This portfolio has only about 1.6 years of historical data, based on the youngest asset in the portfolio. Some metrics, projections, and AI insights may be less reliable and should be interpreted with caution.

A balanced and highly diversified portfolio with a strong focus on momentum and value across global markets

Report created on Aug 4, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

5/5
Highly Diversified
Less diversification More diversification

Positions

This portfolio showcases a strategic blend of momentum and value investing across both domestic and international markets, with a significant emphasis on equities, including a notable allocation to Bitcoin. The majority of the portfolio is invested in stocks (92%), with a small but potentially impactful allocation to Bitcoin (7%). This composition reflects a balanced approach, leveraging the growth potential of momentum stocks and the value found in smaller companies, alongside a speculative position in cryptocurrency.

Growth Info

Historically, the portfolio has demonstrated robust performance with a Compound Annual Growth Rate (CAGR) of 27.41%, and a maximum drawdown of -17.30%. These figures indicate a strong upward trend in returns, albeit with significant volatility. The days contributing to 90% of returns being concentrated in just 14 days suggest that a few key periods have driven most of the portfolio's gains. This pattern underscores the importance of staying invested through market cycles to capture these critical upswings.

Projection Info

Using a Monte Carlo simulation, which projects future performance based on historical data, the portfolio shows a wide range of outcomes. The median projection suggests a 3,332.0% return, highlighting the potential for substantial growth. However, it's vital to remember that such simulations rely on past trends, which may not always predict future results. This method helps visualize potential outcomes but cannot guarantee them.

Asset classes Info

  • Stocks
    92%
  • Other
    7%

The portfolio's allocation is heavily weighted towards stocks, with a small but significant position in Bitcoin. This high equity exposure is typical for growth-oriented portfolios but comes with increased volatility. The inclusion of Bitcoin adds a speculative element that could offer high rewards but also contributes to the portfolio's overall risk profile. Diversifying across different asset classes could provide a buffer against this volatility.

Sectors Info

  • Financials
    22%
  • Technology
    16%
  • Industrials
    12%
  • Consumer Discretionary
    9%
  • Telecommunications
    8%
  • Consumer Staples
    6%
  • Energy
    5%
  • Health Care
    5%
  • Basic Materials
    4%
  • Consumer Discretionary
    3%
  • Utilities
    2%
  • Real Estate
    1%

Sector allocation is well-diversified, covering a broad spectrum of the economy, from Financial Services and Technology to Consumer Cyclicals and Industrials. This diversification helps mitigate sector-specific risks and capitalizes on growth across different areas of the economy. However, the heavy weighting in Financial Services and Technology sectors suggests a tilt towards areas that can exhibit higher volatility.

Regions Info

  • North America
    64%
  • Europe Developed
    15%
  • Japan
    6%
  • Australasia
    3%
  • Asia Developed
    2%
  • Asia Emerging
    2%
  • Africa/Middle East
    1%

Geographically, the portfolio is predominantly invested in North America (64%), with significant exposure to developed markets in Europe and Japan. This distribution suggests a focus on stable, developed economies but may underrepresent emerging markets, which could offer higher growth potentials. Expanding geographic diversification could enhance the portfolio's growth prospects and resilience.

Market capitalization Info

  • Mega-cap
    36%
  • Large-cap
    24%
  • Mid-cap
    14%
  • Small-cap
    10%
  • Micro-cap
    7%

The portfolio's market capitalization exposure leans towards larger companies, with a combined 60% in Mega and Big cap stocks. This bias towards larger companies typically offers stability but might limit growth potential compared to smaller caps. The allocation to Small and Micro caps, especially in the value ETFs, introduces growth opportunities but also additional risk.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

Considering the Efficient Frontier, the portfolio appears to be positioned for a favorable risk-return trade-off, given its current asset allocation. However, optimizing for the Efficient Frontier involves regularly reassessing asset allocation to maintain the best possible risk-return ratio. This process may suggest rebalancing towards assets or classes that could improve the portfolio's efficiency, especially considering the volatile nature of Bitcoin and sector-specific risks.

Dividends Info

  • Avantis® International Small Cap Value ETF 3.80%
  • Avantis® U.S. Small Cap Value ETF 1.70%
  • Fidelity Total Market Index Fund 1.00%
  • FIDELITY TOTAL INTERNATIONAL INDEX FUND INSTITUTIONAL PREMIUM CLASS 2.50%
  • Invesco S&P International Developed Momentum ETF 2.00%
  • Invesco S&P 500® Momentum ETF 0.60%
  • Weighted yield (per year) 1.43%

The portfolio's dividend yield stands at 1.43%, reflecting a moderate income component. While not the primary focus, dividends contribute to total returns and provide a passive income stream. The higher yields from the value-oriented ETFs complement the lower yields from momentum stocks, balancing income with growth potential.

Ongoing product costs Info

  • Avantis® International Small Cap Value ETF 0.36%
  • Avantis® U.S. Small Cap Value ETF 0.25%
  • Fidelity Wise Origin Bitcoin Trust 0.25%
  • Fidelity Total Market Index Fund 0.02%
  • FIDELITY TOTAL INTERNATIONAL INDEX FUND INSTITUTIONAL PREMIUM CLASS 0.06%
  • Invesco S&P International Developed Momentum ETF 0.25%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Weighted costs total (per year) 0.16%

The portfolio's total expense ratio (TER) of 0.16% is impressively low, maximizing net returns for investors. This cost efficiency is crucial for long-term growth, as lower costs compound over time, leading to significantly higher returns. The portfolio's cost structure is well-optimized, aligning with best practices for long-term investment success.

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