Single world equity holding with broad diversification and very low ongoing costs
Report created on May 9, 2026Risk profile
4/7
Diversification profile
4/5
Positions
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VT Vanguard Total World Stock Index Fund ETF Shares
VT - US9220427424 100.00%
This portfolio is built around a single holding: a total world stock market ETF at 100% weight. That means all exposure comes from global stocks wrapped inside one fund, with no bonds, cash, or alternatives in the mix. Structurally, it’s very simple: one ticker, one asset class, thousands of underlying companies. This kind of “one-fund” setup makes understanding and tracking the portfolio straightforward, since performance, risk, and income are all driven by the same diversified global equity index. The trade‑off is that any ups and downs in global stock markets flow directly through, without being softened by other asset types.
Growth
From 2016-05-11 to 2026-05-08, a $1,000 investment grew to about $3,330, giving a compound annual growth rate (CAGR) of 12.82%. CAGR is like average speed on a road trip: it smooths out the bumps to show how fast the portfolio grew per year. The maximum drawdown was -34.20% during early 2020, showing the scale of temporary losses it has experienced. Compared with a US market benchmark, returns were lower, but they were slightly higher than a global market benchmark. That suggests the fund has tracked worldwide equities closely, which is exactly what a broad world index approach aims to do.
Projection
The Monte Carlo projection looks at many possible futures by reshuffling past return and volatility patterns to simulate 1,000 different 15‑year paths. It’s like running weather forecasts over and over using historical climate data. The median outcome turns $1,000 into about $2,643, with a wide “likely” range between roughly $1,744 and $4,212. The annualized return across all simulations is 8.12%, lower than historical results, which is a conservative assumption. Importantly, these are not predictions or guarantees; they just illustrate what could happen if markets behave somewhat like they have before, while acknowledging that future conditions may differ.
Asset classes
- Stocks 100%
All of the portfolio is in stocks, with 0% in bonds, cash, or alternative assets. Asset classes are broad groups like equities, fixed income, and real estate that tend to respond differently to economic conditions. A 100% equity allocation typically brings higher long‑term growth potential but also more pronounced swings along the way, because stocks react strongly to earnings news and sentiment. Compared with “balanced” mixes that include bonds, this structure is more exposed to equity market cycles. The diversified global equity base helps spread risk within the stock universe, but without other asset classes, the overall ride will still be closely tied to what world stock markets are doing.
Sectors
- Technology 26%
- Financials 16%
- Industrials 12%
- Consumer Discretionary 10%
- Health Care 9%
- Telecommunications 8%
- Consumer Staples 5%
- Energy 5%
- Basic Materials 4%
- Utilities 3%
- Real Estate 2%
Sector exposure is spread across many parts of the economy, with technology the largest slice at 26%, followed by financials at 16% and industrials at 12%. Other sectors such as consumer discretionary, health care, telecoms, and energy each hold smaller but meaningful weights. This pattern is broadly in line with many global equity benchmarks, where tech is currently a leading component. Tech‑heavy allocations can benefit when innovation and digital spending are strong but may be more sensitive when interest rates rise or growth expectations cool. The presence of more defensive sectors like consumer staples and utilities, even at lower weights, adds balance and helps the portfolio reflect the overall global business landscape.
Regions
- North America 64%
- Europe Developed 14%
- Japan 6%
- Asia Developed 6%
- Asia Emerging 5%
- Australasia 2%
- Africa/Middle East 1%
- Latin America 1%
Geographically, about 64% of the portfolio is in North America, with the rest spread across developed Europe, Japan, developed Asia, emerging Asia, Australasia, Latin America, and Africa/Middle East. That US and Canada tilt is typical for global equity indices, because North American markets represent a large share of world stock market value. This broad spread reduces dependence on any single country or region, exposing the portfolio to multiple currencies, regulatory environments, and economic cycles. Compared with a purely domestic equity allocation, this structure is more globally diversified, which can smooth out region‑specific shocks while still allowing participation in growth across both developed and emerging markets.
Market capitalization
- Mega-cap 43%
- Large-cap 31%
- Mid-cap 18%
- Small-cap 5%
- Micro-cap 1%
By market capitalization, the portfolio leans toward larger companies: 43% in mega‑caps, 31% in large‑caps, 18% in mid‑caps, and only small slices in small and micro‑caps. Market cap reflects a company’s total value on the stock market and often correlates with business maturity and stability. A larger‑company tilt usually means lower volatility than a portfolio heavily focused on small‑caps, which can swing more sharply. At the same time, the meaningful mid‑cap allocation keeps some exposure to businesses that are still in growth phases. Overall, this mix resembles a typical global index, with most weight in giant, established firms that dominate worldwide stock markets.
True holdings
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NV NVIDIA Corporation 3.95%
Part of fund(s):- Vanguard Total World Stock Index Fund ETF Shares
-
AA Apple Inc 3.54%
Part of fund(s):- Vanguard Total World Stock Index Fund ETF Shares
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MS Microsoft Corporation 2.65%
Part of fund(s):- Vanguard Total World Stock Index Fund ETF Shares
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AM Amazon.com Inc 1.93%
Part of fund(s):- Vanguard Total World Stock Index Fund ETF Shares
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GO Alphabet Inc Class A 1.62%
Part of fund(s):- Vanguard Total World Stock Index Fund ETF Shares
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AV Broadcom Inc 1.38%
Part of fund(s):- Vanguard Total World Stock Index Fund ETF Shares
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23 Taiwan Semiconductor Manufacturing Co. Ltd. 1.36%
Part of fund(s):- Vanguard Total World Stock Index Fund ETF Shares
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GO Alphabet Inc Class C 1.31%
Part of fund(s):- Vanguard Total World Stock Index Fund ETF Shares
-
ME Meta Platforms Inc. 1.21%
Part of fund(s):- Vanguard Total World Stock Index Fund ETF Shares
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TS Tesla Inc 1.01%
Part of fund(s):- LS 1x Tesla Tracker ETP Securities GBP
- Vanguard Total World Stock Index Fund ETF Shares
- Top 10 total 19.96%
Looking through to the ETF’s top holdings, the biggest underlying exposures are familiar global giants like NVIDIA, Apple, Microsoft, Amazon, Alphabet, Broadcom, TSMC, Meta, and Tesla. Each of these is a relatively small slice on its own, with the largest around 4%, and they appear only via the ETF, not as separate direct holdings. Because the portfolio holds just one broad fund, overlap across positions isn’t an issue here. It is worth noting that only the ETF’s top 10 holdings are captured, so underlying diversification is actually far deeper than this list shows, reducing the impact of any single company on long‑term results.
Factors
Factor exposure is broadly neutral across all six measured factors: value, size, momentum, quality, yield, and low volatility all sit close to the 50% mark. Factor exposure describes how much a portfolio leans toward specific characteristics that academic research links to long‑term returns, like “cheap vs. expensive” (value) or “steady vs. jumpy” (low volatility). Neutral readings mean the portfolio behaves similarly to the overall market, without strong tilts toward any particular style. This is consistent with a broad index fund designed to mirror the global market rather than deliberately overweighting a factor. In practice, this leads to behavior that tracks mainstream equity markets rather than a specialized style strategy.
Risk contribution
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Vanguard Total World Stock Index Fund ETF Shares
Weight: 100.00% 100.0%
Risk contribution shows how much each holding adds to the portfolio’s overall ups and downs, which can differ from its weight. Here, with a single ETF at 100%, that fund naturally contributes 100% of the risk as well. It’s a straightforward setup: there is no internal balancing between multiple funds with different risk profiles. The diversification all happens inside the ETF itself, across thousands of stocks, rather than at the portfolio level across multiple positions. This arrangement keeps the risk picture simple to understand: if the global equity ETF is volatile, the whole portfolio is volatile; if it’s calm, the entire portfolio is calmer.
Dividends
- Vanguard Total World Stock Index Fund ETF Shares 1.60%
- Weighted yield (per year) 1.60%
The portfolio’s dividend yield is about 1.60%. Yield measures the cash income received from dividends over a year as a percentage of the investment’s value. For a global equity fund, this level of income is fairly typical, especially given today’s payout patterns where many companies favor share buybacks or reinvestment over high dividends. While 1.60% can contribute a steady income stream, most of the portfolio’s total return historically has come from price changes rather than dividends. For someone tracking performance, it’s helpful to remember that income is just one component; reinvested dividends plus capital growth together drive long‑term results.
Ongoing product costs
- Vanguard Total World Stock Index Fund ETF Shares 0.07%
- Weighted costs total (per year) 0.07%
The total expense ratio (TER) of the ETF is 0.07%, which is impressively low. TER is the annual fee charged by the fund as a percentage of assets, covering management and operating costs. Even small differences in fees can compound over time, so keeping costs down helps more of the portfolio’s returns stay in the investor’s pocket. Compared with many actively managed funds or higher‑cost ETFs, this cost level aligns well with best practices for broad index investing. It’s a strong structural advantage of the portfolio, especially over long horizons where fee savings can meaningfully boost net outcomes.
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