors relying on income, increasing exposure to dividend-paying assets could enhance the portfolio's income-generating capacity without necessarily compromising growth potential.

Ongoing product costs Info

  • Fidelity Wise Origin Bitcoin Trust 0.25%
  • Vanguard Total Stock Market Index Fund ETF Shares 0.03%
  • Weighted costs total (per year) 0.07%

The portfolio's total expense ratio (TER) of 0.07% is impressively low, enhancing long-term return potential by minimizing costs. This cost efficiency is a strong aspect of the portfolio, allowing more of the investment's returns to compound over time.

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