A balanced and diversified portfolio with a strategic focus on growth and value across global markets

Report created on Aug 16, 2025

Risk profile Info

4/7
Balanced
Less risk More risk

Diversification profile Info

4/5
Broadly Diversified
Less diversification More diversification

Positions

This portfolio showcases a strategic blend of growth and value, with a significant emphasis on ETFs across diverse sectors and geographies. With 35% allocated to both the Capital Group Dividend Value ETF and the Invesco S&P 500® Momentum ETF, it leans towards a balance of steady dividend income and growth potential. The inclusion of the Dimensional International Value ETF and Avantis® Emerging Markets Equity ETF enhances global exposure, particularly in developing economies. The portfolio's broad diversification across 10 sectors and its strategic asset class allocation underscore a thoughtful approach to risk management and growth prospects.

Growth Info

Historically, the portfolio has achieved a Compound Annual Growth Rate (CAGR) of 18.38%, with a maximum drawdown of -20.81%. This performance is indicative of strong growth potential, albeit with a level of volatility that aligns with its balanced risk profile. The days contributing most significantly to returns highlight the portfolio's sensitivity to market movements. When compared to benchmarks, this historical performance suggests a well-managed risk-return balance, demonstrating the portfolio's ability to capitalize on market trends while mitigating downturns.

Projection Info

Monte Carlo simulations, using 1,000 iterations, project a wide range of outcomes, with a median increase of 731%. This method, while based on historical data, helps gauge future risk and return by simulating a variety of market conditions. It's important to note, however, that such projections cannot guarantee future results but do offer a useful tool for understanding potential volatility and growth. The consistent positive returns across simulations underscore the portfolio's robustness against varied market scenarios.

Asset classes Info

  • Stocks
    99%
  • Cash
    1%

The portfolio's allocation is heavily weighted towards stocks (99%), with a minimal cash reserve (1%). This composition is indicative of a growth-oriented strategy, aiming for higher returns at the cost of increased volatility. While this aligns with the portfolio's balanced risk profile, investors should consider the implications of such heavy stock concentration, including potential short-term fluctuations. Diversifying across different asset classes could offer additional stability during market downturns.

Sectors Info

  • Technology
    21%
  • Financials
    18%
  • Consumer Discretionary
    13%
  • Industrials
    12%
  • Telecommunications
    8%
  • Consumer Staples
    7%
  • Health Care
    6%
  • Energy
    5%
  • Basic Materials
    4%
  • Utilities
    2%
  • Real Estate
    2%

Sector allocation within the portfolio reveals a strong emphasis on technology and financial services, followed by consumer cyclicals and industrials. This sector distribution suggests a focus on industries poised for growth but also exposes the portfolio to sector-specific risks. For instance, technology stocks may be more volatile in response to interest rate changes. Balancing sector exposure can mitigate risks and capitalize on growth opportunities across the broader economy.

Regions Info

  • North America
    71%
  • Europe Developed
    13%
  • Asia Emerging
    5%
  • Japan
    4%
  • Asia Developed
    4%
  • Australasia
    1%
  • Latin America
    1%
  • Africa/Middle East
    1%

Geographic allocation shows a heavy tilt towards North America (71%), with diversified exposure across developed Europe, emerging Asia, and other regions. This global distribution enhances the portfolio's growth potential by tapping into various economic cycles and market dynamics. However, the concentration in North America, while beneficial in stable conditions, may limit exposure to faster-growing markets. Increasing allocations to underrepresented regions could offer broader diversification benefits.

Market capitalization Info

  • Mega-cap
    42%
  • Large-cap
    38%
  • Mid-cap
    16%
  • Small-cap
    1%

The portfolio's market capitalization exposure is predominantly focused on mega (42%) and big (38%) cap stocks, with limited exposure to medium and small caps. This skew towards larger companies generally offers stability and resilience but may limit growth potential compared to smaller, more agile firms. Diversifying across different market caps could enhance returns by capturing growth in dynamic sectors and emerging markets.

Risk vs. return

This chart shows the Efficient Frontier, calculated using your current assets with different allocation combinations. It highlights the best balance between risk and return based on historical data. "Efficient" portfolios maximize returns for a given risk or minimize risk for a given return. Portfolios below the curve are less efficient. This is informational and not a recommendation to buy or sell any assets.

Click on the colored dots to explore allocations.

The portfolio's current allocation demonstrates a well-considered balance between risk and return, potentially optimized along the Efficient Frontier. This concept aims to maximize returns for a given level of risk, suggesting the portfolio is well-positioned in terms of its risk-return profile. However, continuous review and adjustment are essential to adapt to changing market conditions and personal financial goals.

Dividends Info

  • Avantis® Emerging Markets Equity ETF 2.80%
  • Capital Group Dividend Value ETF 1.40%
  • Dimensional International Value ETF 3.20%
  • Invesco S&P 500® Momentum ETF 0.60%
  • Weighted yield (per year) 1.62%

The portfolio's dividend yield stands at an overall 1.62%, with individual ETF yields ranging from 0.60% to 3.20%. This yield reflects a balanced approach to income and growth, providing a steady income stream while still focusing on capital appreciation. Investors should consider the role of dividends in their overall investment strategy, particularly in relation to their income needs and tax implications.

Ongoing product costs Info

  • Avantis® Emerging Markets Equity ETF 0.33%
  • Capital Group Dividend Value ETF 0.33%
  • Dimensional International Value ETF 0.27%
  • Invesco S&P 500® Momentum ETF 0.13%
  • Weighted costs total (per year) 0.25%

With a total expense ratio (TER) of 0.25%, the portfolio maintains relatively low costs, contributing positively to net returns. Keeping investment costs low is crucial for enhancing long-term performance, as even small percentage differences can significantly impact compounded returns. Investors should continue to monitor and manage these costs to ensure they remain competitive and aligned with investment objectives.

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